The initial outlay is typically larger, but it can be shown that within
a short time savings cover this initial cost.
Not exact matches
Yes, there are good reasons why some startups should put working day - to - day on growing their business aside and spend the
time instead looking for outside investment, including: gaining the financial and other operational resources they need to move forward; to increase their financial stability, focus (plus peace of mind) in the
short - term if they've been growing on revenue, founders»
savings and credit cards; and to quickly accelerate their growth in order to capture a massive market.
In a
short time, the Central State has borrowed sums so staggering that it has no choice but to either inflate the debt away, thereby destroying the
savings and income of its remaining productive citizenry, or by taxing these same productive citizens to the point of penury.
We have been financially smart in terms of
savings, i.e. college funds, pay off our home in a
short amount of
time.
Then perhaps in a
short time «only» 3 million (or 10 % of) Canadians would be enjoying the
savings and actually dealing with a phone company that cares about them.
Although the
savings in the
short term are relatively small, these proposals should be actively considered as the
savings do grow over
time.
Lower rate +
shorter term = significant
savings over
time.
Customers profit from reduced efforts, high
time savings and, most importantly, a
shorter time - to - market.
By doing its own label printing and converting, adhesives maker Endurance Technologies reaps material
savings, cost
savings and
short lead
times — all with total control over the entire process.
But if you're talking about losing or gaining an hour thanks to daylight -
savings time, the adjustment period is typically
short - lived.
Comptroller Tom DiNapoli, as you'll recall, said (in a statement to the New York
Times) that he had «serious concerns» about Cuomo's budget proposal to allow cash - strapped local governments to borrow against future projected Tier 6
savings to provide more predictability in
short - term pension payments.
Sources say unions may provide $ 20 million in
savings to Mangano by the
time NIFA meets again - far
short of the $ 61 million anticipated by the county executive.
At the same
time, Tier VI will not yield any
short - term
savings for taxpayers.
At a
time when painful measures in October's Strategic Defence and Security Reviewv - such as scrapping the Harrier fleet, along with service personnel and civilian job losses and other efficiency gains - are reported to fall # 1 billion
short of the MOD's # 8 billion budget reduction target, a public row over
savings already assumed would be bad news for the department.
This hi - tech dressing will generate significant
savings in healthcare costs, due to reduced clinical inspection
time and
shorter hospital stays as a result of faster wound healing.»
Cashing out her
savings account, the terminally ill woman determines to take one Last Holiday and explore life's possibilities during the
short time she has remaining.
In these
times of austerity of course we need to cut our cloth on all spending; however, the government's proposals for the design and construction of future schools are far too restrictive with too much focus on
short - term
savings.»
In the
short - term, it may seem like a
time savings to bring your vehicle to a local garage on your lunch break.
In just a
short time, she parlayed my first book touting a novel, but provocative, approach to managing retirement
savings into television, radio, and print interviews for a previously unknown author.
In November, I have «Zero - Tasking» Day which takes place this year on 11/5 — the day daylight
savings time ends (tied to my book, The Gifts of Change) In December, I have «Celebrate
Short Fiction» Day, which takes place this year on 12/21 — the
shortest day of the year — info at http://www.nancychristie.com/focusonfiction/celebrate-
short-fiction-day/.
Customers who were previously on the fence about a purchase will now have much more appealing opportunities in front of them and Kindle ownership will be that much simpler to justify as paying for itself in
savings over a
short period of
time for any active reader.
If you need the money in a
shorter time period (ie 6 months) then you should invest it in a very safe asset class such as cash (ie high interest
savings account).
This should give you a good idea of a
time horizon that fits with a
short - term
savings goal like a vacation, home down payment, a wedding, or college
savings.
Your answer to this question will play heavily into your investment strategy, as money you'll need in the
short term should be kept relatively low - risk (mostly in
savings or low - risk investments) while money that won't be needed for a long
time can be in riskier investments (stocks).
Check the internet, the opportunities are surprising concerning the the quick return you realize in a
short amount of
time, and the minimum starting
savings amount can be rather small to get you on your way.
A much better option would be to use the $ 1,000 and purchase a
short - term Certificate of Deposit earning five
times the interest of what is offered in a
savings account.
Unlike long - term investments, which can yield a greater return over
time,
short - term investments are typically lower - risk investments with a predictable, smaller return and highly liquid assets, such as a high - yield
savings account.
Short - term investment vehicles — such as certificates of deposit, interest - yielding
savings accounts, exchange - traded funds and more — are ideal places to store and grow funds you don't need immediately, such as emergency
savings, but require access to at any
time if a financial emergency were to arise.
This is a
short term investment and you don't have
time to make up for any losses so it is imperative that this be invested in a guaranteed investment such as a high interest
savings account or money market funds.
We have
savings to cover bed rest (or other complications) for a couple months, but at that point relying on
short - term disability from her full -
time benefited position sounds more stable.
OTOH Once you've maxed out the tax deferred
savings, or if you need to set aside money for large purchase with a big
time horizon that is
short of retirement age, then making regular monthly investments in a no - load index fund with a quality company is a great way to go as you will be taking advantage of Dollar Cost Averaging, and a good deal of diversity, which is a great way to put money into the market.
We also use these products at Hylland Capital to reduce interest rate risk for investors with
shorter time frames for their retirement accounts or other
savings goals.
Keep in mind that if the
savings are intended to be used for elementary or secondary schools, your
time horizon will be much
shorter, and investments should likely be more conservative.
Unlike retirement
savings, in which many investors have decades to recover from a loss, the
time horizon for college
savings is by definition
shorter.
Rounding expenses and deposits down in a check register can lead to surprising
savings after a very
short period of
time.
Of course, whether it's worth the
time and effort to move your
savings from an MMF or MMA to an online
savings account, or even a
short - term bond fund, is up to you.
With such a
short time period, the safety and certainty offered by a
savings account or CD far outweighs the potential extra return you might earn from the stock market.
If you will be making a large one -
time purchase that you need
time to pay off, a card with a 0 % intro APR can lead to more
short - term
savings, provided you can pay off the balance before the introductory APR expires.
With the power of compound interest and a high
savings rate, we have every tool in front of us to achieve financial independence and early retirement in a very, very,
short amount of
time.
Also, take
time to explore products banks offer that are specifically tailored for both
short - and long - term
savings, such as the Coverdell Education Savings Account (ESA) to tuition, Health Savings Accounts (HSAs) for medical expenses and IRA accounts for your retirement
savings, such as the Coverdell Education
Savings Account (ESA) to tuition, Health Savings Accounts (HSAs) for medical expenses and IRA accounts for your retirement
Savings Account (ESA) to tuition, Health
Savings Accounts (HSAs) for medical expenses and IRA accounts for your retirement
Savings Accounts (HSAs) for medical expenses and IRA accounts for your retirement goals.
With mortgage rates near their historic lows, fixed rate home mortgages are likely going to be a much better deal if you plan on living in the house for an extended period of
time, as when rates reset on ARM loans the prior
short - term
savings will likely be more than offset by the higher rates for the duration of the loan, which can cause the interest - only loan payment to exceed the amoritizing 30 year fixed rate payments if mortgage rates spike high enough.
Once you take
time to differentiate between your
short - and long - term
savings goals, it will be that much easier to budget your money accordingly.
Short Term vs. Long Term
Savings Short - term savings are funds you set aside for anywhere from three to nine months of downtime, in case you have no income during tha
Savings Short - term
savings are funds you set aside for anywhere from three to nine months of downtime, in case you have no income during tha
savings are funds you set aside for anywhere from three to nine months of downtime, in case you have no income during that
time.
Building up a quarter of a million dollars in
savings takes
time, and many adults may fall
short.
The fees are compensated by your gains in a
short time and you will soon outperform the
savings account.
Set a date in your calendar to increase your retirement and other
short - term
savings goals by 1 percent (preferably around the
time you receive an annual increase or bonus).
Although a life annuity offers you the security of knowing that for as long as you live you will receive a fixed income, many people are uncomfortable with the thought that all of their RRSP
savings would be gone if they only lived for a
short period of
time after retirement.
Commit to getting some money into a
savings account within a
short space of
time — 30, 60 or 90 days — what ever your capabilities will allow.
And the great thing about TFSAs that's particularly helpful for young people with
shorter - term
savings goals is that you can withdraw the money at any
time without getting dinged or taxed or levied in any way.
An interest rate offered for a
short time at the start of a loan, credit card or
savings account.