Sentences with phrase «short years his policy»

In 3 short years his policy will be expired and he will have a difficult time finding any decent life insurance coverage with a heart attack on his resume.

Not exact matches

Founded only in 2008 but measured earlier this year as the third-most valuable venture capital - backed group in the world at over $ 25 billion, Airbnb also said it would help prevent its service from causing housing shortages by «ensuring hosts agree to a policy of listing only permanent homes on a short - term basis».

(Policies with shorter durations of coverage cost less; the gamble may make sense, since about 75 % of nursing home stays last for three years or less.)

But according to Robert Scott of the Economic Policy Institute, the U.S. economy will fall well short of that goal, as exports only increased by 48.4 % over that five - year span.

While McClendon's own life was cut short, he left a legacy that will shape American energy policy — for better or for worse — for years to come.

There is room here for activist public policy aimed at assisting people as soon as they become unemployed — including very fast interventions to have resumés updated, interview skills improved and much shorter - duration job training programs (rather than ones that last months or years).

After the Fed's policy statement, traders of U.S. short - term interest - rate futures on Wednesday kept bets the Fed will raise interest rates at least two more times this year.

Trading activity in this contract, the main benchmark for short - term interest rates in Europe, had been depressed for years due to the monetary policy environment in Europe.

FOMC members now seem more eager than ever to «normalize» policy, that is raise short term rates into line with historic norms and, to the extent possible, unburden their balance sheet of the huge bond holding they had acquired over the last few years.

Federal Reserve policy: Two years ago, the Fed embarked on a new policy, raising short - term interest rates.

After years at the effective lower bound for short - term interest rates, economic conditions have finally warranted the start of U.S. monetary policy normalization.

With growth prospects for the world economy being revised up and inflation no longer falling, short - term market interest rates have risen on the expectation that central banks will unwind the accommodative monetary policy they had put in place over the previous year or two (Graph 4).

Short front - end rates (expectation of sooner policy tightening) as well as 3 to 5 year rates (more hikes in the future)

But fatigue, in the form of rising policy risks and extended valuations, will drive greater volatility, including a higher likelihood of a short - term market correction this year.

Years of central bank policies of easy money have caused short - term interest rates to remain below inflation — aptly called financial repression — which has penalized savers.

For example, if a «normal» level of short - term interest rates is 4 % and investors expect 3 - 4 more years of zero interest rate policy, it's reasonable for stock prices to be valued today at levels that are about 12 - 16 % above historically normal valuations (3 - 4 years x 4 %).

Although short - term interest rates did rise this year as a slightly less timid Federal Reserve (Fed) nudged the policy rate higher, for the long end of the curve it was more of the same.

With the Federal Reserve sticking to its projections for policy tightening, buoying short - end rates, the spread between two - and 10 - year maturities has fallen in November by almost 16 basis points, the most since February 2016.

The downgrade was based partly on the view that the agreement between Congress and the President fell far short of the $ 4.0 trillion needed to stabilize the debt - to - GDP ratio within ten years, and partly on the view that the President and Congress were, and will be, unable to come to any sensible policy plan to support job creation in the short term and control debt accumulation in the longer term.

Short term life insurance policies, such as those with 1 - year or 5 - year terms, often have the option of being renewable, meaning that at the end of the term you can purchase the same coverage again without a new application process.

Even in a world where short - term interest rates will continue to rise as the Federal Reserve raises policy interest rates (most likely 2 — 3 times next year) and where long - term rates should rise slowly as the Fed lets its balance sheet shrink, tax - free yields should either stay the same or move down as the municipal bond world confronts a market with much less issuance.

Fox tells the story from beginning to end: childhood in the German - American parsonage; nine grades of school followed by three years in a denominational «college» that was not yet a college and three year's in Eden Seminary, with graduation at 21; a five - month pastorate due to his father's death; Yale Divinity School, where despite academic probation because he had no accredited degree, he earned the B.D. and M.A.; the Detroit pastorate (1915 - 1918) in which he encountered industrial America and the race problem; his growing reputation as lecturer and writer (especially for The Christian Century); the teaching career at Union Theological Seminary (1928 - 1960); marriage and family; the landmark books Moral Man and Immoral Society and The Nature and Destiny of Man; the founding of the Fellowship of Socialist Christians and its journal Radical Religion; the gradual move from Socialist to liberal Democratic politics, and from leader of the Fellowship of Reconciliation to critic of pacifism; the break with Charles Clayton Morrison's Christian Century and the inauguration of Christianity and Crisis; the founding of the Union for Democratic Action, then later of Americans for Democratic Action; participation in the ecumenical movement, especially the Oxford Conference and the Amsterdam Assembly; increasing friendship with government officials and service with George Kennan's policy - planning group in the State Department; the first stroke in 1952 and the subsequent struggles with ill health; retirement from Union in 1960, followed by short appointments at Harvard, at the Center for the Study of Democratic Institutions, and at Columbia's Institute of War and Peace Studies; intense suffering from ill health; and death in Stockbridge, Massachusetts, in 1971.

We have a manager who has screwed up fo the last ten years and repeats his «two top player short» policy every year.

Arlington Heights library officials say one factor in this year «s crowded race is a flap over the board «s short - lived policy of allowing youngsters access to R - rated movies without their parents «consent.

With time running out, Congress today easily approved a short - term spending bill that would prevent a partial federal government shutdown over the weekend, but departed in advance of the president's first 100 day milestone (tomorrow) with addressing two of his top policy priorities: health care and a year - long budget deal.

• In practical and policy terms, what this means is that the APC administration to be sworn in on October 15, 2018, by the grace of God, must resume good governance that was cut short four years ago, and once again prioritise social investments in education, healthcare and other social protection programmes that reduce the cost of living, while raising the quality of life.

One of the flagship policies of the last few months of the coalition government was the introduction of an additional compulsory one year supervision by the private companies for anyone sentenced to prison for a short period.

Over the last 10 - 15 years, this attitude has seemed to decline sharply on both sides of the aisle, along with a rise in violating long - standing traditions and long - term trust for short - term policy victories.

ENDS Notes to Editors UK Alcohol duty context For a short video summary of the issues around alcohol pricing, please visit: https://vimeo.com/191959217 Following heavy lobbying from the alcohol industry, the last four Budgets have seen real terms cuts in alcohol duty Alcohol is 60 % more affordable than it was in 1980 — the alcohol duty escalator, introduced in 2008, which ensured that duty rose above inflation, helped mitigate this trend, but this progress has reversed since the duty escalator was scrapped in 2013 In real terms, spirits duty has halved, and wine duty fallen by a quarter since 1978 - 9 The Government estimates suggest that the duty cuts since 2013 will cost the Exchequer # 2.9 billion over four years The University of Sheffield estimated that an additional 6,500 people would be hospitalised each year as a result of the alcohol duty cuts in 2015 The report The report was peer reviewed by academic experts the fields of economics, public health and public policy prior to publication.

«In a very short time he has to absorb whole sets of very complex policy areas - complicated fields like health, housing and education which he has not had much to do with in recent years.»

David Cameron could be forced to postpone this year's Queen's Speech because the Government is short of «sexy» policies that can be agreed with the Lib Dems, a Minister claimed last night.

The authors noted that original SAI guidelines gave community colleges incentive to expand short - term certificate programs, which are designed to be completed in less than one year, even though it was not one of the primary goals of the state's policy.

The key points from each strand are highlighted as follows: Early Identification and support • Early identification of need: health and development review at 2/2.5 years • Support in early years from health professionals: greater capacity from health visiting services • Accessible and high quality early years provision: DfE and DfH joint policy statement on the early years; tickell review of EYFS; free entitlement of 15 hours for disadvantaged two year olds • A new approach to statutory assessment: education, health and care plan to replace statement • A more efficient statutory assessment process: DoH to improve the provision and timeliness of health advice; to reduce time limit for current statutory assessment process to 20 weeks Giving parent's control • Supporting families through the system: a continuation of early support resources • Clearer information for parents: local authorities to set out a local offer of support; slim down requirements on schools to publish SEN information • Giving parents more control over support and funding for their child: individual budget by 2014 for all those with EHC plan • A clear choice of school: parents will have rights to express a preference for a state - funded school • Short breaks for carers and children: a continuation in investment in short breaks • Mediation to resolve disagreements: use of mediation before a parent can register an appeal with the TriShort breaks for carers and children: a continuation in investment in short breaks • Mediation to resolve disagreements: use of mediation before a parent can register an appeal with the Trishort breaks • Mediation to resolve disagreements: use of mediation before a parent can register an appeal with the Tribunal

In short, the results are mixed, casting doubt on the worst fears of retention's critics but not fully vindicating the Florida policy — especially given the cost of providing an additional year of instruction to retained students.

During the start - up phase, or the first two years of the charter school's first contract term, schools have access to supports that ensure newly operational schools establish policies, procedures, and practices that will enable both short - term and long - term success.

Connecticut needs a stable, responsible budget, with real structural reforms, rejecting the crisis - driven, short - term approach that has marked state fiscal policy for years.

Cornelia Grumman details the comprehensive supports that children need to get off to a good start in the first five years of life, how our public policies fall short in providing those supports, and some potential policy opportunities to better care for our youngest children.

Mary Rasenberger: We at the Authors Guild have been working closely with Doug Preston for the greater part of the past year on both the longer policy memo and the shorter letter that he is asking authors and others to sign.

You can see below how much pricier 30 year policies are than your shorter term policy options:

A term life insurance policy can cover a period as short as a year or as long as 30 years or more.

While some policies are as short as one year, term policies are generally available in periods of:

Years of central bank policies of easy money have caused short - term interest rates to remain below inflation — aptly called financial repression — which has penalized savers.

So even though it is more expensive than the cheaper whole life insurance to age 100, you will be paying into your policy for a shorter period of time, say for 10 years or to age 65.

If you pay the Short Term No - Lapse Guarantee Premiums stated in your policy then the no - lapse protection that comes with the policy will prevent a policy lapse from 4 to 20 years depending on your age at issue.

If you're looking for a more affordable short - term option, a few insurance companies we work with will offer a 10 - year term policy for ages 75 and under or a 5 - year term policy for ages 80 and under.

Short term life insurance policies, such as those with 1 - year or 5 - year terms, often have the option of being renewable, meaning that at the end of the term you can purchase the same coverage again without a new application process.

If you have paid off your mortgage but currently have children whom are still dependent off you, for instances they are in primary school or secondary school you may want to look at a shorter term policy, such as 5 - 15 years.

I buy TLI's argument that adverse - selection means folk who knew they only had a short life - expectancy will not have sold their policies, (hence my analysis is over-pessimistic) but am surprised this effect still persists after 6 + years (no significant turn up in mortality - rates pa towards those appropriate for their age so far).

What makes a short term universal policy great is the ability to pay for a lifetime of insurance over a short term, usually 10 - 15 years.

The HO - 3 policy (the most popular homeowners insurance policy nationwide) is often used to compare relative rates between states; when you compare the average cost of an HO - 3 policy throughout the country, $ 804 a year, to the average cost of insuring a home in Texas, $ 1,409 a year, it is easy to see that Texas homeowners may be getting the short end of the stick.