Sentences with phrase «shorter duration of the loan»

Interest rates on 15 - year mortgage terms are typically lower than those on longer - term loans because the shorter duration of the loan makes it less of a risk to the lender.

Not exact matches

Achievement of these goals was considered by the HRC as very challenging, even aggressive, given the expected modest economic growth for 2007 for the financial services industry, the impact and duration of the on - going flat / inverted yield curve (meaning short - term interest rates that are virtually equal to or exceed long - term interest rates, thus lowering profit margins for financial services companies that borrow cash at short - term rates and lend at long - term rates), potentially higher credit losses, fewer available high - quality, high - yielding loans and investment opportunities, and a consumer shift from non-interest to interest - bearing deposits.

CRL's Day says that the short - term nature of payday loans is deceiving; the duration masks the fact that the cost of the loan is equivalent to triple - digit APRs, and many borrowers find that these loans rope them into months» worth of debt a few weeks at a time.

You will only find debt investments on Patch of Land which are more secure and have shorter loan durations which means your money isn't tied up as long as some of the other investment opportunities.

The purpose of shorter duration loans is to provide the borrower temporary financial relief.

Others, eschewing conventional personal - finance advice, are even opting for «cash - in» refinancings, paying thousands of dollars out of pocket to settle old loans — and then taking out new mortgages with lower payments, shorter durations or both.

Emergency loans are typically short - duration loans of between 30 and 90 days.

The APR on a short - term loan can vary greatly depending on how the APR is calculated (nominal vs. effective), the duration of the loan, loan fees incurred, late payment fees, non-payment fees, loan renewal actions, and other factors.

With mortgage rates near their historic lows, fixed rate home mortgages are likely going to be a much better deal if you plan on living in the house for an extended period of time, as when rates reset on ARM loans the prior short - term savings will likely be more than offset by the higher rates for the duration of the loan, which can cause the interest - only loan payment to exceed the amoritizing 30 year fixed rate payments if mortgage rates spike high enough.

Also, these types of loans are usually for a shorter duration of time than the primary mortgage.

Lenders of this type of loan are infamous for charging extremely high rates even if the loan is for a very short duration.

Throughout the process, we take advantage of short and long duration bonds and loans as interest rates change.

The Fund's investments in shorter duration high - yield bonds and floating - rate loans may help provide investor portfolios» a level of protection in a rising - rate environment, as investments in the Fund's universe have typically performed with low correlation to traditional bond markets.

Statutes also set the duration for a loan term — some as short as 10 days — but other states place no restrictions on the duration of a loan.

The S&P / LSTA U.S. Leveraged Loan 100 Index is yielding 4.27 % in comparison the 4.98 % yield of high yield, but the leverage loan index is a much shorter instrument as it rebalances weekly in comparison to the 4 year duration of high yiLoan 100 Index is yielding 4.27 % in comparison the 4.98 % yield of high yield, but the leverage loan index is a much shorter instrument as it rebalances weekly in comparison to the 4 year duration of high yiloan index is a much shorter instrument as it rebalances weekly in comparison to the 4 year duration of high yield.

The finance fees charged by a short - term cash advance loan are generally based on the size and duration of the loan, and these flat - rate fees often equate to three - digit APRs.

On the other hand, short - term bank loan interest rates will always be much more expensive irrespective of the duration of repayment.

After verifying your loans help to rebuild ease and convenience of the fast cash network ease and convenience of the fast cash network a short duration loans.

While the monthly payment will significantly depend on the duration of the loan term (eg: shorter term loans will typically have higher monthly payments), nearly every Private Hard Money Loan will require some type of monthly payment in the range of 0.3 % to 1 % of the total loan balance, per moloan term (eg: shorter term loans will typically have higher monthly payments), nearly every Private Hard Money Loan will require some type of monthly payment in the range of 0.3 % to 1 % of the total loan balance, per moLoan will require some type of monthly payment in the range of 0.3 % to 1 % of the total loan balance, per moloan balance, per month.

Investment property loans are offered with either a fixed term for the duration of the loan or an adjustable rate that will usually have a short fixed period from 1 to 5 years.

Specifically with commercial real estate investments, the loans are typically of a shorter duration, higher interest and return, and are backed not only with a first lien on the property, but the added advantage of the income - producing nature of the property itself.