Sentences with phrase «shorter duration of the term»

Not exact matches

Interest rates on 15 - year mortgage terms are typically lower than those on longer - term loans because the shorter duration of the loan makes it less of a risk to the lender.
On Money magazine's MONEY 50 recommended list, Vanguard Short - Term Investment Grade (VFSTX) has a duration of 2.6 years, implying if rates were to rise one full point, the price of the fund's holdings would decline 2.6 %.
Achievement of these goals was considered by the HRC as very challenging, even aggressive, given the expected modest economic growth for 2007 for the financial services industry, the impact and duration of the on - going flat / inverted yield curve (meaning short - term interest rates that are virtually equal to or exceed long - term interest rates, thus lowering profit margins for financial services companies that borrow cash at short - term rates and lend at long - term rates), potentially higher credit losses, fewer available high - quality, high - yielding loans and investment opportunities, and a consumer shift from non-interest to interest - bearing deposits.
Fidelity's Julian Potenza seconded Darda's emphasis of muni bonds, saying «investors should consider keeping the portion of their fixed - income portfolio that is currently earmarked for liquidity relatively short, in terms of duration
Fees vary based on duration of payback and amount financed, but this can be a much cheaper option within the short - term lending space.
CRL's Day says that the short - term nature of payday loans is deceiving; the duration masks the fact that the cost of the loan is equivalent to triple - digit APRs, and many borrowers find that these loans rope them into months» worth of debt a few weeks at a time.
Our Near - Term Tax Free Fund (NEARX), which offers tax - free municipal income, appears to be well - positioned to minimize the impact of rising yields by keeping a short duration.
It must be expected that long term outperformance will come with durations of underperformance, perhaps as much as half of the time over short - term intervals.
Of course, the point about duration still stands — regardless of what drives returns, long duration means that even small changes to those drivers of return can be amplified into very big changes in prices in the short terOf course, the point about duration still stands — regardless of what drives returns, long duration means that even small changes to those drivers of return can be amplified into very big changes in prices in the short terof what drives returns, long duration means that even small changes to those drivers of return can be amplified into very big changes in prices in the short terof return can be amplified into very big changes in prices in the short term.
Longer ‐ term bonds carry a longer or higher duration than shorterterm bonds; as such, they would be affected by changing interest rates for a greater period of time if interest rates were to increase.
Interest rate sensitivity, also known as duration, is based on the Barclays U.S. Credit Bond Index (all maturities), and short - term bonds represented by the subset of bonds within the index with maturities of 1 - 5 years (Barclays 1 - 5 Year U.S. Credit Bond Index).
IGIH provides exposure investment - grade, US - dollar - denominated corporate bonds while minimizing interest - rate risk by shorting U.S. Treasurys that match in terms of duration.
Interventions to improve breastfeeding initiation, exclusivity and duration are based on extensive evidence from both observational and intervention studies of short - and long - term health benefits of breastfeeding for both mothers and infants.13 — 15 Nevertheless, to our knowledge none of previous studies has systematically examined whether the increases in breastfeeding resulting from such interventions have equally benefited all socioeconomic groups.
BFHI has been shown to be very effective in increasing breastfeeding initiation, exclusive breastfeeding and breastfeeding duration in many countries, as well as improving mother's health care experiences and reducing rates of infant abandonment.12 Given the short and long - term benefits of breastfeeding to the infant, mother and society, implementing BFHI — alongside with the other objectives stated in the Global Strategy for Infant and Young Child Feeding - continues to have an important role to play in health services worldwide.
Duration of breastfeeding was positively associated with performance on the mental and psychomotor scales, but infants who were breastfed short - term and had higher p, p ′ DDE levels in cord serum had the lowest scores on the mental and psychomotor scales.
Duration of breastfeeding was categorized as formula - fed, short - term breastfed (2 — 16 weeks), and long - term breastfed (> 16 weeks).
The term «Power Pumping» means doing many short pumping sessions within the duration of an hour.
Defining what constitutes an appropriate duration of the second stage is not straightforward because it involves a consideration of multiple short - term and long - term maternal and neonatal outcomes ---- some of them competing.
Because the benefits of breastfeeding are, in most studies, shown to be dose dependent, increasing the amount of breast milk consumed by premature infants, either through extending duration or increasing the number of breast vs formula feeds, is an important contribution to their short - and long - term health.
The CDC suggests that education about breastfeeding is the most effective single intervention to increase breastfeeding initiation and short - term duration, especially when it is delivered as part of a multicomponent intervention, tailored to personal needs of the mothers [40, 41].
Other evidence supports the fact that LBW infants who are fed their mother's milk, compared to those fed bovine - based formula, have better short - term visual and developmental outcomes, although variables such as daily intake and duration of breastfeeding should also be considered.
Recently Mohammed Sheikh and his colleagues at the University of Illinois at Urbana - Champaign statistically analyzed the timings, depths and durations of the short - term dips, finding that they are distributed according to a «power law» characteristic of a continuous phase transition (such as magnets realigning themselves in the presence of external magnetic fields).
Short - term training and research education programs (for example, T35 and R25 programs lasting six or fewer months, short - term trainees supported on T15, T32 and T34 programs, and short - term participants in R25 programs): The NIH recognizes that the duration of an institutional training or research education program should be considered in the design, implementation, and review of plans for instruction in responsible conduct of reseShort - term training and research education programs (for example, T35 and R25 programs lasting six or fewer months, short - term trainees supported on T15, T32 and T34 programs, and short - term participants in R25 programs): The NIH recognizes that the duration of an institutional training or research education program should be considered in the design, implementation, and review of plans for instruction in responsible conduct of reseshort - term trainees supported on T15, T32 and T34 programs, and short - term participants in R25 programs): The NIH recognizes that the duration of an institutional training or research education program should be considered in the design, implementation, and review of plans for instruction in responsible conduct of reseshort - term participants in R25 programs): The NIH recognizes that the duration of an institutional training or research education program should be considered in the design, implementation, and review of plans for instruction in responsible conduct of research.
The duration of such instruction within short - term institutional programs should be appropriate for the total duration of the program and should be justified in the application.
Reviewers will specifically address the five Instructional Components (Format, Subject Matter, Faculty Participation, Duration and Frequency) taking into account the characteristics of institutional programs or the unique circumstances outlined for short - term training programs, individual fellowships, career awards, and research education programs.
The contracts will be short - term until the end of the program (30/11/2015), four (4) month duration for the postdoctoral scientist position and six (6) month duration for the research assistant position.
«When we work at high intensities for a number of short durations, we see the biggest bang for our buck in terms of results.
They are readily used for both short - term, intense bouts of exercise and long - duration activities like running and even your daily work activities.
1 A review of the literature has shown that short - term ingestion of foods containing a small amount of MCTs suppresses the increase in blood lactate concentration and the rate of perceived exertion (RPE) during moderate - intensity exercise; whilst extending the duration of subsequent high - intensity exercise, at levels higher than those achieved by ingestion of LCT - containing foods.2
In his 2010 review, acclaimed expert in the field of training periodization, Vladimir Issurin, lists a concentrated focus on obtaining training adaptations as one of his 5 key factors affecting the duration of short - term training residual adaptations.9 What scientists have noticed is that longer term training adaptations will remain at a heightened level for a given period after training cessation.
Since pregnant clothes tend to be an expensive yet short term investment, it's valuable to invest into staple that will carry you through the duration of your pregnancy.
In terms of flight duration Costa Rica is just a few short hours from the United States, and a single long - haul flight from Europe.
STA: Short Term Arrangement, a mutually beneficial arrangement of short duration between a SD / SM and a SB, usually of 6 months or Short Term Arrangement, a mutually beneficial arrangement of short duration between a SD / SM and a SB, usually of 6 months or short duration between a SD / SM and a SB, usually of 6 months or less.
According to the statute, an IEP must include, in writing, «a statement of the child's present levels of educational performance...; a statement of measurable annual goals, including benchmarks or short - term objectives...; a statement of the special education and related services and supplementary aids and services to be provided to the child, or on behalf of the child, and a statement of the program modifications or supports for school personnel that will be provided for the child... to advance appropriately toward attaining the annual goals...; [and] the projected date for the beginning of the services and modifications... and the anticipated frequency, location, and duration of those services and modifications.»
The Forester's warranty is shorter, in terms of duration, but will remain in force for the three - year term as there is no limitation on kilometres travelled during the period.
Unfortunately, I think most publishers are forced to focus on the short term gain from a single title release, rather than how a site will grow and be important for the duration of an author's career.
We track short - term pain by looking at a fund's maximum drawdown, its Ulcer index which measures the depth and duration of a drawdown, its standard deviation and downside deviation.
Dear Vishnu, Since you do have other sources of income and your risk profile for this investment is moderate, you may consider ultra short term or Short term Debt funds, conservative MIP fund... Ex: Franklin Ultra short / Franklin Low Duration Fund / SBI MIP Floater fshort term or Short term Debt funds, conservative MIP fund... Ex: Franklin Ultra short / Franklin Low Duration Fund / SBI MIP Floater fShort term Debt funds, conservative MIP fund... Ex: Franklin Ultra short / Franklin Low Duration Fund / SBI MIP Floater fshort / Franklin Low Duration Fund / SBI MIP Floater fund..
With duration fears taking hold, investors favored short - term U.S. government debt, sinking US$ 2.3 billion into an iShares ETF that holds Treasury bonds with remaining maturities of between one month and a year, the most since January 2016.
For an example of short - duration bond funds, here are the top results for short - term bond, and ultra-short bond category funds from Fidelity's mutual fund evaluator.
When it comes to rental durations, you have the option of choosing semester, quarter or short term, making it more convenient for those who would like some kind of flexibility on the amount of time they'd like to rent their textbook for.
Further, most of the short - term market fluctuations, political, or social risks will be nullified while investing for a duration of 10 - 15 years.
Although short - term bond funds can lose value if interest rates rise, they're less risky than long - term bond funds because of the short duration of their underlying bonds.
On that basis, I'd bought XSB (a short - term bond index, average duration of about 2.9 years).
And unlike a savings account (which effectively has a duration of zero), short - term bonds will still lose value if rates move higher.
The interest rates for various durations of investments (short - to long - term) are called the Yield Curve.
Much the same way you'd create a bond ladder with various maturities, when writing a portfolio of covered calls you may want to stagger your expiration dates across a few months, with a possible bias towards the near term (since time decay is better for the option writer on the shorter duration options).
If you want more protection against rising rates, you can go with a short - term bond fund — for example, Vanguard Short - Term Bond index fund has a duration of just over 2.7 years — or you could split your bond stake between a total bond market and a short - term bond index short - term bond fund — for example, Vanguard Short - Term Bond index fund has a duration of just over 2.7 years — or you could split your bond stake between a total bond market and a short - term bond index fterm bond fund — for example, Vanguard Short - Term Bond index fund has a duration of just over 2.7 years — or you could split your bond stake between a total bond market and a short - term bond index Short - Term Bond index fund has a duration of just over 2.7 years — or you could split your bond stake between a total bond market and a short - term bond index fTerm Bond index fund has a duration of just over 2.7 years — or you could split your bond stake between a total bond market and a short - term bond index short - term bond index fterm bond index fund.
The APR on a short - term loan can vary greatly depending on how the APR is calculated (nominal vs. effective), the duration of the loan, loan fees incurred, late payment fees, non-payment fees, loan renewal actions, and other factors.
With mortgage rates near their historic lows, fixed rate home mortgages are likely going to be a much better deal if you plan on living in the house for an extended period of time, as when rates reset on ARM loans the prior short - term savings will likely be more than offset by the higher rates for the duration of the loan, which can cause the interest - only loan payment to exceed the amoritizing 30 year fixed rate payments if mortgage rates spike high enough.
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