Sentences with phrase «shorter duration of years»

You would be paying premiums for a considerably shorter duration of years than the policy coverage.

Not exact matches

Interest rates on 15 - year mortgage terms are typically lower than those on longer - term loans because the shorter duration of the loan makes it less of a risk to the lender.

(Policies with shorter durations of coverage cost less; the gamble may make sense, since about 75 % of nursing home stays last for three years or less.)

On Money magazine's MONEY 50 recommended list, Vanguard Short - Term Investment Grade (VFSTX) has a duration of 2.6 years, implying if rates were to rise one full point, the price of the fund's holdings would decline 2.6 %.

The shorter duration of the bond effectively shortens the investment horizon that is required to «immunize» the investor's terminal wealth (though not necessarily year - to - year values) from market fluctuations.

These periods have been shorter in duration (average half a year) and seen slightly smaller rate moves, a reflection of the low inflation and low interest rate environment over the past 20 years.

While a large share of these contracts have short durations, often three months or less, a very sizeable share of current contracts extend beyond 2021, with some lasting as long as 100 years.

HYHG tracks an index that goes long on recently issued, high - yield USD debt from US and Canadian issuers, while shorting a duration - matched combination of 2 -, 5 - and 10 - year US Treasurys.

Interest rate sensitivity, also known as duration, is based on the Barclays U.S. Credit Bond Index (all maturities), and short - term bonds represented by the subset of bonds within the index with maturities of 1 - 5 years (Barclays 1 - 5 Year U.S. Credit Bond Index).

The average duration of cohabitation is short - a median of 1.5 years.

For a producer operation it can take up to 3 years of organic management practices to become fully certified organic, depending on the information you can provide (if you can prove the operation has been organically managed for a certain period of time, the duration can be shorter).

When you trade someone who is immediately waived by the other team, you must wait one year or the remaining duration of the original contract (whichever is shorter) to sign him again.

New manager Rafael Benitez's arrival has heralded fresh rumours of a bid for Sterling with whom the former Liverpool manager worked for a short duration of time six years ago.

Instead we found that a shorter duration of breast feeding was associated with lower scores on mental developmental tests both at 13 months and at 5 years of age.

[38] A longer period of breastfeeding is associated with a shorter duration of some middle ear infections (otitis media with effusion, OME) in the first two years of life.

The Home Rule Act reached the statute books with Royal Assent in September 1914 (although the amending Bill was abandoned) but, because of the First World War, its commencement was suspended for one year or for the duration of what was expected to be a short war.

Until a few years ago, the commonly held scientific view was that two kinds of solar events affect us — short - duration events caused by solar flares and long - duration events from CMEs.

Another study of 4,175 individuals between 11 and 17 years of age is the first to document reciprocal effects for major depression and short sleep duration among adolescents using prospective data.

But the duration of an SKR cycle later proved to vary by several minutes over the years, whereas a planet's rotational speed should remain nearly constant on such short timescales.

In the past, radar images of the majority of the world's volcanoes were only acquired a few times a year, but seismological data indicate that the duration of unrest before an eruption might be as short as only a few days.

Levels detected in a short duration pulse at the plant itself have reached as high as 8,217 microSieverts per hour, or eight times the dose endured in a typical CT scan and four times the normal dose of background radiation in a year.

For shorter durations — a week, a month, even a year — the subjects» perception of time did not appear to increase with age.

In the test for which the shorter sentence was used, incarceration rates actually declined from the starting point of 1 % for about the first 5 years and then increased only very slightly, to 0.725 %, for the 50 - year duration.

These so - called «modest hyperthermals» (meaning a rapid, pronounced period of global warming) had shorter durations and recoveries (about a 40,000 year cycle) and involved an exchange of carbon between surface reservoirs into the atmosphere and then into sediment.

Periods of volcanism can cool the climate (as with the 1991 Pinatubo eruption), methane emissions from increased biological activity can warm the climate, and slight changes in solar output and orbital variations can all have climate effects which are much shorter in duration than the ice age cycles, ranging from less than a decade to a thousand years in duration (the Younger Dryas).

Renal impairment is associated with poor prognosis and short survival duration, with a median overall survival of less than 2 years.

We tested for possible effects of the shorter sampling duration in 2009 by randomly truncating the datasets from the subsequent years to 32 days.

The relatively short duration of obesity of the 2 - 5 year old group means that obesity is relatively easier to treat.

Although it is often suggested that children with epilepsy who are benefiting from ketogenic dietary therapy continue this for at least two years, duration of treatment could be shorter in patients with infantile spasms who become seizure - free; one study reported no adverse effect on seizure outcomes and less risk of growth disturbances when treatment was tapered down after 8 months (15).

Unlike Boxing, Karate, Judo, Aikido or Kalari which require years of training to acquire reasonable confidence, Krav Maga prepares you in a short duration for street reality.

For instance, if you are planning to study Masters, then of course you do need to have at least a four years graduate degree in many cases, while if you like to study for shorter duration, certification or diploma courses may be better.

The Forester's warranty is shorter, in terms of duration, but will remain in force for the three - year term as there is no limitation on kilometres travelled during the period.

With duration fears taking hold, investors favored short - term U.S. government debt, sinking US$ 2.3 billion into an iShares ETF that holds Treasury bonds with remaining maturities of between one month and a year, the most since January 2016.

If you're still concerned about rising rates, there are short - duration bonds which tend to be less volatile because a rise in interest rates impacts the value of a two - year bond far less than that of a 20 - year bond.

Further, most of the short - term market fluctuations, political, or social risks will be nullified while investing for a duration of 10 - 15 years.

Short - Duration Bonds are represented by the Bloomberg Barclays 1 - 3 Gov» t. / Credit Index which is composed of the Bloomberg Barclays Government and Corporate Bond Indexes, including U.S. government Treasury and agency securities as well as corporate and Yankee bonds, with maturities between 1 and 3 years.

The Strategic Total Return Fund continued to have a relatively short duration of less than 2 years, exposing the Fund to little impact from interest rate fluctuations.

On that basis, I'd bought XSB (a short - term bond index, average duration of about 2.9 years).

If you want more protection against rising rates, you can go with a short - term bond fund — for example, Vanguard Short - Term Bond index fund has a duration of just over 2.7 years — or you could split your bond stake between a total bond market and a short - term bond index short - term bond fund — for example, Vanguard Short - Term Bond index fund has a duration of just over 2.7 years — or you could split your bond stake between a total bond market and a short - term bond index Short - Term Bond index fund has a duration of just over 2.7 years — or you could split your bond stake between a total bond market and a short - term bond index short - term bond index fund.

Rising rates could, over time, help restore the attractiveness of lower - risk government and shorter - duration debt — at the expense of more richly valued credit sectors that have benefited from the hunt for yield in recent years.

The Citi 30 - Year TIPS (Treasury Rate - Hedged) Index tracks the performance of long positions in the most recently issued 30 - year Treasury Inflation - Protected Securities (TIPS) and duration - adjusted short positions in U.S. Treasury bonds of, in aggregate, approximate equivalent duration to the TYear TIPS (Treasury Rate - Hedged) Index tracks the performance of long positions in the most recently issued 30 - year Treasury Inflation - Protected Securities (TIPS) and duration - adjusted short positions in U.S. Treasury bonds of, in aggregate, approximate equivalent duration to the Tyear Treasury Inflation - Protected Securities (TIPS) and duration - adjusted short positions in U.S. Treasury bonds of, in aggregate, approximate equivalent duration to the TIPS.

We narrowed the universe of 1500 funds to exclude not only unskilled managers but fund classes with AUM too small, duration too long, tenure too short (< 3 years), or expenses too great (skill had to exceed expenses, adjusted for loads, by roughly 1 %).

Our short duration funds have an average duration that's typically less than five years, and offer varying yields and levels of credit risk.

The longer maturities of the index, which average 9.75 years and duration of 6.36 years, hurt the index at a time when short durations were the only protection to interest rate risk.

With mortgage rates near their historic lows, fixed rate home mortgages are likely going to be a much better deal if you plan on living in the house for an extended period of time, as when rates reset on ARM loans the prior short - term savings will likely be more than offset by the higher rates for the duration of the loan, which can cause the interest - only loan payment to exceed the amoritizing 30 year fixed rate payments if mortgage rates spike high enough.

The iShares CDN Short Bond Index Fund (Ticker Symbol XSB) tracks the performance of an index of short - term bonds (1 - 5 years) and sports a MER of 0.25 % and duration of 2.56 yShort Bond Index Fund (Ticker Symbol XSB) tracks the performance of an index of short - term bonds (1 - 5 years) and sports a MER of 0.25 % and duration of 2.56 yshort - term bonds (1 - 5 years) and sports a MER of 0.25 % and duration of 2.56 years.

... [T] he profile of actual market returns — especially over 7 - 10 year horizons — looks much like the simple, humble, raw earnings yield, unadjusted for 10 - year Treasury yields (which are too short in duration and in persistence to drive the valuation of stocks having far longer «durations»).

Short Duration Municipal Opportunities Fund (EMAIX) 3 Years Out of 21 Short - Intermediate Municipal Debt Funds

Dear Kedar, For SWP of 2 year time - frame, you may consider a Short term debt fund like Franklin low duration fund.

The Fund provides exposure to the shorter duration segment of the high - yield bond market, investing primarily in investments with an expected duration profile of three years or less.