Sentences with phrase «shorter policy period»

With term life insurance there is less risk since the insurance company will not necessarily pay out a death benefit during the shorter policy period.

Not exact matches

The prices of gold, precious metals, and precious minerals are subject to substantial price fluctuations over short periods of time and may be affected by unpredicted international monetary and political policies.
[1] The «on average» specification allows the Bank to take account of the fact that it can not finetune inflation over short periods, and of the obligation to promote, insofar as monetary policy can, full employment, which is another of the Bank's charter obligations.
The target is a medium term one, so there's a little bit of flexibility over the short term, and I think experience shows that in trying to do economic policy and trying to control inflation there really isn't an ability to fine tune these things over very short periods of time, you have to take a more medium term perspective.
The price of commodities is subject to substantial price fluctuations of short periods of time and may be affected by unpredictable international monetary and political policies.
If our school policies were really responsive to our community's values, we would never have seen lunch periods this short.
One of the flagship policies of the last few months of the coalition government was the introduction of an additional compulsory one year supervision by the private companies for anyone sentenced to prison for a short period.
Take the money you'll save on the shorter coverage period and buy a shorter waiting period, benefit for home care (as many policies pay out only 50 cents on the dollar for long - term - care at home), and compound - inflation protection riders.
He encouraged students to take short periods of time and try to work as interns or fellows in Washington as a means of getting to know key people in the policy world.
That study concluded that, in high - performing countries, improvements in the status of teaching were mainly policy driven; that there are common strategies and best practices for attracting strong candidates into teaching; and that the right policies can change the status of teaching in a country in a relatively short period of time.
Within a short period of time, district administrators had developed a new curriculum guide for reading, adopted new curricular materials, revised their student assessment policies, and organized an extensive professional development program about reading that went beyond state policy.
Supporters of Race to the Top applauded the policy's ability to instigate dramatic education reform in a short period of time.
Regardless of who is chosen, the presidential honeymoon period is always short and with a budget still left to complete, ESSA state plans pending future review, and a wide range of other policy issues waiting at the doorstep this individual will have to hit the ground running.
However, shorter periods could result in the policy being considered a Modified Endowment Contract or MEC.
A term life insurance policy can cover a period as short as a year or as long as 30 years or more.
The benefits of this type of policy are that you can get coverage for a short period and have the option to renew without going through a lengthy underwriting process.
Your homeowners policy may include a short period of overlap for coverage while you're in the process of moving, but you're only «in the process of moving» for a very short period of time.
While some policies are as short as one year, term policies are generally available in periods of:
So even though it is more expensive than the cheaper whole life insurance to age 100, you will be paying into your policy for a shorter period of time, say for 10 years or to age 65.
With Variable Universal Life policies your cash value can drop dramatically in a very short period of time.
You can choose to make smaller premium payments throughout the life of the policy, larger payments over a shorter period (known as limited pay whole life), or lower premiums in the beginning and higher premiums afterward.
This is a great feature as it means you don't have to pay higher premiums over the entire term of the policy if you only need more coverage for a short period of time.
CompLife is a permanent life insurance policy to which you can add term coverage if you just need the additional financial protection for a short period of time.
If you prefer to have a shorter premium paying period, some policies are paid up upon the death of the first person.
All things equal, these policies are by far the most expensive because the period you have to pay is relatively short, and then you get coverage for the rest of your life.
Term life maintains a fixed premium for a short period of time, after which the policy may be renewed at a higher premium.
During the normal and healthy conduct of monetary policy, the measured rate of inflation often deviates from official targets within a range of a percentage point or two because of the challenges of defining, measuring, and hitting a precise inflation target over a short - term period.
Even when a property is resold quickly, or refinanced within a short period of time from the original purchase or most recent refinance, a new title search and title policy are needed because the owner could have taken actions that had an impact on his claim to the title, such as taking out a second mortgage or incurred a lien from unpaid taxes.
Renewable annual policies are best for short coverage periods because premiums typically start low compared to guaranteed level premiums, but get higher later on.
We expect that the currencies of economies with relatively strong growth, where policy is likely to be tightened over the short term, should appreciate against the currencies of the G - 3 (U.S. dollar, euro and Japanese yen), where monetary policy is likely to remain loose over an extended period
Some funds charge investors a redemption fee if investors sell their shares within a certain period of time (often 90 or 180 days) and brokers often have their own short - term trading policy.
Short - term insurance offers the option of starting your policy inside and outside annual enrolment periods.
World Nomads has a reputation for looking after travellers at the more adventurous end of the market and provides a range of travel insurance policies for all nationalities, travelling for short or long periods, though all sorts of regions.
The new policy puts the kibosh on folks trying to rack up multiple Southwest sign - up bonuses on consumer cards in a short period of time.
Our large staff and open review policy allow us to review many games in a short period of time, but not at the expense of review quality, consistency, or integrity.
In just a short period of time, our energy public policy debates have transitioned from multi-decade discussions of scarcity and limits to growth, to discussions of American energy abundance and the enormous benefits that it can offer.
This paper presents one example of how «the human face of climate change» has been brought to an international policy arena — the UNFCCC climate negotiations — in a relatively short period of time by a coordinated effort of research and operational organizations
Canada, on the other hand, is already entering a transitional period that will see growth rates slow in the short - term, but we are well ahead of the U.S. in terms of the climate change policy that will provide long - term opportunities for our industry.
The true value of such policy recommendations is to provide policy makers with a complete menu of policy options to start getting the prices right, and to impress upon them that, leaving aside the question of political feasibility, such measures can in fact be adopted in a reasonably short period of time.
Therefore, if you or someone you know plans on filing for short or long - term disability it is very important to have an attorney assist in the application process and review the applicable policy to determine what benefits the claimant is entitled to, whether ERISA is involved and what limitation period is in effect for filing suit.
A policy with a short retention period might offer some justification to dispose of «smoking guns» and other prejudicial evidence.
However, an inability to earn all or part of an income for an extended period is best protected against with a disability income replacement policy that includes partial or residual income protection and a short qualification period.
If you like to pay your premium in short period and want to enjoy the benefits from the plan over the policy term.
Also, it is a good idea to purchase an annual policy instead of buying coverage for a shorter period.
Many people today purchase to short of a term period from an agent that recommends a 5, 10 or 15 year term plan where the insured should have purchase at least a 20 year or even better a 30 year term policy.
Term policies cover you for shorter periods and typically the longest they will go is into your 80's.
If you only need to insure a vehicle for a relatively short period of time, PLPD car insurance is usually a lot more affordable than a comprehensive collision policy which will usually require a longer minimum coverage period.
Always try to apply for the longest Term period as possible because if need be you can cancel the policy down the road but if your Term period comes up to short, you will not be able to add on additional years.
To be clear, short - term plans are not as good as the ACA - regulated policies that you can purchase during open enrollment or during a special enrollment period.
Due to the fact that there are few — if any — medical requirements on the application for burial insurance coverage, these policies can often be issued within just a short period of time.
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