Sentences with phrase «shorter than longer term»

To further minimize the risk of owing more principal than your car is worth is to utilize a car loan with a shorter than longer term.

Not exact matches

CHICAGO / SAN FRANCISCO, April 20 - As the gap between short - and long - term borrowing costs hovers near its lowest in more than 10 years, speculation has risen over whether the so - called yield curve is signaling that a recession could be around the corner.

Interest rates on 15 - year mortgage terms are typically lower than those on longer - term loans because the shorter duration of the loan makes it less of a risk to the lender.

«Because of our emphasis on the long - term, we may make decisions and weigh tradeoffs differently than some companies... We will continue to make investment decisions in light of long - term market leadership considerations rather than short - term profitability considerations or short - term Wall Street reactions... We aren't so bold as to claim that the above is the «right» investment philosophy, but it's ours, and we would be remiss if we weren't clear in the approach we have taken and will continue to take.»

The reason you're doing the CC» ing is less important than the effect it has on communication — both in the short and long term.

But perhaps what makes Bezos» letter stand out is its brevity (it's much shorter than Buffet's or Dimon's) and consistent focus on long - term values, like keeping a beginner's mindset through what he calls «Day 1» companies.

They must keep the sparks alive in a long - term relationship rather than focus solely on the short - term, single purchase.

Until that happens, it's more of a short - term trade than a long term investment case,» Tam said.

Right now, shorter - term contracts are more expensive than longer ones.

Because Hopewell is privately owned, it can be more patient than many of its publicly traded competitors in pursuing its objectives; as Kraatz puts it, «we prioritize repeat clients and long - term success over short - term, bottom - line victories.»

Another part is that many watch only your stock price and your latest results — the short term rather than the long; or the wedding rather than the marriage, as Jacqueline Kelley, EY Americas IPO leader, writes.

And the Fed can go about its path of raising short - term yields, confident that the Chinese authorities will do their part to push up long - term yields faster than the Fed is pushing up short - term yields.

These assets are all riskier, in the short run, than plain - vanilla bonds, but a retiree with a long - term time horizon can't afford to shun the rewards that come with those risks.

That may prop up Sprint's stock price a bit in the short run, but it also diverts more than $ 1 billion that could have been used for improving the carrier's network, attracting more customers or other uses with more of a long - term payoff.

CHICAGO / SAN FRANCISCO, April 20 (Reuters)- As the gap between short - and long - term borrowing costs hovers near its lowest in more than 10 years, speculation has risen over whether the so - called yield curve is signaling that a recession could be around the corner.

The caveat with this method is that bonds and annuities typically come with long - term interest rates, and from a wealth perspective, that's more dangerous than short - term ones.

However, the benefits of outsourcing are beginning to look like short - term fixes rather than long - term solutions, and the very same companies that touted this movement are now bringing many of their divisions back to the U.S.

«Rather than seeing marriage as a voluntary partnership that lasts only as long as the passion does, the elders propose a mindset in which it is a profound commitment to be respected, even if things go sour over the short term.

I chose the latter, and our flexibility led to an influx of customers who had short - term needs rather than long - term partnership potential.

For instance, under recent scrutiny are negotiable certificates of deposits (NCD), a kind of short - term bond, and niche products like perpetual notes, a long - term debt instrument that can be listed as equity rather than debt on balance sheets.

«Although we are pleased with these annual results, this relatively short - term performance is far less meaningful than our long - term results as financial markets can move sharply in either direction over shorter time horizons,» CPPIB chief executive Mark Wiseman said Friday as the fund manager released its annual report for the year ended March 31.

To get to that point, you've got to be willing to play the long - game, rather than constantly looking for short - term wins and gains.

«I think the sell - off this year has more to do with short term concern than any long - term general distaste for the asset,» Lore said.

Since troubleshooting a complicated issue like this might take longer than a few days, reach for a short - term plan.

In fact, Uber has shown that using their ride - sharing feature called Uber Pool is less expensive and more convenient than owning a car — in the short term and long term.

Traditional term loans usually offer longer payment terms and lower monthly payments than short - term loans and other forms of emergency financing.

Moskovitz thinks we can, provided we start looking at the real costs of our work — that is, the long - term impact on employees and their ability to contribute meaningfully — rather than just doing the math on short - term metrics like revenue per man - hour, etc..

As the owner of more than 90 % of voting stock at the company, Adderley has control over the election of the company's board directors, its advisory Say on Pay vote, and, at the coming May annual meeting, to renew the Kelly's short and long - term compensation plans.

When Bernanke's taper talk caused long - term interest rates to rise much faster than the Fed intended, one of the ways in which the central banks sought to allay market fears was to stress that it would keep short - term rates steady until the jobless rate had reached at least 6.5 %.

products to the top of their offerings, and adapt existing product descriptions to stress long - term value rather than short - term «feel good» benefits.

As of August, short - term loans for less than three years had a monthly rate of 0.48 percent; midterm loans between three and nine years were at 1.80 percent; and long - term loans extending beyond nine years were at 2.78 percent.

But Airbnb canceled his Los Angeles listings from its site in March 2016 after the hotel association argued to local politicians that Airbnb hosts like Mr. de Kleer were raising the cost of housing in the city by renting out properties for short - term use rather than for long - term tenants.

If they want room for short term rates above 0 they will have to get long term rates up and I don't see any control input other than the inflation target to move them.

One of the best economic indicators, the yield curve or the spread between short and long - term bonds remains in positive territory, with the long - term much higher than the short.

Executives at companies with dual classes argue that the structure allows them to focus more on long - term performance than short - term returns.

The min - term interest was constantly higher than the short term interest in all years, which suggests that Canadian companies» investment to Asia stand on the long term commitment.

That might be more appealing to some business owners than a loan with a longer payback, because they might be willing to pay more in the short - term in exchange for a greater ROI, faster.

Short - term capital gains apply to investments held less than one year and long - term capital gains apply to investments held longer than one year.

The short - term capital gains tax rate is higher than the long - term rate.

As you see in the example below, the shorter - term loan has a higher APR, but a lower overall cost than the longer term loan with the lower APR..

He also concludes that «raising its (the government's) deficit target back up to 1 per cent (from zero) makes more sense when there are other short - term - pain - for - long - term - gain initiatives that are needed to address more pressing objectives than lowering a debt ratio that is already the envy of the world.»

And these deficits are now being financed in riskier ways: more debt than equity; more short - term debt than long - term debt; more foreign - currency debt than local - currency debt; and more financing from fickle cross-border interbank flows.

This means most of my short entries have significantly shorter - term holding periods than long entries.

Over the past year, the bond yield curve has been positive but flattening (short - term yields remained lower than long - term yields, but the differential has narrowed).

While it remains uncertain whether the rate increase will pass legal muster, by focusing solely on short - term financial consequences rather than long - term growth and innovation, the PUD is shortchanging Washington's citizens by driving new technology businesses away from the state:

Rather than maximizing short - term profits, we're taking a long - term view and focusing on building the business for the long haul.

And, many times, short - term business loans may come with faster approval rates than more traditional long - term financing at the bank — which helps when time is of the essence.

Short term capital gains tax applies to those who sell before holding for a year, while the better tax rate associated with long - term capital gains requires holders to retain their virtual currency for longer than a year's time.

In determining the compensation of our named executive officers other than our Chief Executive Officer, the compensation committee receives input from our Chief Executive Officer and Executive Vice President of Human Resources with respect to appropriate base salary levels and short - term and long - term incentive awards for such officers.

Short - term forecasts are sometimes more difficult to establish than long - term ones, given the presence of certain structural elements.