Sentences with phrase «show responsible credit use»

Once you get a card, use it to show responsible credit use.

Not exact matches

They include Emily Callahan and Amber Jackson, who are using their skills and intellect to turn oil rigs into coral reefs; Nate Parker, the activist filmmaker, writer, humanitarian and director of The Birth of a Nation; Scott Harrison, the founder of Charity Water, whose projects are delivering clean water to over 6 million people; Anthony D. Romero, the executive director of the ACLU, who has dedicated his life to protecting the liberties of Americans; Louise Psihoyos, the award - winning filmmaker and executive director of the Oceanic Preservation Society; Jennifer Jacquet, an environmental social scientist who focuses on large - scale cooperation dilemmas and is the author of «Is Shame Necessary»; Brent Stapelkamp, whose work promotes ways to mitigate the conflict between lions and livestock owners and who is the last researcher to have tracked famed Cecil the Lion; Fabio Zaffagnini, creator of Rockin» 1000, co-founder of Trail Me Up, and an expert in crowd funding and social innovation; Alan Eustace, who worked with the StratEx team responsible for the highest exit altitude skydive; Renaud Laplanche, founder and CEO of the Lending Club — the world's largest online credit marketplace working to make loans more affordable and returns more solid; the Suskind Family, who developed the «affinity therapy» that's showing broad success in addressing the core social communication deficits of autism; Jenna Arnold and Greg Segal, whose goal is to flip supply and demand for organ transplants and build the country's first central organ donor registry, creating more culturally relevant ways for people to share their donor wishes; Adam Foss, founder of SCDAO, a reading project designed to bridge the achievement gap of area elementary school students, Hilde Kate Lysiak (age 9) and sister Isabel Rose (age 12), Publishers of the Orange Street News that has received widespread acclaim for its reporting, and Max Kenner, the man responsible for the Bard Prison Initiative which enrolls incarcerated individuals in academic programs culminating ultimately in college degrees.

The anomaly that a ratio of zero is linked to a worse credit score is caused by the fact that zero utilization means that the consumer has not used credit and so has not shown that they can manage it in a responsible manner.

It may actually help your credit score to get a credit card and use it correctly to show you are responsible with credit.

While paying off your credit card bills every month shows that you are responsible for credit use, it's still important to keep this in mind.

This will improve your ratio of credit available versus amount of credit used, which will show your potential new lender that you are a very responsible borrower who is capable of managing credit that is extended.

If you have several cards and aren't using them, you might naturally think that getting rid of available credit and loans would show how responsible you are, and get you a nod of approval from the credit police, wouldn't you?

Two of those are open revolving credit dollars (you want a lot of available credit with low usage) and average age of accounts (older accounts show a good history of responsible use).

Paying down your debt and keeping your credit use below 30 percent will show that you are a responsible borrower.

The hope is that more lenders will be willing to help consumers who can show that they are responsible with their money — even if they don't use credit cards.

It's always helpful to leave a small unpaid balance on your credit cards each month to show the credit companies that you are committed to using your credit in a responsible way.

However, you need to make sure you are smart about how you use them, and show that you are responsible and credit worthy.

I don't want to bore you too much, but your credit score is just a number, derived using «secret math,» that shows how responsible you are.

After 8 months, as your usage is monitored and you show responsible use of credit across all lenders, Discover, for example, will review your account to see if you qualify to «graduate» out of your secured credit card.

Again, this is good because it shows lenders that a variety of creditors have offered you credit, but you're not using it, so you can be responsible with credit.

Your credit history shows how long you have been using credit, how you've handled that responsibility, and how responsible you've been.

Studies show that people using credit cards tend to spend more than those using cash, even when they're responsible users who pay their bills in full.

By showing that you can be responsible with your credit card, Discover may offer to refund your security deposit while you continue to use the card.

Timing relates to a few things but the common theme is to show Chase you will be a responsible credit card holder who uses their cards frequently and is not over-pursuing credit too aggressively.

However, if you target a sign - up bonus to reach a travel goal, and show yourself to be a responsible and creditworthy customer by using the card (even for small purchases), paying all your bills on time, and keeping the card open for at least a year, it's not bad for your credit.

For instance, someone who recently lost their job may not be bringing in the income they used to, they may not be able to continue paying all their bills on time, even if their credit report shows a financially responsible background.