Sentences with phrase «significant additional income»

An exception sometimes exists if the move will result in significant additional income into the household.

Two of the following: verified and documented cash Reserves; minimal increase in housing payment; significant additional income not reflected in Effective Income; and / or residual income.

Significant additional income from bonuses, commissions, part - time work or overtime not reflected in your effective income.

Not exact matches

Both private research and internal assessments reportedly conducted (but not published) by the GSEs, however, raise significant doubts as to the numbers of additional low income borrowers that might be approved using VantageScore vs FICO for mortgage lending.

Our capital markets division — which is our largest U.S. business — was named as a primary dealer in the U.S. by the Federal Reserve Bank of New York, a significant vote of confidence in the health of our U.S. fixed income trading business and additional muscle to what is a leading global platform.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

«By maintaining a significant amount of cash in a checking account, not only did the SCA fail to comply with the investment requirements of the Public Authorities Law, but also lost the opportunity to generate additional investment income on these funds,» said a report by Comptroller Scott Stringer.

NCLB represented a significant step forward for our nation's children in many respects, particularly as it shined a light on where students were making progress and where they needed additional support, regardless of race, income, zip code, disability, home language, or background.

In the event of financial turmoil affecting the banking system and financial markets, additional consolidation of the financial services industry, or significant financial service institution failures, there could be tightening in the credit markets, low liquidity and extreme volatility in fixed income, credit, currency and equity markets.

These metrics could include demonstrating that the state provides the vast majority of funding to low - income schools and allocates significant additional funds for students who are low income, English language learners, or have special needs.

Emerging Writer Membership includes additional benefits, such as low - cost web services, while Full Membership — available once you have a contract offer from an established publisher or agent, or earn significant writing income — allows writers to take advantage of contract reviews and other legal services.

The compounding effect of these additional shares along with potentially increased income from our options selling in combination with the significant defined risk protection are what differentiate our strategy from our competitors.

(1) That the debtor can not maintain, based on current income and expenses, a minimal standard of living for the debtor and dependents if forced to pay off student loans; (2) that additional circumstances exist indicating that this state of affairs is likely to persist for a significant portion of the repayment period of the student loans; and (3) that the debtor has made good faith efforts to repay the loans.

Most consumers have a significant number of personal possessions they no longer want or use and can easily turn into additional income.

In addition to the regular quarterly / monthly income payments, MIC's are required to pay out the majority of their remaining taxable income to shareholders each year so you usually receive an additional «bonus» payment in the first quarter which can be significant depending on the company's prior year performance.

The Brunner test requires the debtor to make a three - part showing in order to prove undue hardship: (1) that the debtor can not maintain, based on current income and expenses, a «minimal standard» of living for herself and her dependents if forced to repay the loans; (2) that additional circumstances exist indicating that this state of affairs is likely to persist for a significant portion of the repayment period of the student loans; and (3) that the debtor has made good faith efforts to repay the loans.

Given the significant increases in land and quota values over the last number of years it is becoming increasingly difficult to transfer the family farm at fair market value and meet the cash requirements of paying farm debt, repaying of the parents» investment, paying income tax on the farm operations, investing in additional farm operations and upgrades, and provide a living for the children.

The fact that I have already established significant scientific credentials of the traditional variety, and have a tenured university position, and am within a few years of being able to afford to retire, gives me a relatively secure personal position (I also have a private sector company that provides additional income, but it is definitely not equivalent to my university income at this point).

Many existing policies have a significant prospective fixed income return — especially compared to today's fixed - income alternatives — which may provide a reason to keep a policy, or even pay additional premiums or an outstanding loan balance to maintain the future death benefit.

An additional positive finding in this study reported that there were no significant differences attributed to the income or educational levels of the parents.

If you consider yourself an expert in the subject, it won't be a walk in the park (hehe), but you can earn significant additional side income as a home - based consultant.