Sentences with phrase «significant balance at»

If you are carrying a significant balance at the time of increase, a high interest rate can result in a large finance charge.

Not exact matches

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

On balance, we do not believe that the November 2012 Update fiscal forecast was credible and coupled with the slowdown in economic growth in 2013, the possibility of a balanced budget for 2015 - 16 is seriously at risk, unless additional significant restraint measures are implemented.

Many factors could cause BlackBerry's actual results, performance or achievements to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability to enhance its current products and services, or develop new products and services in a timely manner or at competitive prices, including risks related to new product introductions; risks related to BlackBerry's ability to mitigate the impact of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors; risks associated with BlackBerry's foreign operations, including risks related to recent political and economic developments in Venezuela and the impact of foreign currency restrictions; risks relating to network disruptions and other business interruptions, including costs, potential liabilities, lost revenues and reputational damage associated with service interruptions; risks related to BlackBerry's ability to implement and to realize the anticipated benefits of its CORE program; BlackBerry's ability to maintain or increase its cash balance; security risks; BlackBerry's ability to attract and retain key personnel; risks related to intellectual property rights; BlackBerry's ability to expand and manage BlackBerry (R) World (TM); risks related to the collection, storage, transmission, use and disclosure of confidential and personal information;

Many factors could cause BlackBerry's actual results, performance or achievements to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability to enhance its current products and services, or develop new products and services in a timely manner or at competitive prices, including risks related to new product introductions; risks related to BlackBerry's ability to mitigate the impact of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors; risks associated with BlackBerry's foreign operations, including risks related to recent political and economic developments in Venezuela and the impact of foreign currency restrictions; risks relating to network disruptions and other business interruptions, including costs, potential liabilities, lost revenues and reputational damage associated with service interruptions; risks related to BlackBerry's ability to implement and to realize the anticipated benefits of its CORE program; BlackBerry's ability to maintain or increase its cash balance; security risks; BlackBerry's ability to attract and retain key personnel; risks related to intellectual property rights; BlackBerry's ability to expand and manage BlackBerry ® World ™; risks related to the collection, storage, transmission, use and disclosure of confidential and personal information; BlackBerry's ability to manage inventory and asset risk; BlackBerry's reliance on suppliers of functional components for its products and risks relating to its supply chain; BlackBerry's ability to obtain rights to use software or components supplied by third parties; BlackBerry's ability to successfully maintain and enhance its brand; risks related to government regulations, including regulations relating to encryption technology; BlackBerry's ability to continue to adapt to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities in BlackBerry's products; risks related to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance; potential charges relating to the impairment of intangible assets recorded on BlackBerry's balance sheet; risks as a result of actions of activist shareholders; government regulation of wireless spectrum and radio frequencies; risks related to economic and geopolitical conditions; risks associated with acquisitions; foreign exchange risks; and difficulties in forecasting BlackBerry's financial results given the rapid technological changes, evolving industry standards, intense competition and short product life cycles that characterize the wireless communications industry.

We believe the recent sell - off in the energy sector has presented an opportunity to buy solid companies with strong balance sheets at a significant discount to their intrinsic value.

All Canadians who are at least 18 years of age are allowed to contribute up to the limit and thus accumulate significant balances.

Compared to Arsenal who are still putting their hopes In a lot of average / mediocre players, refusing to make significant investment and justifying that with words like solidarity togetherness balance you realise there is something deeply and inherently wrong at the club!

«Against the underlying balance of available funds we have, as mentioned above, invested strongly in player acquisitions during the summer at a total transfer in cost of more than # 90 million with additional significant commitments to player wages, agent's fees and performance related contingencies on top of that.»

For motor development, we can not reject the null hypothesis, even though we found borderline significant trends towards lower scores on motor developmental tests both at 13 months, and at 5 years of age (balance score).

And the birth of small, modular nuclear reactors — which can be built at lower cost and produce no greenhouse gas emissions — could play a significant role in helping to balance energy outflows from renewable sources.

Or at the very least, you can go a significant way towards hormone balance, simply by the way you utilize nutrition and targeted supplementation.

Caffeine at commonly consumed doses can have a significant influence on energy balance and may promote thermogenesis in the treatment of obesity.

I first started going to Tamie to help me with my peri-menopausal symptoms, nothing significant, just unpleasant Whenever I feel off balance — which usually means I'm yelling way too much at my kids and my husband...

She began experimenting at home - blending these magical beans with agave nectar - and soon discovered that by balancing the flavor profile of cacao with fruits & nuts, she could add a significant quantity of herbs!

So I think that, if we're going to stick with this hypothesis, which is still controversial in science, we should look to the gut bacteria because we know that gut bacteria produces a significant amount of serotonin and, if we're blaming depression and anxiety on serotonin deficiencies, why not look at the gut and find out how we can influence the balance of healthy gut bacteria so that we're producing enough serotonin.

So while low reps with heavy weight is best at stimulating myofibrillar hypertrophy, and high reps with light weight is best at stimulating sarcoplasmic hypertrophy, moderate reps seem to strike a balance between inducing significant amounts of both myofibrillar and sarcoplasmic hypertrophy.

Although whole - body protein turnover measurements suggested that consuming dietary protein at RDA levels was adequate, nitrogen balance and resting metabolic rate were lower in response to energy deficiency, which corresponded to a significant decrease in FFM.

Yet, the script by Christopher Markus and Stephen McFeely (veterans of four previous Marvel movies, including all three Captain America entries) manages to keep everything fairly well balanced, juggling all of the superheroes and their subplots while also giving significant screen time to Brolin's Thanos, who, as noted earlier, is not your typical super-villain even though he certainly looks and, at times, acts like one.

As the DfE's direction since 2010 has been to move away from top - down prescription, calls for statutory limits on working time and enforced work - life balance policies not only run contrary to this strategy but the likelihood of such dictatorial tools making a significant difference is debatable at best.

The need we are addressing is the absence of an active R&D platform in the early childhood field (particularly in the first three years after birth) to confront the longstanding over-reliance on «evidence - based» programs that produce statistically significant but small magnitude impacts rather than a balanced agenda that includes the design and testing of innovative strategies that are aiming for substantially larger impacts at scale.

Though the balance of power in the relationship would seem to belong to Magda, whose writing at last begins to achieve significant public notice and acclaim, it is the extraordinary Emerence and her apparently inscrutable code of moral conduct — she is independent, secretive, primitive, ruthless and gentle at once, tempestuous at one moment and stiffly formal at another, recklessly demanding, contemptuous of religion and yet steely in her own notion of what constitutes true charity — who towers above the relationship with her employer.

I absolutely agree with you that scene is set for a significant shift in the balance of power between author (once happy to have a deal at any price) and the publisher.

The most significant difference for most customers: free checking at TD requires a daily minimum of $ 100 in your balance.

Balloon mortgages, which typically offer lower initial interest rates but leave a significant balance due at maturity, will no longer be eligible, except with special approval.»

Your creditors will often settle at a significant amount less than the total balance owed.

Today's question is whether it remains an interesting and compelling option for those investors looking for alternatives to the traditional 60/40 balanced fund at a time of interest rate uncertainty and given the two significant equity drawdowns since 2000.

Furthermore, given the relative stability of the cash flows of the Company's core business, the significant discount to intrinsic / replacement value that the stock currently trades at, and the strength of the balance sheet, we believe ModusLink should immediately implement a $ 50 to $ 75 million share repurchase program.

There is one significant party that implicitly agrees with that assessment — the company itself, which issued shares at a price of ten cents per share in 2014, according to the recent 10 - Q, if you look at the balance sheet and cash flow statements.

At the end of every year, I had a forced distribution of a significant amount so that the company as a whole had «balance».

He bought stocks that were trading at a significant discount to their liquidation value, which he calculated — conservatively — from the balance sheet.

The primary consumer protection problem areas that have given rise to the States» actions include: (1) unsubstantiated claims of consumer savings; (2) deceptive representations about the length of time necessary to complete a debt relief program; (3) misleading or failing to adequately inform consumers that they will be subject to continued collection efforts, including lawsuits, and that their account balances will increase due to extended nonpayment under the program; (4) deceptive disparagement of consumer credit counseling; (5) deceptive disparagement of bankruptcy as an alternative for debtors; (6) lack of screening and analysis to determine suitability of debt relief programs for individual debtors; (7) the collection of substantial up - front fees so the debt relief company gains even if it fails to perform; (8) lack of transparency and information for consumers as to payment of fees, status of accounts, and communications with creditors; (9) significant delays in active negotiation or engagement with creditors, coupled with prohibitions on direct consumer communications with creditors; and (10), in the case of debt settlement companies, basing savings claims (and settlement fees) not on the original account balance, but on the inflated amount due (including late fees and default rates of interest) at the time of settlement.

Student loans represent a significant burden on millions of borrowers throughout the United States, with the average loan balance coming in at slightly more than $ 30,000.

In a recent post (See Vanguard Canada initial ETF offering falling short), PWL Capital's Justin Bender took a look at the risk and return characteristics of two balanced portfolios with significant foreign stock holdings.

At the same time, we balance Grey Muzzle funding so that a significant percent also goes to non-breed-specific organizations.

At this point, I have significant balances in those 2 programs.

That said, if you have significant balances in checking, saving or investment accounts at Bank of America ® and Merrill Lynch ®, your choice gets a whole lot easier, since the Bank of America ® card offers generous bonuses.

We find that the difference between the heat balance at the top of the atmosphere and upper - ocean heat content change is not statistically significant when accounting for observational uncertainties in ocean measurements3, given transitions in instrumentation and sampling.

Temperature tends to respond so that, depending on optical properties, LW emission will tend to reduce the vertical differential heating by cooling warmer parts more than cooler parts (for the surface and atmosphere); also (not significant within the atmosphere and ocean in general, but significant at the interface betwen the surface and the air, and also significant (in part due to the small heat fluxes involved, viscosity in the crust and somewhat in the mantle (where there are thick boundary layers with superadiabatic lapse rates) and thermal conductivity of the core) in parts of the Earth's interior) temperature changes will cause conduction / diffusion of heat that partly balances the differential heating.

If the tropopause level LW flux were ever saturated over the whole LW portion of the spectrum, and there were still significant solar heating below that level, then the tropopause would tend to shift upward to where the LW flux is not saturated at some frequencies; in an equilibrium climate, the net LW flux out of the tropopause has to balance SW heating below the tropopause (in the approximation of zero non-radiative flux out of the tropopause), and thus can not be zero.

Warming must occur below the tropopause to increase the net LW flux out of the tropopause to balance the tropopause - level forcing; there is some feedback at that point as the stratosphere is «forced» by the fraction of that increase which it absorbs, and a fraction of that is transfered back to the tropopause level — for an optically thick stratosphere that could be significant, but I think it may be minor for the Earth as it is (while CO2 optical thickness of the stratosphere alone is large near the center of the band, most of the wavelengths in which the stratosphere is not transparent have a more moderate optical thickness on the order of 1 (mainly from stratospheric water vapor; stratospheric ozone makes a contribution over a narrow wavelength band, reaching somewhat larger optical thickness than stratospheric water vapor)(in the limit of an optically thin stratosphere at most wavelengths where the stratosphere is not transparent, changes in the net flux out of the stratosphere caused by stratospheric warming or cooling will tend to be evenly split between upward at TOA and downward at the tropopause; with greater optically thickness over a larger fraction of optically - significant wavelengths, the distribution of warming or cooling within the stratosphere will affect how such a change is distributed, and it would even be possible for stratospheric adjustment to have opposite effects on the downward flux at the tropopause and the upward flux at TOA).

However, despite this, the team reckon to have perhaps isolated a «global warming» signal in the accelerated run off of the Greenland Ice Mass — but only just, because the runoff at the edges is balanced by increasing central mass — again, they focus upon recent trends — a net loss of about 22 cubic kilometres in total ice mass per year which they regard as statistically not significant — to find the «signal», and a contradiction to their ealier context of air temperature cycles.

Most commonly I find the assumption that the radiative balance and equilibrium calculations (ignoring non-radiative transfer) are directly relevant to the dynamic climate, to at least the first significant figure and at a short time frame.

The impact of land use change on the energy and water balance may be very significant for climate at regional scales over time periods of decades or longer.

It seems to me that as in most things, what's needed is a balanced approach in which we take proactive steps to avoid what can easily be avoided and at the same time direct significant effort toward preparing for a comprehensive response when disaster does strike, in whatever form.

For students balancing their studies with work and co-curricular activities, the risk of losing hundreds of pounds at the end of the student year can cause significant stress.

The firm proposed a deal that was tax efficient and acceptable to the majority of investors, and assisted in negotiations to balance the interests of lenders while at the same time wiping out a significant portion of the company's debt, to ensure it remained solvent.

The Court seems to require random testing to be supported by evidence of significant numbers of incidents involving alcohol (or drugs) and particularized evidence of the deterrent effect of the random testing policy balanced against the serious implications on the workers» rights to privacy (CEP at paras 45 - 51).

On the other hand, more established companies with significant earnings may select universal life or whole life insurance as these policies build cash value which is an asset on the company's balance sheet and can be accessed anytime at the discretion of the company.

When we were shopping around for a solution for our own smartphone - water concerns we opted to go with a dry bag because it was the right balance between cost and use (given that we don't routinely have our phone in an environment where it will be exposed to significant amounts of water it was a reasonable tradeoff to shove it in the dry bag when we're at the beach).