That said, if you have
significant balances in checking, saving or investment accounts at Bank of America ® and Merrill Lynch ®, your choice gets a whole lot easier, since the Bank of America ® card offers generous bonuses.
At this point, I have
significant balances in those 2 programs.
That is, many of those borrowers have built up
significant balances in offset accounts.
Since Discover Cashback Checking earns no interest, people who maintain
a significant balance in an interest - bearing checking account may earn more from interest than a cash back reward.
Not exact matches
From a fiscal perspective, the argument exists that the tax revenue generated would be
significant and would assist
in balancing the budget.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions
in the industries and markets
in which United Technologies and Rockwell Collins operate
in the U.S. and globally and any changes therein, including financial market conditions, fluctuations
in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand
in construction and
in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges
in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies
in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including
in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including
in connection with the proposed acquisition of Rockwell; (7) delays and disruption
in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and
balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes
in political conditions
in the U.S. and other countries
in which United Technologies and Rockwell Collins operate, including the effect of changes
in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates
in the near term and beyond; (16) the effect of changes
in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations
in the U.S. and other countries
in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result
in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including
in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted
in their operation of their businesses while the merger agreement is
in effect; (21) risks relating to the value of the United Technologies» shares to be issued
in connection with the pending Rockwell acquisition,
significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
«This will cause
significant strain to that budget
balance problem
in the long term.»
As encouraging as this news is, it will likely take a while before
significant improvement can be made
in balancing trade between the two nations.
A solid
balance sheet has First Solar on track to continue to lead the market and generate
significant sales when panel demand recovers
in the very near future, no matter what the Trump administration's policy on climate and energy.
Actual results, including with respect to our targets and prospects, could differ materially due to a number of factors, including the risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition
in key markets; the risk that we or our channel partners are not able to develop and expand customer bases and accurately anticipate demand from end customers, which can result
in increased inventory and reduced orders as we experience wide fluctuations
in supply and demand; the risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this business; the risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet customer orders or that result
in higher production costs and lower margins; our ability to lower costs; the risk that our results will suffer if we are unable to
balance fluctuations
in customer demand and capacity, including bringing on additional capacity on a timely basis to meet customer demand; the risk that longer manufacturing lead times may cause customers to fulfill their orders with a competitor's products instead; the risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs
in response, may negatively impact demand for our products; product mix; risks associated with the ramp - up of production of our new products, and our entry into new business channels different from those
in which we have historically operated; the risk that customers do not maintain their favorable perception of our brand and products, resulting
in lower demand for our products; the risk that our products fail to perform or fail to meet customer requirements or expectations, resulting
in significant additional costs, including costs associated with warranty returns or the potential recall of our products; ongoing uncertainty
in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters as consumers and businesses may defer purchases or payments, or default on payments; risks resulting from the concentration of our business among few customers, including the risk that customers may reduce or cancel orders or fail to honor purchase commitments; the risk that we are not able to enter into acceptable contractual arrangements with the
significant customers of the acquired Infineon RF Power business or otherwise not fully realize anticipated benefits of the transaction; the risk that retail customers may alter promotional pricing, increase promotion of a competitor's products over our products or reduce their inventory levels, all of which could negatively affect product demand; the risk that our investments may experience periods of
significant stock price volatility causing us to recognize fair value losses on our investment; the risk posed by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the risk we may be required to record a
significant charge to earnings if our goodwill or amortizable assets become impaired; risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization of products under development, such as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products risks related to our multi-year warranty periods for LED lighting products; risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the potential lack of customer acceptance for our products; risks associated with ongoing litigation; and other factors discussed
in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.
A
significant share of the corporate debt
in stressed economies is now owed by companies with weak debt servicing capacity and this could negatively affect bank
balance sheets and cut into profits, it added.
Turner: You want people who are up for the challenge, but you have a pretty
significant balance sheet
in the US.
Correcting for this would result
in significant downward adjustments over the
balance of the year, especially
in the end - of - year accounting period.
One reason stocks continue to head higher may be the market's faith
in a Fed «put,» or the expectation that any
significant correction
in the stock market will cause the Fed to delay rate hikes and
balance - sheet contraction.
The view
in designing and using OSUs was that they struck a
balance between stock options and RSUs; they are performance - based and present
significant upside potential for superior stock price performance while sharing some attributes of traditional RSUs by offering some value to the recipient, even if the stock price declines over the three - year measurement period.
The structure that is currently
in place should ensure a
balanced budget and growing surpluses over time, provided the
significant downside risks
in the U.S. and the EURO area do not materialize..
That can make it difficult to build up a
significant balance early
in your career.
This payout considered her outstanding personal leadership through a landmark transformation and the
significant growth
in new business areas,
balanced against select financial metrics that fell short of target.
Brands Fail to Meet the ANA's Diversity Goals, Too Progress has been strong
in CMO gender
balance while ethnic diversity continues to face
significant shortfalls, according to new research from the Association of National Advertisers and its inaugural CMO scorecard.
My argument is that a
significant part of the strong productivity performance
in the two decades before the crisis was due to globalization, and that the globalization process may have brought trade
in the global economy to a new
balancing point.
Although small charges on a few of your credit accounts are understandable, a
significant increase
in the majority of your credit
balances is not something your lender wants to see.
Where these
balance sheet improvements are most advanced, future financial distress will look more like what we typically see
in instances of financial stress
in the major economies — substantial asset price volatility and the potential for substantial financial losses, but less
in the way of a
significant disruption to either short - run or long - run real economic growth.
An audit also includes examining, on a test basis, evidence supporting the amounts and disclosures
in the
balance sheet, assessing the accounting principles used and
significant estimates made by management, and evaluating the overall
balance sheet presentation.
The growth
in profits has come without
significant expansion of the
balance sheet.
There is now
significant pressure on banks to deleverage their
balance sheets, especially when you consider the banking system has had a
significant increase
in leverage caused by the net reduction
in capital bases (losses of $ 380B exceed capital raises of $ 257B), as well as some banks being forced to buy - back assets from securitized vehicles which they sponsored.
On
balance, we do not believe that the November 2012 Update fiscal forecast was credible and coupled with the slowdown
in economic growth
in 2013, the possibility of a
balanced budget for 2015 - 16 is seriously at risk, unless additional
significant restraint measures are implemented.
The accrual adjustments to date, especially for personal and corporate income tax revenues, are understated, which will result
in significant downward adjustments over the
balance of the year, especially
in the end - of - year accounting period.
The accrual adjustments to date for personal and corporate income tax revenues, could be understated, which will result
in significant downward adjustments over the
balance of the year, especially
in the end - of - year accounting period.
Many factors could cause BlackBerry's actual results, performance or achievements to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability to enhance its current products and services, or develop new products and services
in a timely manner or at competitive prices, including risks related to new product introductions; risks related to BlackBerry's ability to mitigate the impact of the anticipated decline
in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and
significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors; risks associated with BlackBerry's foreign operations, including risks related to recent political and economic developments
in Venezuela and the impact of foreign currency restrictions; risks relating to network disruptions and other business interruptions, including costs, potential liabilities, lost revenues and reputational damage associated with service interruptions; risks related to BlackBerry's ability to implement and to realize the anticipated benefits of its CORE program; BlackBerry's ability to maintain or increase its cash
balance; security risks; BlackBerry's ability to attract and retain key personnel; risks related to intellectual property rights; BlackBerry's ability to expand and manage BlackBerry (R) World (TM); risks related to the collection, storage, transmission, use and disclosure of confidential and personal information;
Many factors could cause BlackBerry's actual results, performance or achievements to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability to enhance its current products and services, or develop new products and services
in a timely manner or at competitive prices, including risks related to new product introductions; risks related to BlackBerry's ability to mitigate the impact of the anticipated decline
in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and
significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors; risks associated with BlackBerry's foreign operations, including risks related to recent political and economic developments
in Venezuela and the impact of foreign currency restrictions; risks relating to network disruptions and other business interruptions, including costs, potential liabilities, lost revenues and reputational damage associated with service interruptions; risks related to BlackBerry's ability to implement and to realize the anticipated benefits of its CORE program; BlackBerry's ability to maintain or increase its cash
balance; security risks; BlackBerry's ability to attract and retain key personnel; risks related to intellectual property rights; BlackBerry's ability to expand and manage BlackBerry ® World ™; risks related to the collection, storage, transmission, use and disclosure of confidential and personal information; BlackBerry's ability to manage inventory and asset risk; BlackBerry's reliance on suppliers of functional components for its products and risks relating to its supply chain; BlackBerry's ability to obtain rights to use software or components supplied by third parties; BlackBerry's ability to successfully maintain and enhance its brand; risks related to government regulations, including regulations relating to encryption technology; BlackBerry's ability to continue to adapt to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities
in BlackBerry's products; risks related to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance; potential charges relating to the impairment of intangible assets recorded on BlackBerry's
balance sheet; risks as a result of actions of activist shareholders; government regulation of wireless spectrum and radio frequencies; risks related to economic and geopolitical conditions; risks associated with acquisitions; foreign exchange risks; and difficulties
in forecasting BlackBerry's financial results given the rapid technological changes, evolving industry standards, intense competition and short product life cycles that characterize the wireless communications industry.
However, we identified a number of
significant uncertainties
in the current context that are serving to widen the zone of
balance within our risk - management framework.
Those are big things to
balance, but the fact that the government has indicated [it's] interested
in the question is a good sign and if [it's] going to talk about more than just length of leave, it could be a
significant opportunity to make life better for families.»
Downward pressure would be exerted on the rating if (1) there is a
significant deterioration
in the government's
balance sheet (2) a substantial erosion of official financial buffers that undermines confidence
in the country's external stability; (3) the manifestation of
significant political and / or social tensions that could hinder the country's medium - term growth prospects beyond Moody's current expectations.
And to top things off, the government has declared that
in the post-Afghanistan era, the Forces are to find
significant savings to contribute to a promised
balanced budget by 2015.
Fannie Mae and Freddie Mac are already insolvent, and face «
significant negative impact» on their net worth resulting from the required consolidation of «off
balance sheet» loans into their financial reporting, which will take effect
in financial statements for periods beginning January 1, 2010.
One of the major adjustments that the countries
in non-Japan Asia have undergone
in the past two years has been a
significant shift
in their current account
balances.
We have government debt, corporate debt, and a much larger Fed
balance sheet (which, some people argue, drove bond buying by the public), but those are offset by a
significant deleveraging
in household and financial sector debt.
«
In the United States, equity prices fall, on
balance, amid
significant volatility, and risk spreads for businesses widened,» the Fed minutes note.
The Bank responded to this increased demand for cash by injecting a
significant amount of funds into the market, resulting
in a rise
in ES
balances.
In a
significant development, the bank's total
balance sheet has exceeded CHF 3 million for the first time.
We believe the recent sell - off
in the energy sector has presented an opportunity to buy solid companies with strong
balance sheets at a
significant discount to their intrinsic value.
Interestingly, we saw a
significant slowing
in growth
in offset
balances around the same time as growth
in interest - only housing loans started to decline.
While the risks to the global outlook seem more
balanced than they have been for some time, the prospects for a pick - up
in global growth remain subject to
significant uncertainty.
The bottom line: Given the
significant levels of debt that remain on household and government
balance sheets, inflation is likely to remain lower than what we experienced
in periods leading up to the financial crisis.
GM's
significant reserves should reduce the
balance sheet impact of any deterioration
in credit conditions
in the near future.
The manufacturing - based surveys have been pointing to
significant declines
in export sales, and
balance of payments data confirm the weakness
in manufacturing exports over much of the past year, although they picked up
in the June quarter.
The government continues to predict
balanced budgets over the three - year term, though there is a
significant change
in the debt profile of B.C., notably our taxpayer - supported debt, which is scheduled to increase more than 17 % over the next three years.
And on top of that, according to the U.S. Treasury's Office of Financial Research, Wall Street banks are holding massive exposure to European entities, including hundreds of billions of dollars
in off -
balance - sheet credit derivatives — the instruments that played a
significant role
in blowing up Wall Street
in 2008.
Conservative Leader Stephen Harper has made
balanced budgets a key plank
in the campaign debate and his government's April budget left little fiscal room for other parties to promise
significant new spending.
Buddha Bowls, Power Bowls, Superfood Bowls, Bliss Bowls: while these labels sound uber - trendy, they're all names for basically the same thing, a
balanced meal that provides a
significant health boost, served
in a bowl.