Sentences with phrase «significant changes to regulation»

The Federal Reserve Board proposes significant changes to Regulation Z (Truth in Lending) intended to improve the disclosures consumers receive in connection with closed - end mortgages and home - equity lines of credit.

In an effort to improve disclosures to consumers about mortgage loans and home - equity lines of credit (HELOC), the Federal Reserve has proposed some significant changes to Regulation Z, or Truth in Lending Act (TILA).

Not exact matches

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Pai also plans significant changes to local TV ownership limits and plans other changes to media regulations.

Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from other brands; the consolidation of retail customers; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's inability to realize the anticipated benefits from the Company's cost savings initiatives; changes in relationships with significant customers and suppliers; execution of the Company's international expansion strategy; changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure to successfully integrate the Company; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations; disruptions in information technology networks and systems; the Company's inability to protect intellectual property rights; impacts of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's dividend payments on its Series A Preferred Stock; tax law changes or interpretations; pricing actions; and other factors.

Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, operating in a highly competitive industry; changes in the retail landscape or the loss of key retail customers; the Company's ability to maintain, extend and expand its reputation and brand image; the impacts of the Company's international operations; the Company's ability to leverage its brand value; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's ability to realize the anticipated benefits from its cost savings initiatives; changes in relationships with significant customers and suppliers; the execution of the Company's international expansion strategy; tax law changes or interpretations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the United States and in various other nations in which we operate; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives we use; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's ability to protect intellectual property rights; impacts of natural events in the locations in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's ownership structure; the impact of future sales of its common stock in the public markets; the Company's ability to continue to pay a regular dividend; changes in laws and regulations; restatements of the Company's consolidated financial statements; and other factors.

Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from other brands; the consolidation of retail customers; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's inability to realize the anticipated benefits from the Company's cost savings initiatives; changes in relationships with significant customers and suppliers; execution of the Company's international expansion strategy; changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure to successfully integrate the business and operations of the Company in the expected time frame; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's inability to protect intellectual property rights; impacts of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; tax law changes or interpretations; and other factors.

Many factors could cause BlackBerry's actual results, performance or achievements to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability to enhance its current products and services, or develop new products and services in a timely manner or at competitive prices, including risks related to new product introductions; risks related to BlackBerry's ability to mitigate the impact of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors; risks associated with BlackBerry's foreign operations, including risks related to recent political and economic developments in Venezuela and the impact of foreign currency restrictions; risks relating to network disruptions and other business interruptions, including costs, potential liabilities, lost revenues and reputational damage associated with service interruptions; risks related to BlackBerry's ability to implement and to realize the anticipated benefits of its CORE program; BlackBerry's ability to maintain or increase its cash balance; security risks; BlackBerry's ability to attract and retain key personnel; risks related to intellectual property rights; BlackBerry's ability to expand and manage BlackBerry ® World ™; risks related to the collection, storage, transmission, use and disclosure of confidential and personal information; BlackBerry's ability to manage inventory and asset risk; BlackBerry's reliance on suppliers of functional components for its products and risks relating to its supply chain; BlackBerry's ability to obtain rights to use software or components supplied by third parties; BlackBerry's ability to successfully maintain and enhance its brand; risks related to government regulations, including regulations relating to encryption technology; BlackBerry's ability to continue to adapt to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities in BlackBerry's products; risks related to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance; potential charges relating to the impairment of intangible assets recorded on BlackBerry's balance sheet; risks as a result of actions of activist shareholders; government regulation of wireless spectrum and radio frequencies; risks related to economic and geopolitical conditions; risks associated with acquisitions; foreign exchange risks; and difficulties in forecasting BlackBerry's financial results given the rapid technological changes, evolving industry standards, intense competition and short product life cycles that characterize the wireless communications industry.

MLPs are subject to significant regulation and may be adversely affected by changes in the regulatory environment including the risk that an MLP could lose its tax status as a partnership.

«Her skills and experience will be critical as financial services moves from an era of the most significant changes in regulation and legislation in its history to its next phase of being an export and growth industry for Australia,» FSC chairman Greg Cooper said.

Caldwell said she first became worried about SNA's new direction in March, when she attended the group's legislative conference and was handed a policy paper asking for significant changes to the school meal regulations, including eliminating the requirement that students take a fruit or a vegetable and rescinding strict sodium limits set to begin in 2017.

It concluded that British businesses believed EU «regulation to be good» and did not have the capacity to «manage significant legislative changes» involved with regulatory divergence.

From a proposed border tariff that could affect energy imports and exports, to recent approvals for new oil pipelines and an early rollback of regulations on coal production, the Trump administration is likely to usher in significant changes in energy policy.

Chemical companies have significant financial incentives to delay changes to the current regulations, especially if that company would be liable for its pollution down the road.»

The solution is to have dollars follow students and free up individual schools to spend dollars in the way that they decide makes the most sense and to hold them accountable for student outcomes, but this requires significant changes in policy and regulation.

The studies conclude that virtually any amount of added funding is likely to be swallowed up without a trace of improvement in student achievement and without significant changes in the rules, regulations, and incentives.

Important factors that could cause actual results to differ materially from those expressed or implied by such forward - looking statements include, without limitation, possible product defects and product liability, risks related to international sales and potential foreign currency exchange fluctuations, the initiation or outcome of litigation, acts or potential acts of terrorism, international conflicts, significant fluctuations of quarterly operating results, changes in Canadian and foreign laws and regulations, continued acceptance of RIM's products, increased levels of competition, technological changes and the successful development of new products, dependence on third - party networks to provide services, dependence on intellectual property rights, and other risks and factors detailed from time to time in RIM's periodic reports filed with the United States Securities and Exchange Commission, and other regulatory authorities.

Some proposed changes involved loosening of Pell Grant restrictions and regulations, but the major policy change by Obama attempts to loosen the federal loan forgiveness program, a significant change.

Another significant change to the rule proposed is that the regulations also would apply to dogs and cats being shipped for commercial sale.

There is significant evidence to support this regulation change proposal, but again, it is not yet publicly available.

While the tritium spikes don't represent a health threat, I agree with Lochbaum on the need for significant changes in oversight, which he characterizes this way below: «The N.R.C. should enforce its regulations or change its name to N.C.»

And in the 1970s we saw even more significant activity by Brown's closest allies including: changing pollution regulations to benefit his family's Indonesian oil monopoly; killing Sundesert; and lobbying Mexico's President to approve a natural gas project.

«The situation the company finds itself in now is a significant amount of uncertainty about what climate change regulation might do to the cost of coal plants,» Eskelsen said Monday.

Energy storage companies «have suffered significant and detrimental harm» from changes to rules governing the frequency regulation market in US regional transmission organisation (RTO) PJM Interconnection's service area, the Energy Storage Association has said.

Alarmists are distracting Americans from the pain the Obama administration's regulations will inflict on our economy while failing to make a significant impact on climate change.

Northeast cities have employed a variety of mechanisms to respond to climate change, including land - use planning, provisions to protect infrastructure, regulations related to the design and construction of buildings, and emergency preparation, response, and recovery.106 While significant progress has been made, local governments still face limitations of legal authority, geographic jurisdiction, and resource constraints that could be addressed through effective engagement and support from higher levels of government.

However, significant risks remain for the sector, as a supplier to emissions - intensive industries, from downstream regulation and changing consumption patterns.

And yet despite tougher building regs and a surge of interest in the passive house standard there hasn't been any significant palpable change in our knowledge as an industry in terms of what thermal bridging actually is, what the regulations require us to do when it comes to accounting for thermal bridging in buildings, how we minimise thermal bridging effects at design stage, where it sits in the overall context of a BER or Sap assessment and so on.

The case is likely to be all the more significant under Trump, who has called climate change a «hoax» and has threatened to roll back many environmental regulations.

Obviously the fact that trillions of dollars have been wasted on green scams and job killing regulation to fight the war on «climate» change is a significant reason why cities and countries are going bankrupt.

Changes in industry - specific market conditions, significant technological breakthroughs, and new laws or regulations subsequent to the publication of an AEO can also lead to differences between projections and realized outcomes.

«Any one of the several new or likely regulatory initiatives for CO2 emissions from power plants — including state carbon controls, E.P.A.'s regulations under the Clean Air Act, or the enactment of federal global warming legislation — would add a significant cost to carbon - intensive coal generation,» the letters said... Selective disclosure of favorable information or omission of unfavorable information concerning climate change is misleading.

The situation the company finds itself in now is a significant amount of uncertainty about what climate change regulation might do to the cost of coal plants.

Significant changes to the Rules of Civil Procedure relating to administrative dismissals appear in Ontario Regulation 170/14, published in the September 6, 2014 Ontario Gazette.

The EU regulation is set to make significant changes to Data Protection law that will, ultimately, impact upon your contracts, policies and procedures surrounding your handing of personal data....

Ontario Regulation 34/10 to the Insurance Act became effective on September 1, 2010, along with several other significant changes affecting personal injury and motor vehicle collision practice in Ontario.

The proposed Trademarks Regulations include significant changes to Canadian trademark practice.

The Solicitors Regulation Authority is set to introduce a new handbook regime, and the changes are the most significant since 2011.

In addition to revisions to certain definitions so as to make the regulations «more understandable and less burdensome,» SAMHSA's most significant proposed change addresses the consent section of the regulations.

Coded message — Risk and Compliance: SRA Handbook Changes The Solicitors Regulation Authority is set to introduce a new handbook regime, and the changes are the most significant sincChanges The Solicitors Regulation Authority is set to introduce a new handbook regime, and the changes are the most significant sincchanges are the most significant since 2011.

However, the NIS Regulations represent a significant change in the legal environment relating to cybersecurity in the UK.

On April 1, 2011, significant changes were made to Canada's Temporary Foreign Worker Program pursuant to amendments to the Foreign Worker Regulations of the Immigration and Refugee Protection Act (Canada).

(6) On the recommendation of the Minister, the Lieutenant Governor in Council may make regulations prescribing matters to be considered when determining whether a proposed change to the funding and delivery of services for the prevention of workplace injuries and occupational diseases would be a significant change.

In this final regulation, we make significant changes to the NPRM that clarify and provide additional safeguards governing when and how the health plans covered by this regulation may disclose health information to employers.

In each of the above areas — entry restrictions, advertising and paralegals — the courts did ultimately inspire, if not dictate, significant change: citizenship requirements were ultimately deemed invalid by the Supreme Court of Canada in Andrews, advertising restrictions were liberalized in the context of a series of post-Charter cases finding freedom of expression protections applied to commercial speech and professional advertising, and paralegal regulation has been reviewed in provinces across Canada following the courts» attention to the issue.

The audit itself is a large undertaking, and I think unless the regulations change, there's going to be a significant amount of work still to do for many businesses.»

There have been many significant changes, not least what seems like constant additions to environmental law affecting contaminated land and to producers» responsibility e.g. packaging and batteries, and the regulation of waste management / storage.

Current issues General Data Protection Regulation (GDPR) The GDPR, which will take effect across the EU from 25 May 2018, remains the most significant legislative and regulatory change to impact...

In theory, the GDPR only applies to EU citizens» data, but the global nature of the internet means that nearly every online service is affected, and the regulation has already resulted in significant changes for US users as companies scramble to adapt.

The withdrawals of ELF and First Trust, meanwhile, are significant because the SEC had asked for public comment on CBOE's proposed rule change that would have allowed the exchange to list these funds and exempt them from certain market manipulation regulations.