With the rate of employers» and employees» NICs rising from April the top will have an effective «tax» rate of 65.8 % of NIC and income tax: a substantial and
significant cost to any business.
Not exact matches
The order «hinders the ability of American companies
to attract talented employees, increases
costs imposed on
business, makes it more difficult for American firms
to compete in the international marketplace, and gives global enterprises a new,
significant incentive
to build operations — and hire new employees — outside the United States,» according
to the brief.
The Canadian Medical Association, argued in its pre-budget submission that the government should maintain access
to the small
business deduction for physicians, since they enter the workforce later in life and often with
significant debt, and unlike small
businesses are unable
to pass on higher
costs to clients.
Canadian
businesses can now shave off a
significant cost in doing
business with China, and reach a wider universe of customers in the Asian nation — customers who do not have the resources
to conduct
business in foreign currencies.
«Based on the current challenges in the power industry and a
significant decline in orders, GE Power continues
to transform our new, combined
business to better meet the needs of our customers,» GE's statement said in flawless corporate speak: «As we have said, we are working
to reduce
costs and simplify our structure
to better align our product solutions, and these steps will include layoffs.»
Keeping your post
to the minimum required and adopting some of these basic
cost - cutting measures should deliver good news for your
business with
significant savings in your
business mail budget.
For a successful international merchant, an otherwise successful Prime Day could end up
costing them thousands in unanticipated fees — $ 1 million in
business revenue could equate
to $ 40,000 or more in cross-border fees — a
significant amount when working with the razor - thin margins that online sales dictate.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired
businesses into United Technologies» existing
businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected
to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due
to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed
cost reduction efforts and restructuring
costs and savings and other consequences thereof; (9) new
business and investment opportunities; (10) our ability
to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred
to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins
to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and
to satisfy the other conditions
to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise
to a right of one or both of United Technologies or Rockwell Collins
to terminate the merger agreement, including in circumstances that might require Rockwell Collins
to pay a termination fee of $ 695 million
to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related
to Rockwell Collins and United Technologies being restricted in their operation of their
businesses while the merger agreement is in effect; (21) risks relating
to the value of the United Technologies» shares
to be issued in connection with the pending Rockwell acquisition,
significant merger
costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company,
to retain and hire key personnel.
Actual results, including with respect
to our targets and prospects, could differ materially due
to a number of factors, including the risk that we may not obtain sufficient orders
to achieve our targeted revenues; price competition in key markets; the risk that we or our channel partners are not able
to develop and expand customer bases and accurately anticipate demand from end customers, which can result in increased inventory and reduced orders as we experience wide fluctuations in supply and demand; the risk that our commercial Lighting Products results will continue
to suffer if new issues arise regarding issues related
to product quality for this
business; the risk that we may experience production difficulties that preclude us from shipping sufficient quantities
to meet customer orders or that result in higher production
costs and lower margins; our ability
to lower
costs; the risk that our results will suffer if we are unable
to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely basis
to meet customer demand; the risk that longer manufacturing lead times may cause customers
to fulfill their orders with a competitor's products instead; the risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix; risks associated with the ramp - up of production of our new products, and our entry into new
business channels different from those in which we have historically operated; the risk that customers do not maintain their favorable perception of our brand and products, resulting in lower demand for our products; the risk that our products fail
to perform or fail
to meet customer requirements or expectations, resulting in
significant additional
costs, including
costs associated with warranty returns or the potential recall of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters as consumers and
businesses may defer purchases or payments, or default on payments; risks resulting from the concentration of our
business among few customers, including the risk that customers may reduce or cancel orders or fail
to honor purchase commitments; the risk that we are not able
to enter into acceptable contractual arrangements with the
significant customers of the acquired Infineon RF Power
business or otherwise not fully realize anticipated benefits of the transaction; the risk that retail customers may alter promotional pricing, increase promotion of a competitor's products over our products or reduce their inventory levels, all of which could negatively affect product demand; the risk that our investments may experience periods of
significant stock price volatility causing us
to recognize fair value losses on our investment; the risk posed by managing an increasingly complex supply chain that has the ability
to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the risk we may be required
to record a
significant charge
to earnings if our goodwill or amortizable assets become impaired; risks relating
to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability
to complete development and commercialization of products under development, such as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products risks related
to our multi-year warranty periods for LED lighting products; risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the potential lack of customer acceptance for our products; risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.
Factor in the
cost of hiring someone new, the hassle of training them and the disruption
to business as usual — all of which can be
significant — and it's certainly easier
to maintain the status quo.
«Overall, we expect the benefits of
Business Transformation
to significantly exceed the current $ 500 - 700 million of targeted
cost savings, while «supply chain» streamlining / improvements could yield
significant revenue synergies.»
Among the factors that could cause actual results
to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit ratings and its
cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and
cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due
to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving
business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions
to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including
significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).
To hear the bankers tell it, the business world stands to gain significant advantages by going digital: up - to - the - minute account information, easier access to that information, the ability to make financial decisions quicker, fewer transaction errors, and, ultimately, lower banking cost
To hear the bankers tell it, the
business world stands
to gain significant advantages by going digital: up - to - the - minute account information, easier access to that information, the ability to make financial decisions quicker, fewer transaction errors, and, ultimately, lower banking cost
to gain
significant advantages by going digital: up -
to - the - minute account information, easier access to that information, the ability to make financial decisions quicker, fewer transaction errors, and, ultimately, lower banking cost
to - the - minute account information, easier access
to that information, the ability to make financial decisions quicker, fewer transaction errors, and, ultimately, lower banking cost
to that information, the ability
to make financial decisions quicker, fewer transaction errors, and, ultimately, lower banking cost
to make financial decisions quicker, fewer transaction errors, and, ultimately, lower banking
costs.
He observed that the reduced
costs of distribution over the Internet are making it easier for
businesses to serve consumer demand for niche items, and that collectively, the niches added up
to quite a
significant market for companies like Rhapsody, Netflix, or Amazon.
«Marcelo has done a remarkable job of turning around the Sprint brand and
business, driving enhanced network performance, strong subscriber growth and
significant cost reductions leading
to the best financial results in Sprint's history,» said Masayoshi Son, Chairman and CEO of SoftBank Group Corp. «Marcelo has also positioned Sprint as a leader in the race
to 5G, which promises
to revolutionize the communications industry.
While developing a dedicated app for your
business is easier and more
cost - effective than ever, largely thanks
to platforms like Firebase and BuildFire, this task still requires a
significant investment of resources — especially in terms of maintenance and updates.
As a result, political instability, labor strikes, natural disasters or other events resulting in the disruption of trade or transportation from other countries or the imposition of additional regulations relating
to duties upon imports could cause
significant delays or interruptions in the supply of our merchandise or increase our
costs, either of which could have an adverse effect on our
business.
«This issuance reflects OnDeck's most successful securitization issuance
to date, with strong investor interest resulting in broad participation by existing and new institutional investors, expected improvement in credit ratings, and a
significant reduction in
cost of funds despite a rising interest rate environment, and is a testament
to the strength of OnDeck's
business model.»
While this may be a
significant upfront
cost, it can vastly improve your
business credit profile giving you the opportunity
to get better financing options.
While some
businesses come with
significant issues needing resolution — financial distress, a complex corporate carve out, a transition from family ownership, or a need
to make
costs competitive through deep operational change — others are simply seeking a capital partner committed
to growth with the deep operational and strategic experience
to partner with management
to execute a
business plan and attain sustainable value.
However, it's a low -
cost way
to increase your life insurance coverage if you're a young parent or have
significant debt that would be passed on
to others, such as small
business loans.
While it was pending, he realized the
significant costs to run his
business and commenced the lawsuit.
There are many other ways of allocating a
significant portion of the debt - servicing
cost to unwilling agents in the economic equivalent of debt forgiveness:
to creditors when debt is repudiated,
to workers when wages are suppressed in order
to increase net revenues for debt servicing,
to small
business owners when assets are expropriated
to pay down debt, and so on.
Important factors that may affect the Company's
business and operations and that may cause actual results
to differ materially from those in the forward - looking statements include, but are not limited
to, increased competition; the Company's ability
to maintain, extend and expand its reputation and brand image; the Company's ability
to differentiate its products from other brands; the consolidation of retail customers; the Company's ability
to predict, identify and interpret changes in consumer preferences and demand; the Company's ability
to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input
costs; changes in the Company's management team or other key personnel; the Company's inability
to realize the anticipated benefits from the Company's
cost savings initiatives; changes in relationships with
significant customers and suppliers; execution of the Company's international expansion strategy; changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated
business disruptions; failure
to successfully integrate the Company; the Company's ability
to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations; disruptions in information technology networks and systems; the Company's inability
to protect intellectual property rights; impacts of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability
to pay such indebtedness; the Company's dividend payments on its Series A Preferred Stock; tax law changes or interpretations; pricing actions; and other factors.
«Given our unique and competitive
cost structure this funding round represents a
significant capital injection
to help expand our
business.
Many factors could cause BlackBerry's actual results, performance or achievements
to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability
to enhance its current products and services, or develop new products and services in a timely manner or at competitive prices, including risks related
to new product introductions; risks related
to BlackBerry's ability
to mitigate the impact of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and
significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors; risks associated with BlackBerry's foreign operations, including risks related
to recent political and economic developments in Venezuela and the impact of foreign currency restrictions; risks relating
to network disruptions and other
business interruptions, including
costs, potential liabilities, lost revenues and reputational damage associated with service interruptions; risks related
to BlackBerry's ability
to implement and
to realize the anticipated benefits of its CORE program; BlackBerry's ability
to maintain or increase its cash balance; security risks; BlackBerry's ability
to attract and retain key personnel; risks related
to intellectual property rights; BlackBerry's ability
to expand and manage BlackBerry (R) World (TM); risks related
to the collection, storage, transmission, use and disclosure of confidential and personal information;
Important factors that may affect the Company's
business and operations and that may cause actual results
to differ materially from those in the forward - looking statements include, but are not limited
to, operating in a highly competitive industry; changes in the retail landscape or the loss of key retail customers; the Company's ability
to maintain, extend and expand its reputation and brand image; the impacts of the Company's international operations; the Company's ability
to leverage its brand value; the Company's ability
to predict, identify and interpret changes in consumer preferences and demand; the Company's ability
to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input
costs; changes in the Company's management team or other key personnel; the Company's ability
to realize the anticipated benefits from its
cost savings initiatives; changes in relationships with
significant customers and suppliers; the execution of the Company's international expansion strategy; tax law changes or interpretations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated
business disruptions; the Company's ability
to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the United States and in various other nations in which we operate; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives we use; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's ability
to protect intellectual property rights; impacts of natural events in the locations in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability
to pay such indebtedness; the Company's ownership structure; the impact of future sales of its common stock in the public markets; the Company's ability
to continue
to pay a regular dividend; changes in laws and regulations; restatements of the Company's consolidated financial statements; and other factors.
Important factors that may affect the Company's
business and operations and that may cause actual results
to differ materially from those in the forward - looking statements include, but are not limited
to, increased competition; the Company's ability
to maintain, extend and expand its reputation and brand image; the Company's ability
to differentiate its products from other brands; the consolidation of retail customers; the Company's ability
to predict, identify and interpret changes in consumer preferences and demand; the Company's ability
to drive revenue growth in its key product categories, increase its market share or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input
costs; changes in the Company's management team or other key personnel; the Company's inability
to realize the anticipated benefits from the Company's
cost savings initiatives; changes in relationships with
significant customers and suppliers; execution of the Company's international expansion strategy; changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated
business disruptions; failure
to successfully integrate the
business and operations of the Company in the expected time frame; the Company's ability
to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's inability
to protect intellectual property rights; impacts of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability
to pay such indebtedness; tax law changes or interpretations; and other factors.
Many factors could cause BlackBerry's actual results, performance or achievements
to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability
to enhance its current products and services, or develop new products and services in a timely manner or at competitive prices, including risks related
to new product introductions; risks related
to BlackBerry's ability
to mitigate the impact of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and
significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors; risks associated with BlackBerry's foreign operations, including risks related
to recent political and economic developments in Venezuela and the impact of foreign currency restrictions; risks relating
to network disruptions and other
business interruptions, including
costs, potential liabilities, lost revenues and reputational damage associated with service interruptions; risks related
to BlackBerry's ability
to implement and
to realize the anticipated benefits of its CORE program; BlackBerry's ability
to maintain or increase its cash balance; security risks; BlackBerry's ability
to attract and retain key personnel; risks related
to intellectual property rights; BlackBerry's ability
to expand and manage BlackBerry ® World ™; risks related
to the collection, storage, transmission, use and disclosure of confidential and personal information; BlackBerry's ability
to manage inventory and asset risk; BlackBerry's reliance on suppliers of functional components for its products and risks relating
to its supply chain; BlackBerry's ability
to obtain rights
to use software or components supplied by third parties; BlackBerry's ability
to successfully maintain and enhance its brand; risks related
to government regulations, including regulations relating
to encryption technology; BlackBerry's ability
to continue
to adapt
to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities in BlackBerry's products; risks related
to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance; potential charges relating
to the impairment of intangible assets recorded on BlackBerry's balance sheet; risks as a result of actions of activist shareholders; government regulation of wireless spectrum and radio frequencies; risks related
to economic and geopolitical conditions; risks associated with acquisitions; foreign exchange risks; and difficulties in forecasting BlackBerry's financial results given the rapid technological changes, evolving industry standards, intense competition and short product life cycles that characterize the wireless communications industry.
Actual results may vary materially from those expressed or implied by forward - looking statements based on a number of factors, including, without limitation: (1) risks related
to the consummation of the Merger, including the risks that (a) the Merger may not be consummated within the anticipated time period, or at all, (b) the parties may fail
to obtain shareholder approval of the Merger Agreement, (c) the parties may fail
to secure the termination or expiration of any waiting period applicable under the HSR Act, (d) other conditions
to the consummation of the Merger under the Merger Agreement may not be satisfied, (e) all or part of Arby's financing may not become available, and (f) the
significant limitations on remedies contained in the Merger Agreement may limit or entirely prevent BWW from specifically enforcing Arby's obligations under the Merger Agreement or recovering damages for any breach by Arby's; (2) the effects that any termination of the Merger Agreement may have on BWW or its
business, including the risks that (a) BWW's stock price may decline significantly if the Merger is not completed, (b) the Merger Agreement may be terminated in circumstances requiring BWW
to pay Arby's a termination fee of $ 74 million, or (c) the circumstances of the termination, including the possible imposition of a 12 - month tail period during which the termination fee could be payable upon certain subsequent transactions, may have a chilling effect on alternatives
to the Merger; (3) the effects that the announcement or pendency of the Merger may have on BWW and its
business, including the risks that as a result (a) BWW's
business, operating results or stock price may suffer, (b) BWW's current plans and operations may be disrupted, (c) BWW's ability
to retain or recruit key employees may be adversely affected, (d) BWW's
business relationships (including, customers, franchisees and suppliers) may be adversely affected, or (e) BWW's management's or employees» attention may be diverted from other important matters; (4) the effect of limitations that the Merger Agreement places on BWW's ability
to operate its
business, return capital
to shareholders or engage in alternative transactions; (5) the nature,
cost and outcome of pending and future litigation and other legal proceedings, including any such proceedings related
to the Merger and instituted against BWW and others; (6) the risk that the Merger and related transactions may involve unexpected
costs, liabilities or delays; (7) other economic,
business, competitive, legal, regulatory, and / or tax factors; and (8) other factors described under the heading «Risk Factors» in Part I, Item 1A of BWW's Annual Report on Form 10 - K for the fiscal year ended December 25, 2016, as updated or supplemented by subsequent reports that BWW has filed or files with the SEC.
Failure
to renew DACA «will lead
to businesses losing valuable talent, cause disruptions in the workforce and will result in
significant costs.»
If the 10 yr bond goes
to 3.5 %, which is likely, the Treasury will face a
significant increase in their
cost of doing
business.
While the
costs associated with getting into your own cleaning
business are small compared
to other
business models they are still
significant.
In recent years, intermodal transportation has played a
significant role in lowering consumer
costs on everyday goods, and has contributed
to the viability of thousands of
businesses throughout Canada.
Examples of these risks, uncertainties and other factors include, but are not limited
to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased
costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances
to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating
costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability
to obtain adequate insurance coverage; our substantial indebtedness, including the ability
to raise additional capital
to fund our operations, and
to generate the necessary amount of cash
to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our
business; the
significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors
to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability
to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability
to recruit or retain qualified personnel or the loss of key personnel; future changes relating
to how external distribution channels sell and market our cruises; our reliance on third parties
to provide hotel management services
to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability
to keep pace with developments in technology; amendments
to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
Graham argued that the proliferation of money combined with the decreasing
costs to start a
business were making the VC job more difficult, prophesying
significant changes for the industry.
At Cranswick, we understand that food waste is not only a financial
cost to the
business and
significant environmental issue
to tackle but also increasingly ethically unacceptable.
Working with brands like Topro, we've used our SupplySmart process
to uncover actionable insights that can really transform their
businesses — from reduction in stock keeping units
to improved efficiency and
significant cost savings.
The
costs of serialisation are
significant — which is why many
businesses are taking a keen interest in ways
to spin this into a healthy ROI.
The Regulatory Review and Reform Program has resulted in
significant changes
to eliminate unnecessary reporting and paperwork, streamline or clarify regulatory requirements, and reduce administrative and operational
costs for small and large
businesses, health care providers, and individuals.
John Harding, employment tax partner at PricewaterhouseCoopers, said
businesses needed
to prepare for a «
significant increase» in staff
costs.
Pre-recorded classes are a great way
to scale the
business without a
significant incremental
cost in classes or live webinars.
«In terms of the NOOK Media
business, we've taken
significant actions
to begin
to right size our
cost structure in the NOOK segment, while also taking a large markdown on NOOK devices in order
to enhance our ability
to achieve our estimated sales plans in subsequent quarters,» said William Lynch, Chief Executive Officer of Barnes & Noble.
«This move is a
significant step in our ongoing efforts
to both rationalize and better equip the NOOK
business to achieve success, while positioning the digital education team and platform for future growth,» said Michael P. Huseby, Chief Executive Officer of Barnes & Noble, Inc. «These relocations result in work environments and related
cost structure impacts that are better aligned with our
business objectives and our employees» expressed needs.»
If it is, in fact, trying
to drive consumer prices down (and accept short - term losses) in order
to be the only (or major) supplier of books
to consumers and / or reseller of books from publishers, this can be viewed as predatory pricing — perhaps good for the consumer in the very short run, but less so in the long run, since there are
significant fixed
costs to establishing a similar e - book / bricks & mortar presence in the market, particularly in the light of Amazon's potential willingness
to drop prices enough
to make
business untenable for the new entrant.
However, it's a low -
cost way
to increase your life insurance coverage if you're a young parent or have
significant debt that would be passed on
to others, such as small
business loans.
Debt settlement can be a complex
business and mistakes can
cost you
significant money if your customer sues or reports you
to the FTC or local consumer protection group.
Ramius further stated it believes a
significant opportunity exists
to adjust the
cost structure of the Issuer
to achieve acceptable operating margins, even at the current revenue run rate, and urged management and the Board
to focus its attention on driving
cost improvements by re-focusing on the Company's core
businesses and de-emphasizing growth investments in non-core product lines such as WiMAX.
While this may be a
significant upfront
cost, it can vastly improve your
business credit profile giving you the opportunity
to get better financing options.
Tools and equipment: Depending on the tools you need
to work in your
business area, you might need
to consider protection through commercial property insurance, especially if there are
significant costs or risk of loss associated with these tools.