Sentences with phrase «significant debt levels»

TORONTO, ON - The average Canadian will spend 8 per cent more this holiday season than they did last year, and with Canadian household debt at a record high, many people will be facing significant debt levels come January.

It is very common for people coming out of university or community college to be burdened by significant debt levels.

Not exact matches

SocGen argues that it's the major economy with the «most significant risks with pockets of significant excess in housing, high debt levels and a burgeoning NPL problem,» and thus they see the risk of a hard landing at 20 %.

Part of this additional spending can be used to pay down existing household debt, enabling a significant level of debt reduction overall.39»

However, this is changing, and the increase in the level of household debt over the past decade is a major shift, with significant knock - on implications for consumption.

But because the equities market is at such high levels with a record margin debt, this combination along with the shift in investor sentiment could lead to a significant and dramatic sell - off.

China's credit rating was downgraded one notch to A + by ratings agency Standard & Poor's (S&P), which cited increased economic and financial risks, following the significant rise in the country's debt levels since the global financial crisis.

The bottom line: Given the significant levels of debt that remain on household and government balance sheets, inflation is likely to remain lower than what we experienced in periods leading up to the financial crisis.

Generally, the ideal candidate to consolidate debt through Payoff will have a relatively high level of income and significant account balances on high interest credit cards, but they may have managed to maintain a high credit score despite their struggles with debt.

In addition, the higher debt - to - income limit means that people who already have significant levels of personal debt will find it easier to qualify for a conventional loan than an FHA loan.

However, unlike in the late 1980s, the current increase in the ratio has been mainly driven by the decisions of households to increase their levels of debt, rather than by a significant and unexpected increase in interest rates.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Much as I think the expansion has a good deal further to run, I suspect that a significant number of households have chosen a debt level which makes sense in good times, but does not take into account the fact that bad times inevitably will occur at some time or other.

Today we read in the press that the true problems in Spain are the uncontrolled spending of its «autonomous regions» like Valencia or Catalonia, unsustainable levels of private debt, which could impose significant pressure toward deleveraging over the coming years, and the structural lack of competitiveness of an economy that lacks the ability to devaluate its own currency.

«Achieving these lapse — or savings — targets will be a significant budgetary challenge, especially in light of the high levels of fixed costs for FY 2018, such as debt service payments, pension contributions and other costs.»

Why were parents and teachers not told the truth about the school's significant level of debt, putting it in a precarious operating position?

Their policies, combined with an unfavorable international economy led to a major decline in the Jamaican economy with high levels of unemployment, inflation and debt, and a significant escalation of violence as supporters of the JLP and PNP engaged in bloody struggles.

Better it would be if the Fed, which is the main blower of bubbles through easy monetary policy, would pull back on policy when aggregate levels of debt in the economy get above 200 % of GDP, or, would allow us to go through recessions where there is significant pain, and liquidation of bad investments.

But student debt is causing those business owners a significant amount of stress with 46 % reporting high or very high stress levels because of it.

In this case, the average is skewed higher by the small number of students with significant levels of debt.

This is a significant problem and Rob believes that the current low interest rate environment has encouraged Canadians to borrow more than they should, leading to our very high debt levels.

While I wouldn't necessarily agree that debt is the «least» of most people's financial problems, after all, once someone finds themselves servicing a level of debt that prevents them from investing and growing their wealth, it is absolutely a significant problem.

During the recent global financial crisis, financial markets in Europe experienced significant volatility due, in part, to concerns about rising levels of government debt and the prevalence of increased budget deficits.

«High levels of veterinary student debt are plaguing the industry, and Banfield is committed to helping veterinarians address this significant burden,» said the company's senior vice president and chief medical officer Daniel Aja, DVM.

[115] Thus unfairness that attains the level «significant unfairness» warranting an unequal division of family property or debt under s. 95 must be compelling or meaningful, on a consideration of the factors set out s. 95 (2).