Sentences with phrase «significant financial debt»

Articling takes a vulnerable and powerless law student who is often carrying a significant financial debt and requires her to be at the beck and call of an experienced lawyer with largely... [more]

Significant financial debt forced many to prioritise obtaining paid work experience over experience in preferred areas of law.

Third, M.D.s often graduate from medical school with significant financial debt; remediation of basic - science deficiencies extends training, prolonging and increasing financial burdens.

The rise of non-denominational churches that no longer require seminary education, significant financial debt incurred by students who are headed into a profession that will not necessarily empower them to pay it off, the rising possibility...

Not exact matches

Actual operational and financial results of SkyWest, SkyWest Airlines and ExpressJet will likely also vary, and may vary materially, from those anticipated, estimated, projected or expected for a number of other reasons, including, in addition to those identified above: the challenges and costs of integrating operations and realizing anticipated synergies and other benefits from the acquisition of ExpressJet; the challenges of competing successfully in a highly competitive and rapidly changing industry; developments associated with fluctuations in the economy and the demand for air travel; the financial stability of SkyWest's major partners and any potential impact of their financial condition on the operations of SkyWest, SkyWest Airlines, or ExpressJet; fluctuations in flight schedules, which are determined by the major partners for whom SkyWest's operating airlines conduct flight operations; variations in market and economic conditions; significant aircraft lease and debt commitments; residual aircraft values and related impairment charges; labor relations and costs; the impact of global instability; rapidly fluctuating fuel costs, and potential fuel shortages; the impact of weather - related or other natural disasters on air travel and airline costs; aircraft deliveries; the ability to attract and retain qualified pilots and other unanticipated factors.

In response to Einhorn's presentation, Assured Guaranty released a statement that said the investor's analysis «fails to acknowledge the positive implications of our significant financial strength and strong operating performance, and demonstrates a fundamental lack of understanding of our business model and the municipal debt markets.»

While Rodgers acknowledged Penney has significant financial constraints (it has $ 5.3 billion in long term debt), he is still making modest investments on a few essential things.

In addition, indicators of financial stress — such as loan arrears — remain low, suggesting that the high debt - servicing burden is not yet imposing a significant constraint on consumer spending.

We have government debt, corporate debt, and a much larger Fed balance sheet (which, some people argue, drove bond buying by the public), but those are offset by a significant deleveraging in household and financial sector debt.

China's credit rating was downgraded one notch to A + by ratings agency Standard & Poor's (S&P), which cited increased economic and financial risks, following the significant rise in the country's debt levels since the global financial crisis.

What matters most is that you're dedicating a significant portion of your income to improving your financial life, regardless of whether that's in the form of IRA contributions or debt payments.

The bottom line: Given the significant levels of debt that remain on household and government balance sheets, inflation is likely to remain lower than what we experienced in periods leading up to the financial crisis.

They failed to take credit or make the case for the economic upturn, and how their policies have much to do with lower unemployment (5.8 %), significant debt reduction, healthy corporate balance sheets, greater financial stability (Dodds - Frank), record stock market numbers, as well as reducing the gap between high earners and the middle class through Obamacare and reducing the Bush tax cuts.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

As far as we can judge at this stage, the rise in household debt does not pose a significant danger of a financial crisis, i.e. the failure of significant financial institutions such as occurred in the early 1990s after the build - up in corporate debt.

The transaction is expected to be completed during the first quarter of 2018 and it is not expected to have any significant effect on the net debt or financials of Stora Enso.

«Put simply, despite being offered full payment for the secured part of his debt in accordance with the financial plan approved by the Football League, this morning Mr Gaydamak has demanded a very significant upfront cash payment in order to allow the deal to proceed by releasing his security.

Backed into a financial corner, with significant debt payments looming, club directors pitched the idea of the county taking ownership of the region's premier golf facility, with its swimming pool and tennis courts, and expanding its 150 acres of fairways to accommodate winter sports, hiking and bike trails.

This discount reflects the acknowledgment that given the Project's financial position, any option for restructuring the debt will have a significant cost to the federal government.

Like everyone else, military personnel can find themselves with a large number of debts that together create a significant amount of financial pressure...

It would however, provide necessary support to the significant number of Canadian women experiencing the unmanageable financial burden of student debt.

Pre-Approval implies that you authorize the lender to pull your credit report, analyze your debt and income and make a more significant investigation on your financial situation in order to verify that the information you provided is true and that you are eligible for loan approval.

Manage Your Debt Management Plan Avoid financial organizations that push you into a debt management plan (DMP) as your only option before they spend a significant amount of time analyzing your financial situatDebt Management Plan Avoid financial organizations that push you into a debt management plan (DMP) as your only option before they spend a significant amount of time analyzing your financial situatdebt management plan (DMP) as your only option before they spend a significant amount of time analyzing your financial situation.

If you proceed with this mortgage loan, you should also remember that you may face serious financial risks if you use this loan to pay off credit card debts and other debts in connection with this transaction and then subsequently incur significant new credit card charges or other debts.

While it can be more difficult to save up a down payment and qualify for a mortgage if you have significant student loan debt, before you give up on your dream of owning a home sooner rather than later, sit down with a calculator or a financial planner to see if it makes financial sense to buy a home now.

Using credit cards unwisely can lead to significant debt, exorbitant monthly payments and eventual financial trouble.

While some financial emergencies can be solved by using a credit card, cards have been a source of financial problems because as a source of existing easy credit they have often been used casually, at times irresponsibly, and ultimately led to people having significant unsecured debt incurring high interest rates.

While Greece's financial problems are real, and the worry that its debt problems could damage the entire European economy is significant, there are still investment opportunities beyond Canada's borders.

The main advantage of setting about dealing with the debt problem through debt settlement, of course, is that significant savings can be made while alleviating the financial pressure.

And if your debts are relatively small, debt settlement can allow you to obtain significant relief while signaling your willingness to satisfy your financial obligations.

Not having enough could leave them stranded with thousands of dollars in debt and final expenses that they don't have the money to pay off, which can cause significant financial strain.

These institutions, as well as certain regulated banks, had also assumed significant debt burdens while providing the loans described above and did not have a financial cushion sufficient to absorb large loan defaults or MBS losses.

Even before the Greek debt crisis roiled the financial markets, many investors were concerned that stock prices had risen to the point where the market could be vulnerable to a significant setback.

«If you have significant debt and are able to lower your overall interest rate, debt consolidation could be a good alternative to get your finances back in order,» said Mark Beyer, a Tampa - based certified financial planner for Edward Jones.

When parents are feeling financial stress or worrying about debt, these little frustrating moments can suddenly appear massively significant.

«For others without significant financial means, the income [from the insurance proceeds] can offset the possibility of going into debt to pay for these various expenses.»

One of the more significant financial benefits is that when you consolidate your existing credit card debt into a second mortgage that is offering a lower interest rate that is considered simple interest.

Today, even people who have substantial financial assets often carry significant debt.

Once you're out of debt, you can begin thinking about other healthy financial habits, such as building your credit score, making significant changes to budgeting and saving habits, and planning for investment goals.

Debt is often characterized as the enemy or a ball and chain, but it's not so bad compared to some broader and more significant financial variables.

This higher price put the person deeper into debt by a significant amount and may even make the method unaffordable for someone that has a low credit score or financial situation, making the situation worse.

If they have, the options that remain are to consider Bankruptcy or, if you believe your financial circumstances are going to materially improve in the comings months and you have significant assets that you wish to protect, to enter into a long term non-fee charging Debt Management Plan (Informal Arrangement).

While I wouldn't necessarily agree that debt is the «least» of most people's financial problems, after all, once someone finds themselves servicing a level of debt that prevents them from investing and growing their wealth, it is absolutely a significant problem.

With so many having significant amounts of student loan debt now, investing to pay off the loans is a primary financial goal.

If you are dealing with a significant amount of credit card debt or are unable to continue making payments on your credit card, Golden Financial Services can help you determine the best debt relief programs for your financial sFinancial Services can help you determine the best debt relief programs for your financial sfinancial situation.

However, if you and your significant other are experiencing a financial or life hardship, or struggling to make minimum payments on your high - interest debt, a better plan may be to enroll in a debt settlement program together.

Avoid organizations that push a debt management plan (DMP) as your only option before they spend a significant amount of time analyzing your financial situation.

Help with money management and budgeting skills Assistance with financial planning Reduction or elimination of existing debt in only three to five years Waiver or reduction of the interest rate Removal of finance charges A halt to harassing calls from lenders and collection agencies Lower monthly payments Debt management counselors provide credit help to consumers by enabling them to 1) improve their credit score, 2) start on a clean slate, 3) avoid bankruptcy, and 4) save a significant sum in credit card interdebt in only three to five years Waiver or reduction of the interest rate Removal of finance charges A halt to harassing calls from lenders and collection agencies Lower monthly payments Debt management counselors provide credit help to consumers by enabling them to 1) improve their credit score, 2) start on a clean slate, 3) avoid bankruptcy, and 4) save a significant sum in credit card interDebt management counselors provide credit help to consumers by enabling them to 1) improve their credit score, 2) start on a clean slate, 3) avoid bankruptcy, and 4) save a significant sum in credit card interest.

To us, that is a significant amount of financial freedom that debt is currently keeping us from achieving.

Recipients of accelerated death benefits usually use the early payout to pay for illness - related bills, but they can also use it to get financial tasks in order before their death; they might, for instance, work out the details of paying off their house or other debts so that it's finished before they die and it isn't left to their significant other.