Sentences with phrase «significant financial expenses»

This all amounts to significant financial expenses and a standard of living that is greatly reduced.
It avoids the possibility of a life - threatening crisis, sparing the patient pain and suffering as well as saving the client a significant financial expense.

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Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, operating in a highly competitive industry; changes in the retail landscape or the loss of key retail customers; the Company's ability to maintain, extend and expand its reputation and brand image; the impacts of the Company's international operations; the Company's ability to leverage its brand value; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's ability to realize the anticipated benefits from its cost savings initiatives; changes in relationships with significant customers and suppliers; the execution of the Company's international expansion strategy; tax law changes or interpretations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the United States and in various other nations in which we operate; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives we use; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's ability to protect intellectual property rights; impacts of natural events in the locations in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's ownership structure; the impact of future sales of its common stock in the public markets; the Company's ability to continue to pay a regular dividend; changes in laws and regulations; restatements of the Company's consolidated financial statements; and other factors.
In addition, strength in the U.S. dollar put significant pressure on the company's financial results as they generate over half of their revenue from outside the United States while their expenses are primarily denominated in dollars.
First Solar initially disclosed the manufacturing defect and significant additional costs related to curing the defect and, over the next year, the company disclosed consistently disappointing earnings and financial results, additional expenses related to curing the product defects, and the departure of the company's CEO.
Requirements will vary, but in general, some private student lenders may extend forbearances during times of financial trouble, if you've incurred medical expenses, if you've recently lost your job, or had a significant reduction in wages.
An employer that employs less than 50 employees shall not be subject to the requirements of this subsection, if such requirements would impose an undue hardship by causing the employer significant difficulty or expense when considered in relation to the size, financial resources, nature, or structure of the employer's business.
«The expenses of running World Book Night U.S., even given the significant financial and time commitment from publishers, writers, booksellers, librarians, printers, distributors, and shippers, are too high to sustain without additional outside funding,» Lennertz wrote.
For those who are already using an HDHP and expect to have a significant amount of qualified medical expenses, the benefits of avoiding income tax on these expenses far outweighs to effort to set up an HSA and incur the annual management fees that the financial custodian may charge.
Not having enough could leave them stranded with thousands of dollars in debt and final expenses that they don't have the money to pay off, which can cause significant financial strain.
«For others without significant financial means, the income [from the insurance proceeds] can offset the possibility of going into debt to pay for these various expenses
The purpose of long - term care coverage is to help protect against the significant financial risk associated with the expense of this level of care.
Emergency expenses such as a loss in income, a household repair, or a major medical bill can put a significant financial burden on you and your family.
Financial support for non-tuition costs of attending Cooper Union (e.g. fees, books, housing, and other living expenses) will continue to be offered for those with significant financFinancial support for non-tuition costs of attending Cooper Union (e.g. fees, books, housing, and other living expenses) will continue to be offered for those with significant financialfinancial need.
With the average first year costs to treat paraplegia at more than $ 150,000, the medical expenses can be a significant financial burden on individuals and their families.
Budgeting for revenue and expenses is a significant element of the financial plan.
(And the court noted this delay caused significant financial repercussions to the wife, since she had to draw on the capital in order to meet her living expenses and those of her children).
Being involved in an automobile accident can lead to significant injuries and financial burdens associated with medical expenses, property damage, lost wages, lost earning potential, long - term disability care, and more.
The financial power imbalance between an accident victim and an insurer places the accident victim at a significant disadvantage which is heightened in circumstances where even if they incur the expense to obtain appropriate medical records and reports, and are successful, they are not entitled to any reimbursement for the cost of those records and reports, which can often exceed the amount in dispute.
A claim was brought on behalf of Mr X's estate for an award of general damages for his own pain and suffering and loss of amenity prior to his death, past financial losses including a significant award in respect of the care that had been provided to Mr X by his family over the course of his ill - health, together with funeral expenses and a significant award for financial and service dependency for his surviving family.
The Court stated that the franchisor's failure to provide its financial statements prevented the franchisee from assessing the financial viability of the franchisor, and the franchisor's failure to provide the lease or sublease prevented the franchisee from assessing the costs of a significant expense — the monthly lease obligations.
29 The claimant's negative and obstructionist attitude toward Court Orders and court proceedings generally forced the respondent to incur significant unnecessary litigation expenses, which not only damaged his financial well - being, but his emotional well - being as well.
To counter these problems about its lack of assets, the corporate plaintiff had to disclose its financials with «robust particularity», i.e., in a fulsome way, including the following: the amount and source of all income; a description of all assets (including values); a list of all liabilities and other significant expenses; an indication of the extent of the ability of the plaintiffs to borrow funds; and details of any assets disposed of or encumbered since the cause of action arose.
That involved significant time and effort and financial expense on their part as well as being disruptive to the working environment.
Beyond the obvious final expenses, the financial strain on a family can be significant, even if the deceased spouse wasn't working.
Life insurance policies allow benefits to be paid directly to beneficiaries to relieve the burden of significant expenses and allow for future financial stability.
It provides the insured a level of financial stability by ensuring that there will not be any significant amount of expenses incurred.
If an illness, accident, or other covered unforeseen circumstance forces a traveler to cancel or interrupt their plans, they can face two potentially significant major financial losses — money invested in nonrefundable pre-payments, and medical expenses that in many instances may not be covered by health insurance.
Given the current state of health insurance and many policies being a high - deductible plan where the customer still has a significant financial obligation, final expense is often used help protect loved ones from the financially responsibility of these medial expenses.
A percentage point in expense can cause a significant difference in financial outcomes over time.
Your death might still have a significant financial impact on your family (e.g. not fully paid off mortgage or loan, final expenses, open liabilities etc.).
Professional Profile Self - motivated business manager and consultant with significant years of relevant experience, related proficiencies and a background in financial management, organizational restructuring, expense reduction, and high stake negotiations.
Professional Duties & Responsibilities Served as operations manager for $ 7 billion wealth management firm Oversaw 75 employees and approximately 15,000 client accounts Restructured new account operations reducing expenses by $ 120,000 annually Implemented new procedures for trading, marketing, and new account operations increasing company efficiency by 200 % Processed new accounts, terminations, transfers, and account registration changes for individual taxable accounts, trusts, IRA's, pension plans, endowments, foundations, and Taft - Hartley plans Created and ran performance, tax, and cost basis reports Oversaw SEC compliance and performance reporting for numerous funds Generated significant new client accounts and provided quality customers service ensuring repeat business and customer satisfaction Created marketing and sales collateral for company presentations Assisted in creation of client relationship and project management software Aided Federal Department of the Treasury for money laundering in the Financial Crimes Enforcement Network
Professional Experience CHARTIS (New York, NY) 2004 — 2010 Manager, Financial Analysis • Utilize experience in accounts receivable / payable, expense control / reduction, budgeting and forecasting • Create, prepare, and analyze weekly and monthly GOE expense and account reports of over $ 12M • Provide Senior Executive and CFO with critical information needed to manage divisional expenses • Generate and implement new procedures to reduce expenses over budget • Conduct analysis of significant expense and account receivable items • Manage the premium and expense results for the profit centers • Provide comptrollers with monthly divisional account receivable cash forecast of over $ 86M per month • Reduce cash forecast variance to less than 5 % per month • Resolve and reduce receivables over a 12 month period from $ 12M to less than $ 3M per month • Establish and maintain strong relationships with vendors, underwriters, and senior executives • Control and maintain expenses to stay within budgets and forecasts • Review and verify the validity and accuracy of accounts payable prior to approving disbursements
While the number of professionals involved can entail significant costs for clients, with various B.C. experts quoting typical expenses for a collaborative divorce between $ 10,000 and $ 25,000, the costs of litigated courtroom divorce can be much higher both in financial and emotional terms.
We established financial loss as the result of buying the property whereby significant expenses were incurred to rectify a problem with the property.
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