Sentences with phrase «significant financial issues»

When people find themselves in front of a bankruptcy judge, they are usually dealing with significant financial issues.

These significant financial issues cause people stress and emotions can run high.

It is true that the overall cost of special education has become a significant financial issue for school districts nationwide as enrollments have steadily grown over the years, although our previous research found that the cost has been widely exaggerated in the media.

Not exact matches

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

While some businesses come with significant issues needing resolution — financial distress, a complex corporate carve out, a transition from family ownership, or a need to make costs competitive through deep operational change — others are simply seeking a capital partner committed to growth with the deep operational and strategic experience to partner with management to execute a business plan and attain sustainable value.

The only issue is to what degree, but in any event, I am expecting significant earnings disappointments and loan writedowns among financial companies ahead.

Just because you don't have any significant medical or financial issues right now doesn't, mean one can't show up in the future.

Significant progress on three key issues is needed for discussions to move on to the post-Brexit trade relationship between the UK and European Union (EU): the rights of EU citizens in the UK and vice versa, the UK's financial obligations to the EU, and the Irish border.

High Risk — Speculation (H / SPEC) High risk equities of companies with a short or unprofitable operating history, limited or less predictable revenues, very high risk associated with success, significant financial or legal issues, or a substantial risk / loss of principal.

Elsewhere too, financial stability issues played a significant role in central banking.

However, the easy answer hides a significant financial security issue you need to be aware of and take proactive measures against.

If Tesla were in a decent financial position, it wouldn't have to rely on stock options to pay its employees, which brings us to issue # 3, Tesla's significant cash burn.

And it is weak on financial services, a key issue for Britain and London itself, and international firms using London to sell services around Europe would have to open new bases inside the bloc, eventually, economists argue, leaching significant staff and investment away.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

fiscal 2013, management advised the Committee that each set of financial statements reviewed had been prepared in accordance with generally accepted accounting principles, and management reviewed significant accounting and disclosure issues with the Committee.

At Cranswick, we understand that food waste is not only a financial cost to the business and significant environmental issue to tackle but also increasingly ethically unacceptable.

The Gunners boss will be looking for significant financial backing from his board to help back his offer but given that Arsenal are one of the most successfully run clubs in Europe, with a transfer war - chest available to Wenger, then money shouldn't be an issue.

United have tried to sign Gaitan on occasions in the past but have always been rebuffed by Benfica's significant asking price for the dazzling Argentine, but the deepening financial issues at the Estadio de Luz have reportedly seen the club lower their asking price to a slightly more reasonable # 28m.

The uninsured are exposed to significant financial risk from medical issues, accidents or emergencies.

As a Lib Dem supporter, I was particularly pleased to see the positive impact that Sharon is having on issues in Europe that have a significant effect on UK plc and our financial services sector.

Cuomo's proposal will «add a new provision to authorize OTDA to designate a «Temporary Operator» for homeless shelters and OCFS as it relates to residential programs for victims of domestic violence and runaway and homeless youth programs where the current operator has been found to have significant financial, operational, or health and safety issues,» the proposal says.

«This provision will provide for the removal of operators where there exists serious financial, health or safety issues to protect shelter residents and prevent significant costs to the state,» Azzopardi said.

And the ongoing work of the Lords select committees in examining the issues to be addressed in trade, financial services, security, police co-operation and fisheries for example will be of significant value to the government throughout and beyond the Brexit process.

The report comes about five months after Mr. DiNapoli released a favorable report on a recent audit of Southold's financial procedures that showed a significant improvement compared to the last report issued in 2006.

Very severe life stresses were defined and included divorce or separation, serious illness of a close relative or friend, significant current financial issues, physical or sexual abuse or assault, significant arrest of self or loved one.

We strive to make a meaningful impact in these areas, employing not only our significant financial assets, but also a rigorous, results - oriented approach and a keen understanding of relevant issues, needs, and opportunities.

«This study evaluated the number of minors who visited an emergency department over a two year period for injuries resulting from contact with law enforcement and demonstrates this issue comes with significant financial, if not human, cost,» says Alexandre Rotta, MD, FCCM, Chief, Division of Pediatric Critical Care Medicine at UH Rainbow and the study's senior investigator.

Zoe Coetzee, EliteSingles» in - house relationship psychologist, explains that money can be a form of security, and not disclosing the full truth with your partner about a financial issue can be a cause of friction as it can undermine the security in the relationship.She goes on to say this is not to say one shouldn't be financially independent in a relationship, however, you should share information that can have a significant impact on your own and your partner's life: «money and finances are sensitive subjects in relationships, and a majority of the time it is in both your best interests to be open and honest in such a key area, especially when you are living together.»

Perry Beeches The Academy Trust — which runs five schools in Birmingham — has been issued with a financial notice to improve after an investigation revealed a string of «significant» financial oversight failures.

Z.E.C.A., located in Jacksonville, is experiencing a significant financial crisis that prompted CSAB chair Quigley to call their situation «a perfect storm» after considering the school's very poor test scores and low student enrollment numbers along with their financial issues.

Soon thereafter, the NAACP (another recipient of significant financial support from AFT and NEA) issued its own demand for a moratorium.

The growth of the high yield market since the 2008 financial crisis has been significant; the par amount outstanding of the S&P U.S. Issued High Yield Corporate Bond Index increased by 65 % from Dec. 31, 2008, to Dec. 15,, 2015.

«A significant number of students are forced to leave school because of an unexpected illness, injury or serious mental health issue sometime during their college career — creating a significant financial loss for students and their families,» said Joe Mason, Chief Marketing Officer of Allianz Global Assistance USA.

The auditors stated in a Form 8 - K filed by the Company on July 2, 2007 that they found «a number of serious issues and encountered significant difficulties in the performance of the audit that... called into question the commitment of Fiberxon's management to maintain reliable financial reporting systems, including accounting books and records, in conformity with accounting principles generally accepted in the U.S. and China.»

«We've learned a lot over the last 30 years, and we now believe we have a better ability and more knowledge» to issue policies that «provide significant financial protection to Genworth,» Genworth Chief Executive Thomas McInerney said in an interview.

Significant student loan payments are creating an «unprecedented financial challenge» for borrowers, but the issue also presents employers offering a student loan repayment benefit an opportunity to provide relief and gain a clear advantage in recruiting employees, according to new research by the consulting firm Oliver Wyman.

Recent Accounting Standards: In January 2010, the Financial Accounting Standards Board («FASB») issued amended guidance to improve disclosure about fair value measurements, which requires additional disclosures about transfers into and out of Levels 1 and 2 and separate disclosures about purchases, sales, issuances, and settlements in the reconciliation for fair value measurements using significant unobservable inputs (Level 3).

«That's, by far, the most significant issue that causes Canadians to pause and think hard about whether they want to go through that pain,» said Paul Battista, advisory leader of Canadian Financial Services at EY, the consultancy agency formerly known as Ernst & Young.

We got into significant payday debt following some financial issues about a year ago and have been in an endless crazy cycle since then.

Identity theft victims experience significant financial complications and emotional stress, and our team works around the clock in order to ensure that customers are able to resolve these issues and restore normalcy to their lives in a timely manner.

«The Cello Energy facility faces important financial, legal and technological issues that have yet to be resolved and that cast significant doubt on its ability to sell or introduce any cellulosic biofuel into commerce in 2011,» Newell stated in his letter.

KPMG LLP, the US audit, tax and advisory firm, has issued a new survey report on the international Common Reporting Standard (CRS), which reveals that financial institutions impacted by the regulations still have much work to do to meet with the initiative's significant compliance challenges.

Litigation of several significant issues for financial institutions, including: intercreditor subordination issues, recharacterization of a sale leaseback transaction, and disputes involving contract interpretation of an indenture.

The firm has significant experience in areas such as antitrust, issues unique to financial institutions, cybersecurity and privacy, executive compensation and ERISA, environmental law, international trade and tax.

If you believe you meet Project financial guidelines, that you have a significant, meritorious legal issue affecting your service readiness, and that a referral to a civilian attorney is the only remaining way to resolve the problem, contact your legal assistance office to meet with a legal services attorney who can asses your case for a referral to the Military Pro Bono Project.

The group also serves as national counsel for major insurers on institutional issues and other matters involving significant financial risk.

RBS - v - Highland Financial Partners LP & Ors [2010] EWHC 3119 (Comm)-- a significant judgment in a banking litigation case relating to a failed CDO issue which terminated in late 2008.

It is important to retain an experienced law firm that has significant expertise with the financial issues involved in Divorce, including property division, the valuation of assets, spousal maintenance (alimony), real estate issues, cash flow schedules, balance sheet preparation, debt division, business valuation, present value calculations for pensions, the analysis of retirement accounts and various tax issues associated with Divorce.

On the first issue the court said that «while the inability to beget a child might be a consequence of imprisonment, it is not an inevitable one, it not being suggested that the grant of artificial insemination facilities would involve any security issues or impose any significant administrative or financial demands on the state» — particularly since the couple would be paying privately for the facility.

L It is important to retain an experienced law firm that has significant expertise with the financial issues involved in Divorce, including property division, the valuation of assets, spousal maintenance (alimony), real...