Sentences with phrase «significant impacts on consumers»

FICO scores, which range from 300 to 850, have a significant impact on consumers» ability to get loans and other credit, and on the interest rate they receive.
With 40 million people in the US accessing the mobile web, having immediate access via mobile phone can make a significant impact on consumer behavior.
This savings could have a significant impact on consumers» wallets.
One more choice in the game is not going to make a significant impact on consumer behavior.
«Increases in job creation and gross domestic product (GDP) have had a significant impact on consumer confidence and home buyer demand.
As discussed above, two large national consumer advocacy groups stated that they did not believe excluding Saturday from the definition of business day would have a significant impact on consumers.

Not exact matches

The June increase in the consumer price index is not expected to have a significant impact on markets, as economists had accurately predicted the rise.
This is important given the impact housing has on the overall Canadian economy whereas a robust housing market increases consumer confidence which is a significant component of the nation's GDP.
Actual results, including with respect to our targets and prospects, could differ materially due to a number of factors, including the risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition in key markets; the risk that we or our channel partners are not able to develop and expand customer bases and accurately anticipate demand from end customers, which can result in increased inventory and reduced orders as we experience wide fluctuations in supply and demand; the risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this business; the risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet customer orders or that result in higher production costs and lower margins; our ability to lower costs; the risk that our results will suffer if we are unable to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely basis to meet customer demand; the risk that longer manufacturing lead times may cause customers to fulfill their orders with a competitor's products instead; the risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix; risks associated with the ramp - up of production of our new products, and our entry into new business channels different from those in which we have historically operated; the risk that customers do not maintain their favorable perception of our brand and products, resulting in lower demand for our products; the risk that our products fail to perform or fail to meet customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the potential recall of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters as consumers and businesses may defer purchases or payments, or default on payments; risks resulting from the concentration of our business among few customers, including the risk that customers may reduce or cancel orders or fail to honor purchase commitments; the risk that we are not able to enter into acceptable contractual arrangements with the significant customers of the acquired Infineon RF Power business or otherwise not fully realize anticipated benefits of the transaction; the risk that retail customers may alter promotional pricing, increase promotion of a competitor's products over our products or reduce their inventory levels, all of which could negatively affect product demand; the risk that our investments may experience periods of significant stock price volatility causing us to recognize fair value losses on our investment; the risk posed by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the risk we may be required to record a significant charge to earnings if our goodwill or amortizable assets become impaired; risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization of products under development, such as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products risks related to our multi-year warranty periods for LED lighting products; risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the potential lack of customer acceptance for our products; risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.
The housing crisis had a significant impact on the purchasing behavior of Millennial consumers.
The impacts of these cross-border challenges on consumers are significant.
Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from other brands; the consolidation of retail customers; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's inability to realize the anticipated benefits from the Company's cost savings initiatives; changes in relationships with significant customers and suppliers; execution of the Company's international expansion strategy; changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure to successfully integrate the Company; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations; disruptions in information technology networks and systems; the Company's inability to protect intellectual property rights; impacts of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's dividend payments on its Series A Preferred Stock; tax law changes or interpretations; pricing actions; and other factors.
To answer your first question, Cy, I don't think foreign participation matters too much, partly because I don't think foreign firms will ever play a significant role in the Chinese economy except in a few consumer areas, but mostly because they have no systematic impact on the way growth is generated.
Concerns on the U.S. economy, the only «steady» engine at this time, center on consumers facing a significant fiscal drag and on the impact of the sequester.
As a result of this focus, and given the clear impact the operations of the banking sector have on the country's economy and individual consumers, calls from all stakeholders for a significant cultural and behavioural change in the industry are growing.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
This shows that consumer awareness in terms of understanding sugar is growing, and it has significant impact on the food and beverage industry.
Cargill's commitment to verification of these ingredients, and others expected in the future, should have significant impact on the available non-GMO verified ingredient supply for consumer packaged goods, and increase the acreage dedicated to non-GMO agriculture in North America.
Significant changes in consumer behavior having major impact on demand for high - intensity sweeteners
Constant government advocacy of lower food prices for consumers, without any reference to farm gate price share and the Consumer Price Index, is having a significant impact on producer and processor margins and is a major threat to future participation by Australian farmers particularly in the fruit and vegetable, milk and bread sectors.
To continue to inspire consumers who love to discover and share new experiences, American Express will roll out «Sound» and «Sight» in the coming months with influential tastemakers who have made a significant impact on one of the particular senses.
In May last year, we were at significant risk of a downgrading in our international credit rating, with a catastrophic impact on public services, business and consumer confidence, a long period of stagflation, and a contraction in the economy.
Such an event would have a significant impact on the economy, home values, consumer spending and small businesses.
While consumers of these types of vehicles are typically believed to have utilitarian priorities, the results showed that social and emotional values, such as the perception of sophistication of design and pride of ownership, had a more significant impact on brand affection than functional values, such as the vehicle's price or gas mileage.
While significant research has explored the environmental impacts of climate change, far fewer studies have considered its psychological effect on humans, said UA researcher Sabrina Helm, an associate professor of family and consumer science in the UA's Norton School of Family and Consumer Sciences in the College of Agriculture and Life Sconsumer science in the UA's Norton School of Family and Consumer Sciences in the College of Agriculture and Life SConsumer Sciences in the College of Agriculture and Life Sciences.
Connectivity and touchscreens involve rapidly changing technology and ever - increasing consumer expectations — both of which have a significant impact on the overall quality assessment of new vehicles.
However, she argued, libraries have a more significant impact on publishers than even that sizeable figure would indicate, because library use results in consumer purchases.
«Cleanliness has a significant impact on purchase intention of consumers,» explains study authors Riaz Hussain and Mazhar Ali.
The length of a consumer's credit history has a significant impact on their FICO score.
Dr. Briesch's analysis also failed to consider the relative impact of debt settlement and DMPs on consumers» creditworthiness, a significant factor in determining under which type of program a consumer would obtain a better «outcome.»
Consumer Boomer from Consumer Boomer presents How Important is Your Credit Score, and says, «The three numbers that make up your credit score can have a significant impact on several areas of your life.
And as emotion becomes a more significant factor in that process for both the news - maker and the news - consumer or sharer, so, I would suggest, there will an interesting feed - back loop into the professional culture that may impact in its turn on how the news is produced in the future.»
Anyone who reads the detailed scientific explanation of Mr. Gary Novak (/ / nov55.com/ntyg.html), can easily grasp that human use and abuse of fossil fuels do not have a significant impact on Earth climate; and that implementing the Kyoto Protocol would only harm the health of the economy — not only the profits of big corporations, but also the pockets of all consumers — even the poorest.
«GDP goes up because the fee and dividend provides a boost to consumer spending, reducing demand for fossil fuels does not have a significant impact on American employment and reduces energy imports from abroad, and the border adjustment means American firms are on a level playing field when it comes to competing on the world market.»
Significant impacts on future consumer prices are being debated today.
Cites conditions under which the Administrator may waive requirements for the renewable fuel program, based in part upon an assessment by the Secretary of Energy whether the renewable fuel requirement will likely result in significant adverse impacts on consumers on a national, regional, or state basis in 2006.
Ironically, using CAFE to decrease consumption while increasing the ethanol mandate will also have a significant impact on how much bang consumers get for their buck at the pump in terms of gas mileage.
In combination, these two research efforts add to the massive amount of scientific evidence that climate change is always occurring; and, most definitely does not require human consumer / industrial greenhouse gases to produce significant impacts on planetary environments and those associated civilizations.
If you serve legal services consumers at a local level, earning links from smaller local community organizations can have a significant impact on your visibility in local search results.
While all land agreements are potentially affected, only a minority will have a significant enough impact on competition and consumers» interests.
Fourth, the bread case has led to a fairly significant volume of commentary on what price fixing is, how difficult it is to detect and enforce, the impacts of price fixing on consumers and how prevalent price fixing may be in Canada, which has ranged from accurate and insightful to frankly unfounded and speculative.
Here are some highlights on the predictions offered by the panelists: 1) class actions are not going away; 2) the continued growth of mass commerce will continue to spawn class action litigation; 3) Justice Scalia's death will have a significant impact on class action jurisprudence going forward and the judiciary is likely to get less friendly to defendants in the short - term; 4) technology will make a big difference for the better in managing class action litigation; 5) defendants will continue to come up with creative, far - reaching ways of limiting class actions; 6) plaintiffs» attorneys will continue to bring class actions when a) they think they can make money and / or b) they think they will advance the public good; 7) there will be some good class actions and some horrible ones; 8) look out for states to pass new consumer protection laws similar to the New Jersey New Jersey Truth - in - Consumer Contract, Warranty and Notice Act (TCCWNA); 9) the TCPA and all - natural litigation booms will continue in the near future; 10) The CFPB will broadly define consumer finance services; 11) more class actions will go to trial; 12) what happens with the enforceability of arbitration clauses will have a big impact on the viability of many categories of class actions in the future; 13) look for more class actions in the federal courts in New Yorconsumer protection laws similar to the New Jersey New Jersey Truth - in - Consumer Contract, Warranty and Notice Act (TCCWNA); 9) the TCPA and all - natural litigation booms will continue in the near future; 10) The CFPB will broadly define consumer finance services; 11) more class actions will go to trial; 12) what happens with the enforceability of arbitration clauses will have a big impact on the viability of many categories of class actions in the future; 13) look for more class actions in the federal courts in New YorConsumer Contract, Warranty and Notice Act (TCCWNA); 9) the TCPA and all - natural litigation booms will continue in the near future; 10) The CFPB will broadly define consumer finance services; 11) more class actions will go to trial; 12) what happens with the enforceability of arbitration clauses will have a big impact on the viability of many categories of class actions in the future; 13) look for more class actions in the federal courts in New Yorconsumer finance services; 11) more class actions will go to trial; 12) what happens with the enforceability of arbitration clauses will have a big impact on the viability of many categories of class actions in the future; 13) look for more class actions in the federal courts in New York state.
The news source reported that excess body weight, high consumption of alcohol and other unhealthy behaviors can have a significant impact on the quality of a consumer's life as well as their premium payments.
For consumers who sincerely understand their need for life insurance but have rather risky lifestyles, they are likely to be surprised that what you do for fun can have a significant impact on how much you pay for life insurance.
He said, «Lots of cryptocurrencies have seen explosive growth which can bring significant negative impact on consumers and retail investors.»
«Lots of cryptocurrencies have seen explosive growth which can bring significant negative impact on consumers and retail investors.
Berkshire Hathaway HomeServices recently released results of its latest Homeowner Sentiment Survey indicating a significant split in the way real estate consumers perceive the Federal Reserve's raising of its benchmark interest rate and the subsequent impact on mortgage rates.
«A significant negative outcome on trade wouldn't have an immediate impact on our economy, but it would have an immediate impact on consumer confidence.»
Together with the actions taken by the Bank of Canada, the positive impact on consumer confidence stemming from infrastructure spending announcements and other stimulus programs is expected to be significant
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