At this time, most people are taking out fixed rate second mortgages to refinance long term debt, like credit cards or variable rate loans that have recently experienced
significant increases in interest rates and monthly payments.
The market is NOT focused on the risk of inflation or
a significant increase in interest rates.
A significant increase in interest rates could prompt the lender to alter the payment.
Not exact matches
The Firm delivered progress across many of our key initiatives,
increasing client penetration
in equity derivatives and
interest rate products as well as achieving a
significant milestone
in the integration of MSSB with the initial roll out of our new technology platform.
While the Federal Reserve decided
in December to
increase short - term
interest rates, that hasn't yet translated into
significant increases in deposit
rates paid out by banks on safe, federally insured deposits — the kind of accounts consumers might want to use for an emergency fund or for parking cash they expect to use
in the next month or two.
Put together with an
increased key
interest rate to 1.25 % 8, the combined effect of stricter mortgage rules and raised
interest rates could lead to a
significant cooling of home prices
in Canada this year.9, 10
Asian indices are enjoying
significant gains on Thursday, tracking the positive lead overnight from Wall Street while the focus now shifts towards the much - anticipated FOMC statement, which may or may not see US
interest rates increased for the first time
in nearly a decade.
FXStreet (Mumbai)-- Asian indices are enjoying
significant gains on Thursday, tracking the positive lead overnight from Wall Street while the focus now shifts towards the much - anticipated FOMC statement, which may or may not see US
interest rates increased for the first time
in nearly a decade.
While lower global
interest rates have helped contain debt - servicing costs, the past year or so has seen a
significant increase in net dividend payments.
However, unlike
in the late 1980s, the current
increase in the ratio has been mainly driven by the decisions of households to
increase their levels of debt, rather than by a
significant and unexpected
increase in interest rates.
45 days advanced notice prior to
interest rate increases or other
significant changes
in credit card terms: this includes the benefits and reward structure of a credit card.
If you are carrying a
significant balance at the time of
increase, a high
interest rate can result
in a large finance charge.
According to a CBC News article, a higher
interest -
rate environment could lead to a
significant increase in Canadian household debt financing, as opposed to consumer spending.
Given the current low
interest -
rate environment, adding a high - yield allocation to your core bond portfolio or investing
in a multisector bond fund may help
increase your investment income — just remember that many of these types of funds still come with the potential for
significant volatility, particularly during times of heightened economic and / or stock market volatility.
Stewart Lawrence, senior vice president and head of the Retirement Practice at Segal Rogerscasey, commented on pension plans»
significant exposure to
interest rates: «The
significant increase in funded status caused by rising
interest rates demonstrates the typical plan's exposure to the uncompensated risk of
interest rate movements.
The primary consumer protection problem areas that have given rise to the States» actions include: (1) unsubstantiated claims of consumer savings; (2) deceptive representations about the length of time necessary to complete a debt relief program; (3) misleading or failing to adequately inform consumers that they will be subject to continued collection efforts, including lawsuits, and that their account balances will
increase due to extended nonpayment under the program; (4) deceptive disparagement of consumer credit counseling; (5) deceptive disparagement of bankruptcy as an alternative for debtors; (6) lack of screening and analysis to determine suitability of debt relief programs for individual debtors; (7) the collection of substantial up - front fees so the debt relief company gains even if it fails to perform; (8) lack of transparency and information for consumers as to payment of fees, status of accounts, and communications with creditors; (9)
significant delays
in active negotiation or engagement with creditors, coupled with prohibitions on direct consumer communications with creditors; and (10),
in the case of debt settlement companies, basing savings claims (and settlement fees) not on the original account balance, but on the inflated amount due (including late fees and default
rates of
interest) at the time of settlement.
A low
interest rate environment brings a
significant benefit since it helps consumers refinance their balance sheets, lowering the cost of financing and,
in theory,
increasing discretionary income.
Forecast Number 2 —
Interest rate increases in 2006 will impact the lower levels of our housing market — the entry levels, the first - time buyers, the tenants — and while they form a
significant percentage of our national market, it is a feature of that market as sure as the presence of cold excrement
in a deceased feline.
The
increase in interest rates has reportedly made a
significant decrease
in mortgage applications.
Canadian homeowners are comfortable with their mortgage debt, have
significant home equity and could withstand an
increase in their mortgage
interest rate, according to the sixth Annual State of the Residential Mortgage Market report from the Canadian Association of Accredited Mortgage Professionals (CAAMP).