Sentences with phrase «significant life insurance»

Hartford has a significant life insurance and annuity exposure.

Not exact matches

And... um, in real life, that translates to: essential enough to merit appropriate insurance coverage, serious academic investigation, significant research investment, and, yes, a sense of «ownership» by consumers.

In a 2008 study, he concluded that focusing on certain services — specifically life insurance and the financing of natural resource ventures — could lead to significant development.

Given the high cost of whole life insurance, often several times that of term, and product complexity, our analysis shows term is typically better for the majority of people as you can still get significant financial coverage for your family.

This means that you can purchase a significant amount of accidental death insurance for a much lower premium than you would pay for a traditional life insurance policy.

However, it's a low - cost way to increase your life insurance coverage if you're a young parent or have significant debt that would be passed on to others, such as small business loans.

We believe that our named executives» compensation program, including competitive annual and long - term incentive pay along with comprehensive team member retirement, health care, disability, group life insurance plans, and other welfare benefits offered to team members, provides adequate reward to our executives without the need for significant additional perquisites.

Whole Life Insurance — This little - known strategy can actually have a significant impact on your investing career.

Lifetime Builder Elite is the next generation in indexed universal life (IUL) insurance, providing a cost - effective option for death benefit protection while offering the opportunity for significant interest crediting potential.

This new generation of indexed universal life insurance is... Built to be flexible: Lifetime Builder Elite is the next generation in indexed universal life (IUL) insurance, providing a cost - effective option for death benefit protection while offering the opportunity for significant interest crediting potential.

Had the individual purchased permanent life insurance, he or she could have access to a potentially significant source of supplemental retirement income in the future (depending on the policy type), while preserving the death benefit in perpetuity (note, however, that the death benefit and cash value of a policy is reduced in the event of a loan or partial surrender, and the chance of lapsing the policy increases).

If, for example, you received a significant promotion and raise 5 years after purchasing term coverage, you might want to convert to a permanent life insurance policy to take advantage of the tax benefits and receive dividends.

Meller told The Australian Financial Review that while life insurance has been a significant challenge, its wealth management business had grown 9 per cent, investment management 10 per cent, the New Zealand business 14 per cent and AMP Bank 17 per cent.

In addition, all three communities have a significant number of residents who live below the federal poverty level, and many have complained that insurance won't cover monitoring and that their doctors know little about the dangers of PFOA.

Although individual tests may be affordable and possibly covered by medical insurance, many patients undergo a diagnostic odyssey that results in substantial personal expenditures that can exceed $ 100,000 over years of searching, absence from the workplace, and significant reductions in quality of life.

Permanent life insurance policies are a better fit if you have significant financial obligations that are not time - sensitive.

This is actually a significant benefit as it means the cash value being used as collateral stays inside your life insurance policy and continues to accumulate interest, though it may be at a different rate.

Level 3 — significant use of private firm - specific data, or public data not derived from the markets (think of a life insurance industry standard mortality table)

None of AARP's policies require a medical exam so, unless you have a significant medical condition, you are likely to find term and whole life insurance premiums elsewhere that are much lower.

Unless you have a significant pre-existing condition and doubt your ability to pass a medical exam, we would not recommend AARP's level benefit term life insurance through New York Llife insurance through New York LifeLife.

The claim did not cost the insurance company a significant amount, and your home is not necessarily predisposed to risk of future hail storms, as it may be to floods if you lived in a flood zone.

However, it's a low - cost way to increase your life insurance coverage if you're a young parent or have significant debt that would be passed on to others, such as small business loans.

This means that you can purchase a significant amount of accidental death insurance for a much lower premium than you would pay for a traditional life insurance policy.

These life insurance plans have some common features, but there are also some significant differences.

Given the high cost of whole life insurance, often several times that of term, and product complexity, our analysis shows term is typically better for the majority of people as you can still get significant financial coverage for your family.

In addition, there may be a significant cash value in your old policy that is getting the tax advantaged growth that permanent life insurance offers (perhaps the reason you chose this policy in the first place).

Simply put, The Secret Asset strategy is buying whole life insurance as an asset for those that are 70 years or older to realize the significant death benefit in a relatively short time frame.

A third option would be to name your estate as the beneficiary of your life insurance policy and then draft a will that states how you wish to divide your assets and you can name your significant other as the beneficiary of the life insurance benefit.

For that reason, you are much more likely to be accepted for a debt consolidation loan if you've put up a significant asset, such as a retirement fund, a vehicle, life insurance policy, or your home.

Home Insurance: Depending on where you live, homeowner's insurance can be a significant monthly expense that you didn't have to pay as Insurance: Depending on where you live, homeowner's insurance can be a significant monthly expense that you didn't have to pay as insurance can be a significant monthly expense that you didn't have to pay as a renter.

The only policies not offered by Northwestern Mutual are those with limited underwriting, meaning it doesn't have options if you have significant pre-existing conditions or are looking to purchase life insurance very quickly.

While how to pay for your universal life insurance policy may sound like a simple decision, it can make a significant difference in your finances.

What happens upon your death if your significant other also passes around the same moment, is that the life insurance policy will not pay out any benefit to your significant other.

However, these policies are a good alternative if you don't qualify for fully underwritten term life insurance or your pre-existing medical condition is significant enough that most insurers will not accept it.

If you live with your significant other, are you covered by their Lancaster Renters Insurance?

The significant cost of acquiring a life insurance policygets recovered over the life of the policy.

Funeral insurance may be the only option for those that've been unsuccessful in taking out life insurance in the past and don't need a significant amount of coverage.

The flexibility and low adjusted interest rates associated with borrowing against cash value life insurance makes such an option well worth considering if you are looking to fund short - term cash needs without unduly disrupting your long - term financial plans or incurring significant loan costs.

Life insurance should play a significant role in your retirement plan.

The good news is, you live in one of the most affordable states to buy renters insurance, so it's not a significant burden.

Signing up for auto insurance is similar to getting your first credit card in that establishing a solid record of responsibility and maturity early on can pay significant dividends throughout the rest of your adult life.

Usually, your beneficiary won't have to pay taxes when he or she receives life insurance, so owning a term policy like this can provide significant peace of mind.

There are significant differences between AD&D and standard life insurance that could help clarify which policy is right for you.

Renters insurance can help prevent significant problems, and perhaps even more importantly, can ensure that your standard of living is not affected by an accident or negligent act.

If you are or have relied on your parents to any significant degree for financial support in your life, realize that life insurance will represent your last, best chance to repay your parents for the money they have put out on your behalf.

If you are the sole proprietor of a small business, or have significant ownership in the partnership or small corporation, you may be interested in key man life insurance.

While it can take several years to accumulate a significant amount of investment value, the flexibility and potential growth of this life insurance policy can be appealing.

The significant presence of annuities within the 403 (b) market is further underscored by the 56 % of providers that make annuities available both within and outside of an employer - sponsored plan, and the 51 % of 403 (b) assets held in life insurance company products.

It works similarly to term life insurance, but with one significant difference, but it's permanent.

If you have a family but don't generate a significant percentage of your family's income, you may not need life insurance.