Sentences with phrase «significant loan losses»

There was a long period of encouraging looseness in bank regulation, and it has led to significant loan losses in our banking system.

Not exact matches

By our analysis, SNV is a high risk, low reward stock... Given the significant losses SNV will face across its loan portfolio and particularly in its construction and development portfolio.»

Given that mortgage investors will have to take significant losses to unwind the financing they now hold, it's hard to see much real enthusiasm from loan holders.

To me, the most significant thing to come out of the «rescue» was the Federalizing of losses from the loans that were guaranteed by the Fed (something which I noted before had to be true, since the Fed turns over its profits to the Treasury), and the waiving of many leverage rules for the combined entity (also here and here).

Today, private capital in the form of mortgage insurance (MI) already provides significant risk protection against losses on low down payment loans.

These institutions, as well as certain regulated banks, had also assumed significant debt burdens while providing the loans described above and did not have a financial cushion sufficient to absorb large loan defaults or MBS losses.

Finally, about 35 percent of respondents expected streamlined loan modifications of the sort proposed by the Hope Now alliance to be at least a somewhat significant loss - mitigating strategy for their banks.»

Their actions came in response to a significant loss of market share, and it is this loss of market share that motivated them to take on more subprime loans.

'' [W] hen loan default rates are low — there would be limited or no reinsured losses; and in other years — when loan default rates are high — there would be significant reinsured losses and, correspondingly, significant reserves,» he wrote.

These loans are backed by the FHA, which protects lenders from significant losses.

In 2012, the Honorable Denise L. Cote denied a motion to dismiss the claims in what was designated the «lead case» brought by FHFA, and in 2013 entered a series of rulings to streamline the cases for trial, including orders as to statistical sampling, loan file collection and reunderwriting, the scope of the so - called «actual knowledge» defense, the lack of any loss causation defense to FHFA's Blue Sky claims, and other significant issues.

With small kids, a new vehicle loan, etc. a financial loss can lead to significant stress along with emotional vulnerability.

The fourth - largest Dutch bank suffered significant losses in commercial real estate loans and underwent a $ 3.7 billion nationalization earlier this year.

Losses on loans insured between Fiscal Years 2007 and 2009 continue to place a significant strain on the Fund with $ 70 billion in FHA claims attributable to loans insured in those years.

Independent mortgage banks and mortgage subsidiaries of chartered banks reported a significant gain in profit, surging to a net gain of $ 954 on each loan they originated in the second quarter from a reported loss of $ 194 per loan in the first quarter.