Also, taking some money out and learning new and
significant skills (medical,
technical, business, insurance, even plumbing, electrical, automotive) is probably a better investment
than an index fund.
Joint ventures encourage external investment in developing Indigenous business.81 Joint ventures combine external capital investment,
technical expertise, management and business contacts with Indigenous
skills, labour, land and water.82 The Central Land Council (CLC) considers that access to finance is a far more
significant barrier to joint - ventures operating
than the communal tenure of Indigenous land: