Sentences with phrase «significantly increase the interest rate»

Having a record of delinquent accounts can significantly increase the interest rate that a consumer receives on any future loans.

Using the 10 - year U.S. Treasury Bond yield as the proxy for interest rates, Exhibit 1 shows the historical performance of the S&P 500 Low Volatility and S&P 500 indices in periods of significantly increased interest rates.

Not exact matches

Case in point: In mid-September, three weeks before Morneau tabled his rules, credit reporting agency TransUnion estimated that hundreds of thousands of Canadians carrying variable rate subprime mortgages could be significantly impacted by interest rate increases of even 25 basis points.

As we proposed at our dinner, if the company decided to borrow the full $ 150 billion at a 3 % interest rate to commence a tender at $ 525 per share, the result would be an immediate 33 % boost to earnings per share, translating into a 33 % increase in the value of the shares, which significantly assumes no multiple expansion.

When the Treasury increased borrowing in short - term Treasuries earlier this year, short - term interest rates rose significantly.

Interest rates are also projected to rise, with the rate on 10 - year Treasury notes increasing from today's 2.9 percent to stabilize around 3.7 percent over the medium - term, significantly below the historical average.

The higher level of liabilities that must be serviced would normally have significantly increased the NID over this period, but this effect was substantially offset by trend declines in global interest rates over the past two decades.

While banks fully passed on the easings, there was a noticeable tendency to impose significantly longer lags in implementing these reductions than was the case when interest rates were increased in 1994.

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Any interest rate increase on the borrowed money can not significantly impact a person's ability to pay off the debt, or they may be forced to liquidate the asset at unfavourable rate / prices.

If you pay only the amount of interest that is due, once the interest - only period ends, you will still owe the original amount that you borrowed and your monthly payment will increase significantly because you must pay back the principal as well as the interest, even if interest rates remain the same.

Also, when you buy a CD through a broker, the only way to get your money out early is to sell the CD, and since the value of a brokered CD responds to interest rate changes like a bond, the value of a brokered CD could decline significantly if interest rates were to increase.

For taxable accounts, I'll take the slightly lower rate at Ally in return for the lower cost to break the CD and reinvest in a higher - yielding CD if interest rates increase significantly in the next few years.

Depending on the amount of the loan that you secure, a half of a percent -LRB-.5 %) increase in interest rate can increase your monthly mortgage payment significantly.

In most cases you'll still significantly lower your monthly payments, but will have the financial security of knowing your payment won't rise if interest rates increase.

Increased interest rates may significantly slow down your debt repayment.

Given that interest rates are currently pretty low, that means that over the course of your five - or 10 - year consolidation loan, your APR could increase significantly and negate the few percent in interest that you would have saved by refinancing.

Although you may get financing with bad credit — in the 620 - to 500 - range — it will cost you significantly more, increasing your interest rate by more than 10 percent and making it much more difficult to qualify.

The information technology sector is cyclical and generally has performed well in increased interest rate periods, while the utilities sector has significantly underperformed.

Household debt in Canada is at record highs and with probable increases in interest rates in the future, many of us will be in even more dire straits if rates rise significantly.

In situations such as adjustable - rate mortgages and balloon mortgages, where payments are likely to increase significantly in the near future, and in situations where interest rates have significantly lowered since the homeowners originally obtained the loan, refinancing can be a smart financial move.

However if rates increase significantly at any point during the loan, the homebuyer may quickly find themselves unable to make the increased interest payments at the new higher rate.

An increase in the interest rate in the future will render those 6 % (now) of the population very vulnerable as their debt will raise significantly.

If interest rates are expected to increase significantly, a fixed - rate mortgage may be a better route.

And your hope is that other socially responsible investors would make the same decision, thereby significantly increasing demand for the company's bonds and allowing the company to get access to capital at a lower interest rate.

The ultimate cost of the loan may increase despite a lower interest rate if the term is extended significantly.

If interest rates are high but decreasing and zero coupon bonds are purchased in an individual retirement account then the value of those bonds could increase significantly in a tax deferred environment.

On the other hand, a sudden increase in interest rates can significantly affect your monthly costs.

If the interest rates on bonds are significantly high, the mortgage lenders may like to increase the interest rates on their mortgages too in order to keep the investors happy.

In addition, settling for a longer repayment period will also increase the interest rates significantly.

Interest rates have plummeted to record lows and that increases affordability for first time home buyers in New Jersey, New York and Connecticut which helps out significantly in the high cost areas.

A higher interest rate will also significantly increase your monthly payments on the debt.

The reality is there is little room for interest rates to decrease and even a modest rate increase will drive up mortgage payments significantly.

Given that the U.S. economy has been in a historically low interest rate environment for the last several years and current rates have nowhere to go but up, variable interest rate loans are likely to increase significantly in cost in the coming years.

Just keep in mind that because you can't get a lower your interest rate, extending your loan term in a government repayment plan can significantly increase your total repayment costs if you don't qualify for an interest rate reduction.

A change in the Federal Reserve's monetary policy (or that of other central banks) or improving economic conditions, among other things, may lead to an increase in interest rates, which could significantly impact the value of debt securities in which the fund invests.

In the event that the fund holds a large portion of its portfolio in longer duration securities when interest rates increase, the share price of the fund may fall significantly.

The interest rate is tied to the primary lending rate; however it can increase if the variables change significantly.

In case the Federal Reserve of US hikes its rate of interest by the slightest margins, gold rates will increase significantly.

Take a look at the video and give me a call so we can get you into the right home before interest rates increase significantly.

«High interest rates and changes in tax policy that increase the cost of homeownership could cause home prices to fall significantly.»

In April 2013, mortgage interest rates began to increase significantly, making potential mortgage payments more expensive for home buyers.

Refinancing may be the right decision if your home value significantly increased or current interest rates are low.

«Let's face it, in five or 10 years those low - rate loans are going to roll, and if rents haven't gone up significantly to offset the increase in interest rates that's going to be a problem.»

Additionally, at end of the five - year term, mortgage payments can increase significantly regardless of where interest rates are if your mortgage was set up as an interest - only ARM instead of a regular ARM.