Rob Barnett of Wilmington Trust makes the case for
simpler investment choices for plan participants and sponsors.
Not exact matches
A
simple roll - back of state tax breaks, and / or direct
investment in school
choice end up as the most straightforward ways to achieve these goals.
But my point is
simple, given a
choice I would prefer an
investment option which has high liquidity, easy to understand (do not want to refer to rules book), tax efficient, have more flexibility (
investment allocation
choices) etc.,
As for my
investment choices, I chose a
simple but diversified asset allocation that is very heavy on equity because there will be more then 20 years before I need to tap into my retirement savings and stocks are the best option for long - term growth.
Like many people, I had no idea what the right
choice was so, naturally, I selected what I thought was the most
simple investment option — a target - date fund.
If you have a
choice of
investment within those the
simplest option is to put the money in a Target Date Fund, which will handle all the diversifying and rebalancing for you.
It's a
simple choice, he says, not to mention a solid
investment for their future.
As we saw, ULIPs are complex products and for
investments Mutual Funds are a better
choice which are
simpler to understand and have provided better returns.
It has a
simple charge structure and offers policyholders a
choice of multiple fund options to grow their
investments.
Whether you've planned a
simple refresh or a full - scale renovation, making smart and informed design
choices will help you maximize your return on
investment... and minimize the chance of «remodeler's remorse» down the road.