Meet 3
simple reward rate criteria per qualification cycle: 1) 12 Debit Card Purchases must post and settle each qualification cycle; 2) Have 1 Direct Deposit or Automatic Payment post and settle per qualification cycle; 3) Access Online Banking and Enroll to Receive Electronic Statements.
Its 20,000 bonus points offer sits at a very respectable size while
its simple rewards rate of 1.5 points per dollar is easy to remember.
Not exact matches
While the opportunity for point value is lower, cash back programs are
simple and cardholders are guaranteed a predictable
rate of return from their credit card
rewards, without having to decipher loyalty programs or search for award availability.
The fixed 1.5 %
rewards rate is great for individuals with varied spending who want a
simple rewards credit card.
If you'd rather have a
simple card with a
rewards program that you never have to maintain, consider applying for a fixed -
rate cash back card like the Citi ® Double Cash Credit Card.
Among the
simplest truths is that market risk tends to be unusually
rewarding when market valuations are low and interest
rates are falling.
This card has no rotating categories and instead offers a
simple fixed
rewards rate on all purchases — 1.5 %.
Besides low interest
rates, this card also offers
simple rewards: earn unlimited 1.5 % cash back on every purchase, every day.
It's that
simple — no need to remember different
rates, no need to worry about
rewards ever expiring.
The fixed 1.5 %
rewards rate is great for individuals with varied spending who want a
simple rewards credit card.
Cash - back credit cards are a good option if you want
simple rewards redemption options and a higher
rewards rate for everyday purchases.
If you know your strike
rate is between 40 - 50 % than you can consistently make money in the market by implementing
simple risk to
reward ratios.
It is a hassle free and
simple card that gets you the highest pure cash back
rewards rate (1.5 %, about 50 % higher than average) with the... Read More
The
reward rate is
simple when compared to most other
rewards cards.
The
rewards rate is pretty
simple - 1 % when you buy and 1 % when you pay your bill each month.
There are other cards out there that offer a higher general
rewards rate with smaller fees and
simpler rewards structures.
For example, a
simple direct deposit into a USAA account will boost the base
rate on their online pilot card, the Limitless Cashback
Rewards Visa Signature, from 1.5 percent to 2.5 percent.
Fans of
simple rewards schemes will appreciate the fact that
rate is the same across all purchases.
This no annual fee hotel card offers a fair
rewards rate with bonus earnings on gas and groceries and a
simple redemption structure you can use to your advantage if you aspire to stay in a luxury hotel.
The Chase Freedom Unlimited card offers a good sign - up bonus and a flat 1.5 percent cash back
rate on general purchases for cardholders who want to keep things
simple, plus it's a great starter card for collecting Chase Ultimate
Rewards.
Other cards will earn a flat -
rate cash - back for all purchases, which makes it very
simple to earn and redeem
rewards.
It has a high earning
rate for gas stations and grocery stores and the redemption of your
rewards is remarkably
simple.
For a
simple, flat -
rate travel card, this is an outstanding
rewards rate, amounting to $ 750 in travel each year.
A recent survey by Capital One found that while cardholders seek a high - earn
rate on their
rewards (and you can't beat 5 percent), nearly half said they prefer to keep redemption
simpler — i.e., no sign - ups, special categories or spending thresholds.
Some travel credit cards keep things
simple by letting you earn one flat
rewards rate on everything you spend.
While the two cards earn miles at different
rates, redeeming those
rewards is the same
simple process for Venture ® and VentureOne ® cardholders alike.
The Venture card's
simple rewards structure also puts it ahead for cardholders who are too busy to deal with a complicated
rewards card: With this card, you can expect the same generous
rate for every purchase.
Instead of offering a higher
rewards rate on certain types of purchases, the Fidelity Rewards Visa Signature card offers a simple 2 percent cash back rate on every pu
rewards rate on certain types of purchases, the Fidelity
Rewards Visa Signature card offers a simple 2 percent cash back rate on every pu
Rewards Visa Signature card offers a
simple 2 percent cash back
rate on every purchase.
The fixed 1.5 %
rewards rate is great for individuals with varied spending who want a
simple rewards credit card.
Since the spring of 2012, 40 percent of
rewards card holders consistently reported they prefer a
simple rewards card offering the same
rate across all purchases.
Cash - back credit cards are a good option if you want
simple rewards redemption options and a higher
rewards rate for everyday purchases.
Rewards Rate: Earn a
simple 1 percent cash back on all your purchases; however, pay your bill on time and boost that cash back earning to 1.25 percent on every $ 1 spent.
While the opportunity for point value is lower, cash back programs are
simple and cardholders are guaranteed a predictable
rate of return from their credit card
rewards, without having to decipher loyalty programs or search for award availability.
Furthermore, smaller retailers may not accept Amex (the merchant fees that businesses pay are higher for American Express cards than for Mastercard and Visa), and the variable cash - back
rates and capped categories aren't as
simple as the
rewards for our top pick, which will earn nearly as much cash for most households.