Anyone offering «no lender fees», rebates, or any other sort of reduced closing costs are
simply increasing the interest rate to pay for it.
Not exact matches
But the net impact of all of this is
simply going to be higher prices — and a slightly higher pace of
interest rate increases from the Federal Reserve.
Even though I know nothing about the iron ore market, and certainly not as much as the CEO of Fortescue, I know arithmetic, and even before I heard Minack's discussion of the global
increase in production, I
simply could not get the arithmetic that connected Chinese
interest rates with Australian iron ore exports to work otherwise.
I live in a low almost deflationary enviroment (Europe) and was checking out some retirement software and something keep throwing me off, took me a bit to figure it out but it was inflation, like WTF is that and then I remembered I lived in Spain during the housing bust and now in Germany with negative real
interest rates and I'm
simply not used the idea that prices
increase each year
simply because time goes by.
During the economic recession however these offers pretty much dwindled to nothing and now they are back offering consumers a good avenue to pay off their bills and a respite from mounting payments due to
interest rates that
simply keep
increasing.
Variable
rates are not evil in and of themselves; home owners
simply get themselves in trouble by focusing only on the low
interest rate rather than the plan to actually pay back the loan before the bank raises the
rate or the market changes cause an
increase in the monthly payments of a home owner.
When the Fed's
interest rate policy is stuck at its zero bound, he argued that «a decline in inflation expectations drives up real
interest rates and thereby
increases the real cost of credit which can not be offset by
simply lowering the fed funds
rate.
«
Increasing the insurance premium on FHA loans is
simply a reflection of the substantial risk the administration has taken on in recent years,» says Nancy Osborne, chief operating officer of Erate.com, a Santa Clara, CA - based financial information publisher and
interest rate tracker.Rick Sharga Vice President of ReatyTrac says foreclosures were up 21 % from a year ago and 120 % from two years ago and it could get worse.
«
Increasing the insurance premium on FHA loans is
simply a reflection of the substantial risk the administration has taken on in recent years,» says Nancy Osborne, chief operating officer of Erate.com, a Santa Clara, CA - based financial information publisher and
interest rate tracker.
Lender can
simply lower costs by
increasing your
interest rate.
If the economy is hit by an inflationary supply shock, then it must be met by an
increase in the inflation
rate and an
increase in the nominal
interest rate (thus keeping real
rates stable) rather than a
rate hike to maintain a constant inflation
rate (which would
simply be an unwarranted transfer of wealth to lenders).
Simply put, more housing supply means a lower inflation
rate, and potentially a slower pace of
interest rate increases by the Fed.»