Alternatively, if it is determined that the policy has real economic value to keep, the advisor and client should consider whether it makes more sense to
simply keep the policy to benefit directly from the long - term value of the death benefit, rather than sell as a life settlement (since by definition, if it's valuable to a buyer to purchase, it's valuable to the seller to keep it!).
And if you are satisfied with the no exam coverage then
simply keep the policy.
Not exact matches
It did not take long after the passage of Humphrey - Hawkins for wiser Federal Reserve officials, including Paul Volcker (who became Chair in 1979), to conclude that the «dual mandate,» far from defining a new and sustainable approach to monetary
policy, was
simply a nuisance — something they had to pay lip service to, whilst really concerning themselves with
keeping a lid on inflation, so as to undo and avoid repeating the mistakes of the 70s.
Never did his insight paralyze effort: it
simply guarded against presumption and
kept a measure of flexibility in
policies.
Did this man deserve to be filmed by police as if he was a terrorist, and then
kept in an area for hours on end, without access to toilet facilities or food or water,
simply because he wanted to protest against British economic
policy?
When those expiration dates come around and the parties can not reach an agreement on how to replace the fiscal
policy, they will often
simply do a temporary CR just to
keep the status quo in place.
The base that votes for him, in large part, is voting not for specific
policies, but for «can do», «win at all costs», attitude, after being saddled for 2 decades with - using Trump's terminology - «losers» (specific ways of losing vary - either letting the opposition dictate the terms of discourse and the struggle, by refusing to use all available tactics; or always folding in negotiations like GOP in the House
kept doing with Obama; or
simply not getting desired outcomes - and specifics are largely irrelevant to the overall sentiment).
There are simple misconceptions or
simply failures to
keep policy up to date that can slow processes and even cost substantial sums.
Unfortunately, for all of the noise Prof. Greene makes about proper academic standards, he
simply stoops to waving the red flag of anti-communism when he concludes by suggesting that our assertion, «the only reason the superrich have these massive billions, and hence a major voice in
policy, is because of unfair tax laws that allow them to
keep the vast wealth their employees have created,» reveals us as, uh oh, Marxists!
In any event, it seems clear that
simply keeping the SOMA portfolio constant will not be enough to claim that the
policy environment is unchanged.
While Travelers» auto insurance discounts
keep its auto
policies competitive, that
simply isn't the case with its home insurance
policies.
Secondly, most term
policies cease renewing at around that age, i.e. even if you
keep your existing term
policy, eventually the coverage will
simply expire.
«It's
simply that brokers can't know all of the different credit
policies of all the different lenders, let alone
keep up with all of the changes to them,» Vincent said.
However, most
policies will allow you to
simply let the
policy keep growing to age 120.
So for a policyowner who
simply doesn't want to — or can't afford to —
keep the
policy in the first place, a life settlement may still be a more appealing exit than just letting the
policy lapse away!
As Michael Levy, president of Pet Food Express, a 56 - store chain in California, pointed out to me after reading the article, it is important that retailers understand that
simply having an MAP or MRP
policy is no assurance that a manufacturer is doing enough to
keep the playing field level for brick - and - mortar retailers in their competition with online pet food outlets.
«There's no department that I'm aware of,» says Kumpf, «that has enough money in their budget to
simply practice the old capture - and - euthanize
policy; nature just
keeps having more kittens.»
«There's no department that I'm aware of that has enough money in their budget to
simply practice the old capture - and - euthanize
policy; nature just
keeps having more kittens.»
Ahead of delivering October's annual lecture for climate skeptic campaign group the Global Warming
Policy Foundation, a number of frontpages trumpeted Paterson's message that the UK
simply can't
keep the UK's lights on unless MPs scrap the Climate Change Act.
If the government starts winning cases on the basis that its
policies are actually in
keeping with at least a reasonable take on the best expertise that exists in the realm of prison administration, rather than
simply because courts reflexively defer to the administrators, Ms. Kerr will have succeeded, and we all will be better off.
If the exam
policy comes back at a better rate,
simply cancel the no exam
policy and
keep the exam
policy.
To put it
simply, you pay your life insurance premiums to
keep your life insurance
policy in force.
But
keep in mind that a life insurance
policy shouldn't be an investment or money - making scheme — it's
simply meant to provide security, protection and peace of mind for your family should the unthinkable happen.
Just
keep in mind you will need to document your requirement to work, otherwise it becomes a «cancel for any reason»
policy with insureds
simply claiming they had to work.
Many Americans believe that
simply the presence of a health condition can
keep them from getting life insurance, but the truth is that you don't necessarily have to be the picture of health in order to qualify for a life insurance
policy.
It is important to
keep in mind that if the
policy owner dies at any time during the term period,
simply buying just the traditional term coverage and investing the difference will always provide the greatest return on capital, because in this case the
policy owner's estate would not only receive the death benefit but can distribute the invested cash as well.
Also, you may find that it just makes sense to
keep your coverage, so rather than buy more term that will one day expire, you
simply convert your
policy at the health rate class you originally qualified for.
In our last example, our donor wants to
keep control of their
policy, so they retain ownership of the
policy, and
simply name their charity as beneficiary.
Many policyholders had to increase their payments
simply to
keep their insurance in place, and others had to start paying again on
policies they anticipated were already paid in full.
Simply convert the term
policy to a universal life or whole life
policy and
keep the insurance for the remainder of your life.
These
policies act like Term, in that the death benefit is paid out
simply because you've
kept your premiums up to date, not because they've accumulated a cash value...
Secondly, most term
policies cease renewing at around that age, i.e. even if you
keep your existing term
policy, eventually the coverage will
simply expire.
But, the policyholder may
simply increase the premium payments or lower the death benefit (or both) to
keep the
policy in force at any time.
Simply put, the
policy is issued to an individual while
keeping his / her age in view and the premium will be determined based on his / her age.
A whole life
policy will cost more than a term
policy simply because you can
keep that
policy up to age 100.
With standard term life insurance, if the policyholder outlives a 20 - year term — or the life of that
policy — the contract runs out and the insurance company
simply keeps the premiums paid.
Converting to paid - up status may be right for you if you want to
keep your life insurance
policy in force, but
simply can no longer afford to make regular premium payments.
Generally, if you have a new car that you want to
keep looking its best or that you
simply want to rely on every day, you might want to have a comprehensive
policy.
But, many people without debt prefer to
keep their life insurance
policy for other reasons, such as final expenses, leaving an inheritance, protecting an estate, or
simply enjoying retirement.
It is also
keeping the pressure on states to do more than
simply talk about the challenges by, for example, developing national
policy on the weapons.
In addition, NAR notes that there may be many other factors
keeping purely private sector lending at low levels, meaning that consumers are
simply being charged higher prices for a
policy goal that has no ongoing performance measures.