If they say they've shopped it and you are
simply uninsurable and they don't talk to you about guaranteed issue life insurance, they are captive or incompetent.
Not exact matches
With a convertible term policy, you can
simply convert to a permanent life insurance policy and have coverage for the rest of your life, even if you have become «
uninsurable» since getting your first policy.
There are many health conditions that are put under a microscope, as well as some that are
simply deemed
uninsurable.
However,
simply having been diagnosed with a condition doesn't mean that you're
uninsurable or that you can't find a policy that works within your budget.