That is the biggest draw for these policies,
since other investment vehicles, such as 529 plans, will count against financial eligibility.
Not exact matches
While you can argue that it all evens out in the end,
since fees drop over time, it's just not comparable to
other savings or
investment vehicles, where fees are much lower and you can start earning money almost immediately.
Some active strategies that appear significantly better than passive investing have positive relative return not through distinctive stock (or
other investment vehicle) picking or timing, but
since their active
investment strategy effectively increases their market risk exposure (higher average beta of their holdings, perhaps via a not even deliberate choice of which market segments they overweight).
While you can argue that it all evens out in the end,
since fees drop over time, it's just not comparable to
other savings or
investment vehicles, where fees are much lower and you can start earning money almost immediately.
I have a rental property that I've owned
since 2007, and recently sat down and attempted to analyze the
investment, to determine whether I should continue with it, or sell it and deploy the proceeds into
other investment vehicles.