Sentences with phrase «sleepy portfolio»

By replacing some of iShares ETFs with lower cost products (see table below), the weighted average fees of the Sleepy Portfolio will drop to 14 basis points or 30 percent lower.

Thankfully the advent of Vanguard and the launch of ETFs by BMO offer us the opportunity to cut the costs of the Sleepy Portfolio even further.

As you can see in the following table, the Sleepy Portfolio currently costs just 20 basis points (0.20 percent) per year.

In other words, if you invest in a portfolio like the Sleepy Portfolio, you'll incur a cost of just $ 200 per $ 100K of portfolio balance.

It is interesting to note the contrast in fees between US ETFs and Canadian ETFs in the Sleepy Portfolio.

While the fixed income portion of the Sleepy Portfolio is devoted to a medium - term bond fund (TSX: XBB — iShares CDN Bond Index Fund), in our personal portfolios, I use short - term bonds (XSB — iShares CDN Short Bond Index Fund) instead.

Even in a portfolio like the Sleepy Portfolio with just 20 percent allotted to Canadian stocks and 22.5 percent each to US and EAFE securities and a further 5 percent to emerging markets, the total exposure to the resource sector in the equity portion comes to 25.8 percent (18 percent of the total portfolio).

Take a look at the Sleepy Portfolio on this site for an example.

The Sleepy Portfolio started out with a 22.5 % allocation to US and EAFE markets and a 5 % allocation to Emerging Markets.

I think most would agree that the S&P should make up a bigger portion of one's portfolio than the TSX (and the Sleepy Portfolio that CC uses does).

The Sleepy portfolio has only a 20 % exposure to Canadian Equities.

telly: Most would say the 50 % allocation to foreign equities in the Sleepy Portfolio is too much!

Given that info, why would the Sleepy Portfolio have so much weighted in Canada?

But the Sleepy Portfolio gets by with very little trading.

Amateur Versus Sleepy Compared to the sleepy portfolio this allocation has significantly less Canadian exposure.

During the calendar year 2012, the Sleepy Portfolio gained exactly 10 percent.

Which is pretty much an exact copy of CC's «Mini Sleepy Portfolio».

I started the Sleepy Portfolio in 2005 to benchmark my personal portfolio, which at that time was mostly invested in individual stocks.

They are somewhat simplistic and hard - coded with the funds — this is a good thing if you're following the Sleepy Portfolio or one of the Couch portfolios: just enter the current value, the money you have to add, and see how to split your new purchase up.

Lastly when you suggest CC could've done better what is the benchmark of «better» that we should compare the sleepy portfolio to?

Also, it should be noted that at the end of 10 years, the average dollar in the Sleepy Portfolio would have been invested for just 5 years.

Actually, I've been lazy about rebalancing the original Sleepy Portfolio.

@CC, is the Sleepy Portfolio's asset allocation static?

Dopper the sleepy portfolio is meant to match market returns so one shouldn't be surprised at the actual returns.

CC, Am I reading you graph right — since September 2007, at no time has the sleepy portfolio exceeded the cash placed into it, and the only growth is from your cash infusions?

@Joseph: The Sleepy Portfolio has high volatility because it is 75 % in stocks.

With markets continuing to rally through the fall, the Sleepy Portfolio, which is mostly invested in broad - market Exchange - Traded Funds gained a further 4.55 % and ended the year up 9.56 %.

I really think this Sleepy Portfolio tracking is important for a lot of new / novice investors who are looking to an investing theme that works over time with an easy way to apply investing knowledge and not get the process too complicated.

Like many retail investors, you may be missing the fact that a proper portfolio's goal should be to protect capital in weak markets while remaining positioned to make money in the better times; I'd argue that the sleepy portfolio has done just that.

I wonder, since 2005 what shape would your Sleepy Portfolio be in today in 2010 if you would have tried that technique.

I'm updating the Sleepy Portfolio numbers and that's roughly what it earned during the year as well.

I thought the Sleepy Portfolio was your personal and the Mini was your benchmark.

Dopple: Russell Asset Management's Balance Growth wrap account, one of the best performers in Canada and with a similar mandate as the sleepy portfolio (and actively managed), has a 5 - year annual average return of -0.98 % (menaing it's down approx. 5 - percent over the five years) while the above portfolio has a postive return.

The Sleepy Portfolio lost 5.45 % of its value in the past 90 days.

Background I started the Sleepy Portfolio in 2005 to benchmark my personal portfolio, which at that time was mostly invested in individual stocks.

My mix of mutual funds returned 5.76 % in 2007, compared to the Sleepy Portfolio's 0.2 %.

My portfolio is supposed to look something like Canadian Capitalist's sleepy portfolio which returned 9.56 % this year.

I started using sleepy portfolio a couple of years ago with half of the money.

While I'm not proposing an active investing style, or a guaranteed return strategy, I wonder if after 20 years, and the IF the sleepy portfolio is still lagging, (a) is it time to give up on it?

Also, purchasing TD is a deviation from the ETFs for diversification theme of the sleepy portfolio, no?

Our personal portfolios resemble the Sleepy Portfolio's allocation.

Much of what you write is good; however, you claim to help Canadians «prosper» while your sleepy portfolio has hardly kept up with inflation.

This portfolio is comparable to the Sleepy Portfolio with one minor difference — the allocation to US / International / Emerging Markets is slightly different, reflecting current global weightings — and one major difference — the Claymore portfolio is tilted towards value stocks.

Just as an example, the Sleepy portfolio is 20 - 26 % Canada for instance, when we're roughly 8 % of world GDP.

In other words, it will take 8 years for the Sleepy Portfolio to just recoup the costs of switching.

According to the Claymore asset allocator, between 2003 and 1/31/2011, the Sleepy Portfolio (Cash — 5 %, Short Bonds — 15 %, Real Return Bonds — 15 %, REITs — 5 %, Canadian stocks — 20 %, US stocks — 22.5 %, Developed markets — 22.5 %, Emerging markets — 5 %) returned 6.62 % with a Standard deviation of 9.13 %.

If the portfolio were constructed with the same products as the Sleepy Portfolio, the weighted average MER would be just 0.18 %.

I tried out Claymore's asset allocator because I was interested in finding out whether it would make sense to add commodities to the Sleepy Portfolio.

The Sleepy Portfolio really brings to light how the investor can practically go all out with Claymore ETFs without having to incur any commission fees and have a portfolio in place.

The Sleepy Portfolio had a somnolent first quarter — it advanced just 1.3 %.