Sentences with phrase «slightly higher premiums»

Slightly higher premiums upfront can make sense in case of later premiums returns.
Even though they do have slightly higher premiums, they end up being more affordable for the life of the policy than policies that are reviewed on a regular basis.
There are many top - rated carriers who offer this conversion option for slightly higher premiums.
For example, one plan with best of all features but low CSR (Ex: Ageon Religare iTerm / Bajaj Allianz iSecure) and relatively higher side of CSR and best features but slightly higher premiums (Ex: SBI Life - smart shield / Birla Sunlife - Protector plus).
Perhaps you are in a more financially stable circumstance and can afford slightly higher premiums in order to bring that deductible down.
While you may have to pay slightly higher premiums because of your deductible, it can save you money in the long run.
Even if they charge slightly higher premiums than other companies, they are worth pursuing for the sheer peace of mind when you deal with them.
So, while presently, you can afford only a low insurance premium with your current salary, over time with increasing income through promotions or new income sources, you can increase your insurance cover by paying slightly higher premiums for your life insurance policy and provide a better life cover for your family even when you are not around.
No - fault laws generally result in slightly higher premiums, although details vary from state to state.
The best life insurance companies require a medical exam, but it is possible to apply for a no medical exam life insurance policy, if you are willing to pay the slightly higher premiums.
A bad credit score does not necessarily mean that you will be denied coverage from a particular company, but you can expect to pay slightly higher premiums until your credit improves overtime.
If you can't afford to pay the larger deductible before your health insurance kicks in, you might choose the plan with the lower deductible even if it has slightly higher premiums.
Perhaps now that you have settled into the house, you can afford slightly higher premiums for the expanded coverage offered by replacement cost.
The states of New York and Jersey tended to have slightly higher premiums, but the difference was less that $ 10.
Customers more likely to file an insurance claim are more of a risk to insurance companies - and therefore may pay slightly higher premiums.
Individuals with higher expected medical costs should actually pay slightly higher premiums for plans that have lower out of pocket costs.
The Quebec Pension Plan is similar but separate from the CPP and already has slightly higher premiums than the CPP.
By charging slightly higher premiums based on risk, FHA will be able to extend the benefits of its FHASecure program to more homeowners affected by the volatility in the mortgage market.
«This often means a slightly higher premium in airfare but typically decreases the amount of time spent disconnected from work — and that might easily be worth more than the difference,» he says.
The potential downside, which is likely to see underwriters recommending a slightly higher premium, is Brexit delivered would call first minister Sturgeon's bluff.
It's usually worth shopping around and sometimes paying a slightly higher premium for a policy that allows you to reduce the face amount of coverage, if desired, as well as to convert all or a part to a permanent policy through at least age 65.
On the other hand, with contents insurance, a common claim amount may be in this range (a burn in a carpet, etc) and hence it may be worth paying the slightly higher premium to reduce your excess.
Most car insurance policies don't cover attaching a trailer as standard so double - check — some may charge you a slightly higher premium.
Factoring in a slightly higher premium today for a reduced one in future is fine — but don't pay way over the odds, as the benefits in years ahead aren't guaranteed.
Typically, insurers charge a slightly higher premium for the option to convert, but some also offer a credit for a portion of the new policy premium in the first year.
Choose smaller premiums for a short term or get a permanent policy for a slightly higher premium, the choice is yours.
However, some plans cover withdrawal for any reason with a slightly higher premium.
However, our first pick for 2016 has the option to cover routine care for a slightly higher premium.
In this case, you will have a pay a slightly higher premium (15 - 30 % more), and you will have a waiting period on your policy.
For just a slightly higher premium these plan designs have influenced consumers to take advantage of the new plans.
Generally speaking, you will see a slightly higher premium.
US - based comprehensive travel medical insurance plans do offer hazardous sports coverage as an optional rider that can be purchased with a slightly higher premium.
There is no specific advantage in putting them on separate policies, since it may lead to a slightly higher premium.
That's why if you are purchasing a bike for your 18 - years - old son, then you'll end up paying a slightly higher premium.
We guess you shouldn't mind paying a slightly higher premium to get better coverage.
Karen still qualifies for a good rate — either Standard Plus or Standard — but now she'll have to pay a slightly higher premium than she would have 6 months ago.
If you need much health care, a plan with a slightly higher premium but a lower deductible may save you a lot of money.
Since then, many companies have introduced either a second GUL policy that has a slightly higher premium, but in return the policy owner has cash surrender values that show a better internal rate of return on surrender than the additional premiums could earn in a risk - free investment outside of the policy.
Generally insurance companies charge a slightly higher premium for those consumers that pay monthly than those who pay for their policy up front.
In other words, each person is paying a slightly higher premium for no exam life insurance because of the pool of others who are also applying for the same policy.
The easy answer from our side is choose a comprehensive coverage plan, if the visitor is below 80 years of age, and a you are ready to pay a slightly higher premium, to get more extensive coverage and a certain peace of mind.
If you have little cash reserves, then you might want to choose a low deductible and pay a slightly higher premium.
If an applicant poses more of a risk due to some medical reason, the life insurance company must charge a slightly higher premium to offset some of the risk.
While you will not be changing the individual policies on each vehicle, stacking the coverage will usually cause the insurance company to charge a slightly higher premium.
So please be honest on your policy, even if that means paying a slightly higher premium.
Cancel for any reason — This is a subset of trip cancellation (usually available for a slightly higher premium), and provides for cancellations that aren't covered by the basic coverage.
Note: The addition of this rider may lead to a slightly higher premium, however, there are certain insurers who may not charge you at all for this rider.
Remember though, that a slightly higher premium is still much better than paying for expenses without insurance.
Add extra security to your plan, by paying a slightly higher premium.
With renewable term life insurance, the person can renew the coverage at a slightly higher premium without having to reapply for insurance.
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