-- No penny stocks — No commodities, I'll make here an exception for oil (uranium was a nice success story for me until Fukushima)-- No tech companies (except Apple, MSFT, Intel, but I shouldn't make any exceptions due to the lessons of AMD and STEC and BlackBerry)-- Lots of real estate (too much I would say), I don't want to buy
apartments to rent but I like having a very, very
small ownership from many of them through REITs — ETFs are good (
unless they cover specific developing countries, eg.