Sentences with phrase «small changes in costs»

Therefore, even small changes in costs — such as wage or rent increases — can quickly make a store unprofitable.

Not exact matches

The changes to the Canadian securities laws if adopted would allow the general public to invest in equity crowdfunding online, and companies to offer small amounts of equity with less disclosure thus driving the cost of raising capital lower and widening participation at the same time.

The world is changing at whirlwind pace for the securities services industry, forcing small and large providers alike to reassess their approaches in light of new regulations, disruptive technology, rising costs and thinning margins.

Smaller companies have a lower cost structure and can be more nimble in their financing and strategic direction as the industry changes.

However, ACCC analysis indicates that these increases in gross margins could have only made a small contribution to overall food price inflation.2 In other words, the vast majority of grocery price increases in Australia are attributable to other factors, such as supply and demand changes in international and domestic markets, increases in the costs of production and domestic weather conditionin gross margins could have only made a small contribution to overall food price inflation.2 In other words, the vast majority of grocery price increases in Australia are attributable to other factors, such as supply and demand changes in international and domestic markets, increases in the costs of production and domestic weather conditionIn other words, the vast majority of grocery price increases in Australia are attributable to other factors, such as supply and demand changes in international and domestic markets, increases in the costs of production and domestic weather conditionin Australia are attributable to other factors, such as supply and demand changes in international and domestic markets, increases in the costs of production and domestic weather conditionin international and domestic markets, increases in the costs of production and domestic weather conditionin the costs of production and domestic weather conditions.

Changes to competition laws (milk wars discussion and recommendations relating to MMP (introduce effects test), predatory pricing (recommend Minister direct ACCC to investigate Coles for breach of s 46 relating to predatory pricing), unconscionable conduct (suggest it be defined), statutory duty of good faith, unfair contract terms (seeks «recognition of the competitive disadvantage faced by farmers» and extension of unfair contract terms protection to small business), collective bargaining (seeks relaxation of public interest test for boycott approvals in agriculture markets, increase «ability for peak bodies to commence and progress collective bargaining and boycott applications» on behalf of members - and further dairy specific recommendations, ACCC divestiture power (wants ACCC to have similar divestiture powers to Comp Commission in UK - «simpler process of divestiture», ACCC monitoring powers (wants Minister to direct ACCC to use price monitoring powers to «monitor prices, costs and profits relating to the supply of drinking milk») and mandatory code of conduct (wants mandatory code and «Ombudsman with teeth to ensure compliance»)-RRB-.

I think with the PA budget situation as it is, the University would shoot themselves in the foot if they rebranded the whole school and added those costs just to appease an admittedly hardcore but ultimately small football team fanbase who are THRILLED by merely changing some stickers on a helmet.

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

Never any guilt / sorrow / regret when you have to immediately change a diaper because that disposable cost you $ 0.30 - $ 0.50 (diapers were expensive in Italy, and when you buy them in small quantities)

Departments whose administrative spending occurred mainly in the central Whitehall departments, and were correspondingly less affected by reclassifications, showed rather smaller proportional changes (11 per cent reduction on average, compared to 32 per cent among the four departments with the largest administration costs).

The Regulatory Review and Reform Program has resulted in significant changes to eliminate unnecessary reporting and paperwork, streamline or clarify regulatory requirements, and reduce administrative and operational costs for small and large businesses, health care providers, and individuals.

«The Affordable Care Act is unlikely to dramatically affect liability costs, but it may influence small and moderate changes in costs over the next several years,» said David Auerbach, the study's lead author and a policy researcher at RAND, a nonprofit research organization.

«We chose to focus on alcohol because even relatively small changes in alcohol consumption could have profound implications for public health, safety and related costs,» said lead author Katarína Guttmannová, a researcher in the UW's Social Development Research Group.

No matter what the cost, though, whether large or small, if this change in diet can help with healing, then I would have to say it is a good use of * our * resources.

A lot of this stuff, what our research shows from the perspective of students is you don't need to use a lot of money — it's about building relationships, trustworthy relationships, which is more about the way you act with people, the way you meet kids when they come in... «hi, good morning,» small things that don't cost a lot of money, it's about changing mindsets really and knowing the value of good trustworthy relationships.

Kevin Anthony Perry: What our research shows from the perspective of students is you don't need to use a lot of money — it's about building relationships, trustworthy relationships, which is more about the way you act with people, the way you meet kids when they come in... «hi, good morning,» small things that don't cost a lot of money, it's about changing mindsets really and knowing the value of good trustworthy relationships.

«The governor's proposed changes to ECS and special education funding, coupled with his proposal to require towns to pick up one - third of the cost of teacher pension costs, will make it impossible for small towns to fund education without staggering increases in local property taxes,» said Betsy Gara, Executive Director of the Connecticut Council of Small Tsmall towns to fund education without staggering increases in local property taxes,» said Betsy Gara, Executive Director of the Connecticut Council of Small TSmall Towns.

The 2014 Alfa Romeo MiTo, with very small cosmetic changes and a more powerful TwinAir engine, will cost from # 14,350 in the UK.

At the low end, a free book in the small Humor category will cost only $ 50, whereas a promotion for a $ 2.99 book in the Crime Fiction category will set you back a hefty $ 2,350 (which is a fair chunk of change even for arguably the best e-book service available at the moment).

The cost of KU might be considered by Amazon to be small change in its overall mission of dominating the ebook subscription sector.

The situation changes once your portfolio hits the $ 100,000 mark, however, because the brokerage costs become relatively small in percentage terms.

This reduces the complexity of the portfolio and adds more diversification through the small - caps, with essentially no change in the cost.

In my small unique book «The small stock trader» I also had more detailed overview of tens of stock trading mistakes (http://thesmallstocktrader.wordpress.com/2012/06/25/stock-day-trading-mistakessinceserrors-that-cause-90-of-stock-traders-lose-money/): • EGO (thinking you are a walking think tank, not accepting and learning from you mistakes, etc.) • Lack of passion and entering into stock trading with unrealistic expectations about the learning time and performance, without realizing that it often takes 4 - 5 years to learn how it works and that even +50 % annual performance in the long run is very good • Poor self - esteem / self - knowledge • Lack of focus • Not working ward enough and treating your stock trading as a hobby instead of a small business • Lack of knowledge and experience • Trying to imitate others instead of developing your unique stock trading philosophy that suits best to your personality • Listening to others instead of doing your own research • Lack of recordkeeping • Overanalyzing and overcomplicating things (Zen - like simplicity is the key) • Lack of flexibility to adapt to the always / quick - changing stock market • Lack of patience to learn stock trading properly, wait to enter into the positions and let the winners run (inpatience results in overtrading, which in turn results in high transaction costs) • Lack of stock trading plan that defines your goals, entry / exit points, etc. • Lack of risk management rules on stop losses, position sizing, leverage, diversification, etc. • Lack of discipline to stick to your stock trading plan and risk management rules • Getting emotional (fear, greed, hope, revenge, regret, bragging, getting overconfident after big wins, sheep - like crowd - following behavior, etc.) • Not knowing and understanding the competition • Not knowing the catalysts that trigger stock price changes • Averaging down (adding to losers instead of adding to winners) • Putting your stock trading capital in 1 - 2 or more than 6 - 7 stocks instead of diversifying into about 5 stocks • Bottom / top fishing • Not understanding the specifics of short selling • Missing this market / industry / stock connection, the big picture, and only focusing on the specific stocks • Trying to predict the market / economy instead of just listening to it and going against the trend instead of following In my small unique book «The small stock trader» I also had more detailed overview of tens of stock trading mistakes (http://thesmallstocktrader.wordpress.com/2012/06/25/stock-day-trading-mistakessinceserrors-that-cause-90-of-stock-traders-lose-money/): • EGO (thinking you are a walking think tank, not accepting and learning from you mistakes, etc.) • Lack of passion and entering into stock trading with unrealistic expectations about the learning time and performance, without realizing that it often takes 4 - 5 years to learn how it works and that even +50 % annual performance in the long run is very good • Poor self - esteem / self - knowledge • Lack of focus • Not working ward enough and treating your stock trading as a hobby instead of a small business • Lack of knowledge and experience • Trying to imitate others instead of developing your unique stock trading philosophy that suits best to your personality • Listening to others instead of doing your own research • Lack of recordkeeping • Overanalyzing and overcomplicating things (Zen - like simplicity is the key) • Lack of flexibility to adapt to the always / quick - changing stock market • Lack of patience to learn stock trading properly, wait to enter into the positions and let the winners run (inpatience results in overtrading, which in turn results in high transaction costs) • Lack of stock trading plan that defines your goals, entry / exit points, etc. • Lack of risk management rules on stop losses, position sizing, leverage, diversification, etc. • Lack of discipline to stick to your stock trading plan and risk management rules • Getting emotional (fear, greed, hope, revenge, regret, bragging, getting overconfident after big wins, sheep - like crowd - following behavior, etc.) • Not knowing and understanding the competition • Not knowing the catalysts that trigger stock price changes • Averaging down (adding to losers instead of adding to winners) • Putting your stock trading capital in 1 - 2 or more than 6 - 7 stocks instead of diversifying into about 5 stocks • Bottom / top fishing • Not understanding the specifics of short selling • Missing this market / industry / stock connection, the big picture, and only focusing on the specific stocks • Trying to predict the market / economy instead of just listening to it and going against the trend instead of following in the long run is very good • Poor self - esteem / self - knowledge • Lack of focus • Not working ward enough and treating your stock trading as a hobby instead of a small business • Lack of knowledge and experience • Trying to imitate others instead of developing your unique stock trading philosophy that suits best to your personality • Listening to others instead of doing your own research • Lack of recordkeeping • Overanalyzing and overcomplicating things (Zen - like simplicity is the key) • Lack of flexibility to adapt to the always / quick - changing stock market • Lack of patience to learn stock trading properly, wait to enter into the positions and let the winners run (inpatience results in overtrading, which in turn results in high transaction costs) • Lack of stock trading plan that defines your goals, entry / exit points, etc. • Lack of risk management rules on stop losses, position sizing, leverage, diversification, etc. • Lack of discipline to stick to your stock trading plan and risk management rules • Getting emotional (fear, greed, hope, revenge, regret, bragging, getting overconfident after big wins, sheep - like crowd - following behavior, etc.) • Not knowing and understanding the competition • Not knowing the catalysts that trigger stock price changes • Averaging down (adding to losers instead of adding to winners) • Putting your stock trading capital in 1 - 2 or more than 6 - 7 stocks instead of diversifying into about 5 stocks • Bottom / top fishing • Not understanding the specifics of short selling • Missing this market / industry / stock connection, the big picture, and only focusing on the specific stocks • Trying to predict the market / economy instead of just listening to it and going against the trend instead of following in overtrading, which in turn results in high transaction costs) • Lack of stock trading plan that defines your goals, entry / exit points, etc. • Lack of risk management rules on stop losses, position sizing, leverage, diversification, etc. • Lack of discipline to stick to your stock trading plan and risk management rules • Getting emotional (fear, greed, hope, revenge, regret, bragging, getting overconfident after big wins, sheep - like crowd - following behavior, etc.) • Not knowing and understanding the competition • Not knowing the catalysts that trigger stock price changes • Averaging down (adding to losers instead of adding to winners) • Putting your stock trading capital in 1 - 2 or more than 6 - 7 stocks instead of diversifying into about 5 stocks • Bottom / top fishing • Not understanding the specifics of short selling • Missing this market / industry / stock connection, the big picture, and only focusing on the specific stocks • Trying to predict the market / economy instead of just listening to it and going against the trend instead of following in turn results in high transaction costs) • Lack of stock trading plan that defines your goals, entry / exit points, etc. • Lack of risk management rules on stop losses, position sizing, leverage, diversification, etc. • Lack of discipline to stick to your stock trading plan and risk management rules • Getting emotional (fear, greed, hope, revenge, regret, bragging, getting overconfident after big wins, sheep - like crowd - following behavior, etc.) • Not knowing and understanding the competition • Not knowing the catalysts that trigger stock price changes • Averaging down (adding to losers instead of adding to winners) • Putting your stock trading capital in 1 - 2 or more than 6 - 7 stocks instead of diversifying into about 5 stocks • Bottom / top fishing • Not understanding the specifics of short selling • Missing this market / industry / stock connection, the big picture, and only focusing on the specific stocks • Trying to predict the market / economy instead of just listening to it and going against the trend instead of following in high transaction costs) • Lack of stock trading plan that defines your goals, entry / exit points, etc. • Lack of risk management rules on stop losses, position sizing, leverage, diversification, etc. • Lack of discipline to stick to your stock trading plan and risk management rules • Getting emotional (fear, greed, hope, revenge, regret, bragging, getting overconfident after big wins, sheep - like crowd - following behavior, etc.) • Not knowing and understanding the competition • Not knowing the catalysts that trigger stock price changes • Averaging down (adding to losers instead of adding to winners) • Putting your stock trading capital in 1 - 2 or more than 6 - 7 stocks instead of diversifying into about 5 stocks • Bottom / top fishing • Not understanding the specifics of short selling • Missing this market / industry / stock connection, the big picture, and only focusing on the specific stocks • Trying to predict the market / economy instead of just listening to it and going against the trend instead of following in 1 - 2 or more than 6 - 7 stocks instead of diversifying into about 5 stocks • Bottom / top fishing • Not understanding the specifics of short selling • Missing this market / industry / stock connection, the big picture, and only focusing on the specific stocks • Trying to predict the market / economy instead of just listening to it and going against the trend instead of following it

With reverse mortgage loans, a fixed interest rate will usually result in a smaller total loan amount, however the interest rate will not change and an accurate projection can be made of the total cost of the loan.

Because a small number of borrowers account for the majority of dollars in default, changes targeted at a small number of individuals and institutions could have large implications for taxpayers and the students involved, helping to keep borrowing to levels borrowers can realistically repay and to reduce costs of these programs for taxpayers.

Only Congress has the authority to change tax brackets; even small changes affect millions of Americans — either saving them money or costing them more in taxes.

It's probably good to consider revisiting your budget when life - changing events occur, and set intervals to adjust for smaller stuff like inflation and changes in fixed costs.

BA Value Investors has disclosed a 5.1 % holding in VaxGen Inc (OTC: VXGN) and, in a letter to the board of directors, called on VXGN to «act promptly to reduce the size of the board to three directors; reduce director compensation; change to a smaller audit firm; terminate the lease of its facilities; otherwise cut costs; make an immediate $ 10 million distribution to shareholders; make a subsequent distribution of substantially all the remaining cash after settling the lease termination; distribute any royalty income to shareholders; and explore ways to monetize the public company value of the Issuer and use of its net operating losses.»

BA Value Investors had previously disclosed an activist holding and, in a June 12 letter to the board, called on VXGN to «act promptly to reduce the size of the board to three directors; reduce director compensation; change to a smaller audit firm; terminate the lease of its facilities; otherwise cut costs; make an immediate $ 10 million distribution to shareholders; make a subsequent distribution of substantially all the remaining cash after settling the lease termination; distribute any royalty income to shareholders; and explore ways to monetize the public company value of the Issuer and use of its net operating losses.»

Hello paula They have a self service laundry room with washer and drier it is free but they key the room locked so ask you for a small refundable deposit for the key WiFi is available in the hotel but charges are applicable (this is subject to change therefore the hotel will inform you of cost if you wish to take this on arrival or during your stay) There are no tea and coffee making facilities in the rooms so please take your own travel kettle if required

Other times you'll be zooming around Grand Canyon Drift, which usually comes with a vehicle with top control and speed, when you'll suddenly leave the tarmac and go off - road, having to adjust your driving style to accommodate it; the once easily navigated courses are now a nightmare of twitch reactions where the smallest mistake can cost you the medal, simply because of a slight change in environment.

The short - term variability of my account balance also has completely different reasons (e.g. purchase of a new stereo or a tax rebate) than the longer - term evolution (ruled by small but persistent changes in regular items like salary, housing cost...) so when you're looking for a linkage, you must first assess on what time scale you need to be looking.

For a stark example of the costs attending business as usual, read the following «Your Dot» contribution from Elizabeth Hadly, a Stanford University biologist who's been doing field work in Nepal's Himalayan highlands focused on the impact of climate change on small mammals.

Since premiums need to be set fairly, there is a need to assess climate change related changes in risk regardless of whether that will be a small factor in overall costs.

That makes the buffering more efficient and changes in pH smaller but at the cost of larger reduction in CaCO3 reservoirs.

However, by causing even a small drop in water levels, climate change could make the costs of shipping increase substantially.

The scope of this chapter, with a focus on food crops, pastures and livestock, industrial crops and biofuels, forestry (commercial forests), aquaculture and fisheries, and small - holder and subsistence agriculturalists and artisanal fishers, is to: examine current climate sensitivities / vulnerabilities; consider future trends in climate, global and regional food security, forestry and fisheries production; review key future impacts of climate change in food crops pasture and livestock production, industrial crops and biofuels, forestry, fisheries, and small - holder and subsistence agriculture; assess the effectiveness of adaptation in offsetting damages and identify adaptation options, including planned adaptation to climate change; examine the social and economic costs of climate change in those sectors; and, explore the implications of responding to climate change for sustainable development.

Adaptation to climate change that involves infrastructural works generally require large up - front overhead costs, which in the case of small islands can not be easily downscaled in proportion to the size of the population or territory.

Go see Opasnet at en.opasnet.org and find out how to participate by: en.opasnet.org Reading Opasnet content Commenting Opasnet content Participating in polls Editing and creating Opasnet content Providing data to the Opasnet base Peer - reviewing Opasnet content Moderating parts of Opasnet You can also check out and contribute to the on - going assessments on e.g.: Impacts of emission trading on city - level Impacts of heating in small municipalities Climate change, air quality and housing Costs and benefits of composite traffic Benefits and risks of eating fish

And because China is highly cost sensitive, even relatively small changes in price could result in significant changes in coal burning.

Alaska is home to 40 % (229 of 566) of the federally recognized tribes in the United States.171 The small number of jobs, high cost of living, and rapid social change make rural, predominantly Native, communities highly vulnerable to climate change through impacts on traditional hunting and fishing and cultural connection to the land and sea.

The team found that, in general, eastbound flights were faster than westbound for all carriers, and that climate change had made a difference of about a minute per round trip, with a small extra cost in fuel on each flight.

I believe that this has not changed very much despite dramatic falls in the cost of the solar cells themselves, because the cost of the solar cells are but a small fraction of the total installation costs.

Using the midpoint of each estimate from Juice from Concentrate (6 - percent increase to levelized costs and 2.5 - percent efficiency reduction), the change in the cost per kWh for dry - cooling instead of wet - cooling is small but significant.

Although it is a relatively small change, when thinking about making an employee redundant you should still bear this in mind in terms of the cost of doing so.

Investing in tech has traditionally been a big challenge for small law firms, but new, low - cost solutions may be about to change that.

Solo and small practice has its own built - in advantages, and chief among those are the ability to move quickly to adapt to changing market circumstances, run low - cost yet high - quality law practices, and develop a personal touch that clients find satisfying and memorable.

It is likely that an exit from the EU could result in increased costs and administrative hurdles for multinational companies, but the myriad of predicted legal changes will affect even the smallest businesses.

But this is just part of all the changes that flow from the Jackson proposals and which will have a huge effect on so many claims: the increase in the small claim limit; the extension of the road traffic accident (RTA) portal; the issue of the costs recoverable in claims processed through the RTA portal; and the extension of fixed costs.

For instance, an increase of $ 1 million in reserve has a huge financial impact on a smaller company, and if counsel isn't quick to inform their client of this change, it could cost them their panel position.