Sentences with phrase «small changes to your policy»

Renters insurance is already a very affordable type of coverage, but some small changes to your policy or to your behavior can lead to some impressive savings.

Not exact matches

Many of the policies that Barack Obama has advocated - the Affordable Care Act (ACA), banking reform, and changes to tax rates, the minimum wage, and regulations - make life more difficult for small - business owners.

The reasons are four-fold: structural changes in the American economy have triggered a long term downward trend in entrepreneurial activity; changes in the banking system have made small business credit more difficult to get; a post-recession shift in attitudes has made Americans less interested in striking out on their own; and a shift in government policies has made entrepreneurship more challenging to undertake.

The first - ever CNBC / SurveyMonkey Small Business Survey in June found that 21 percent of small - business owners expect changes in immigration policy to have a negative effect on their busineSmall Business Survey in June found that 21 percent of small - business owners expect changes in immigration policy to have a negative effect on their businesmall - business owners expect changes in immigration policy to have a negative effect on their businesses.

These markets are typically smaller and often more vulnerable to political shifts, commodity price swings and changes in monetary policy, among other risks.

Measured across all loan products, and taking into account changes in customer risk margins, however, it seems that interest rates paid on average by small businesses have increased by a little less than the rise in interest rates directly due to the tightening of monetary policy.

Climate change is an important issue to the long - term health of our community and the world, however policies in our relatively small jurisdiction which are not aligned with the realities in other Canadian provinces and the United States put us at a competitive disadvantage.

Charlotte Wright, professor of community child health at the University of Glasgow and one of the members campaigning for the change in the policy, told The BMJ that she had no objection to the college surveying its members given that the numbers who voted at the annual general meeting were so small — 66 delegates supported the motion and 53 were against it.

The de Blasio administration's long - awaited plan for integrating NYC schools was promised by the mayor to be a «bigger vision,» but it has landed with a whimper and not a bang, focusing mostly on small bore policy changes.

At the very least the proposed changes in Greater Manchester — which obviously go a lot wider than the system of government — have all the hall marks of a policy being made on - the - hoof, behind closed doors, by small groups of like - minded people — just the sort of ingredients identified by King and Crewe which lead to monumental blunders.

And despite the noisy tory backbenchers, the complicity of Nick Clegg and the invisibility of Ed Miliband, there are plenty of people in the UK who welcome being in the EU, able to travel, and work, and set up businesses, trade freely, influence EU foreign policy and climate change policies — who will not want the UK to be a small cut off island on the edge of the continent, with no influence in Europe let alone the wider world.

Lander's hard - hitting policy reports have led to concrete changes on issues from improved bus service to smaller class sizes to better inclusionary housing policy.

Today, State Assemblymember Brian Kavanagh and State Senator Daniel Squadron released the following statement in response to the U.S. Department of Housing and Urban Development (HUD)'s decision that changes to the Section 8 Small Area Fair Market Rent (SAFMR) policy — which could have had severe unintended consequences for NYC Section 8 tenants — will not apply to cities with low vacancy rates, like NYC.

For New York City Mayor Bill de Blasio, a second - term Democrat, it poses the annual opportunity to lobby for the city's priorities, including small and large policy changes and additional funding for city agencies.

Trump is poised in the coming days to announce his plans to dismantle the centerpiece of former President Barack Obama's climate change legacy, while also gutting several smaller but significant policies aimed at curbing global warming.

Erie County has been a difficult place for local businesses, but we are trying to change that by fighting antiquated state policies, reducing taxes and eliminating the many hurdles small business owners deal with on a daily basis,» said Legislator Lorigo.

Last month, three small New York City — based brokerages agreed to pay penalties and change their policies to settle an investigation by the AG.

Reid also rejects the charge of «blacklisting» and says the purpose of the policy change is to weed out the small number of scientists who submit multiple, poor applications.

Making small, consistent changes to the types of protein - and carbohydrate - rich foods we eat may have a big impact on long - term weight gain, according to a new study led by researchers at the Friedman School of Nutrition Science & Policy at Tufts University.

Federal food policy changes led to increased availability of healthy foods at smaller urban corner stores in Baltimore, new Johns Hopkins Bloomberg School of Public Health research suggests.

«The Affordable Care Act is unlikely to dramatically affect liability costs, but it may influence small and moderate changes in costs over the next several years,» said David Auerbach, the study's lead author and a policy researcher at RAND, a nonprofit research organization.

But for the regions that are faced with increasingly stressful weather patterns, «there's a great deal that could be done to offset the impacts of climate change through adaptation, farming with new technology and government policies that are conducive to promoting small - holder agriculture,» he said.

Towns and small cities are often less able to mainstream climate change adaptation into policies and practices than larger urban areas.

«I don't think one study is enough to make major policy changes right now,» Dr. Lauer says, referring to recommendations on whether small amounts of alcohol are good or bad for health.

In a brief mention of the work in a recent piece on the World Bank's new behavioral approaches to global development, The Economist took note of how such small policy tweaks — rooted in observation of how people actually behave, rather than in an expectation that they'll behave rationally — may change the way development policy is implemented and assessed.

When it comes to creating effective competency - based schools and classrooms, policy change is only a small part of a much bigger endeavor.

Second, it's a sign that the politics of pensions may be changing as people start to realize that pension systems with a few big winners at the expense of lots of small losers is not a good retirement policy.

An increased share of disadvantaged students could affect overall district test scores, but with a gradual demographic shift, changes might be small or imperceptible from year to year and don't necessarily indicate changes in school quality, said Michael Hansen, director of the Brown Center on Education Policy at the Brookings Institution.

HGSE Cosponsors «Education and the Civic Purposes of Schools in the Americas» in Costa Rica When nearly 50 academics and policy - makers from 10 countries met recently in San José, Costa Rica to discuss education's role in fomenting citizenship and participation in democracy, the perhaps most - repeated quote of the conference was famed anthropologist Margaret Meade's: «Never doubt that a small group of thoughtful, committed people can change the world.

It doesn't seem to be a potent symbol like grammar school education because it requires a whole network of small, slow unglamorous policy changes.

With a relatively small price tag — less than 1 percent of all local, state, and federal education funding — RTT helped spur states to make most of these policy changes before one dollar of the federal program's money was spent.

Our book offers tips for teachers who want to make small but powerful changes to their own classroom policies, such as changes to the kind of homework assigned and how much it is worth, test correction and revision policies, incorporating more real - world, project - based learning and authentic assessments, and how to foster more positive teacher - student relationships.

Participants noted that the comments from the staff and students showed a positive response to new policy initiatives and structural changes in the redesigned schools and research - based structural changes (small classes, focused curriculum, etc.) that supported improved student achievement and staff professionalism.

We call on President Obama and other Democrats to reject these policies and join parents and education experts in support of a more positive set of changes that includes small classes, a well - rounded curriculum, more meaningful parent involvement and greater investment in teachers and families.

We've stood by as the concentration of wealth have made it possible for small groups of extremely wealthy people to wield power far disproportionate to their number, leading to inaction on issues as broad - ranging as climate change to gun policy.

As part of our GDPR compliance we have made some small changes to the privacy policy for Book Creator, clarifying the right to have data deleted from Book Creator.

Sometimes small changes in how school districts approach policy — including how behaviors are labeled, which interventions schools are offered, and how teachers are trained to use them — can help break down the school - to - prison pipeline and put disadvantaged students on a better academic trajectory.

My guess is that Amazon will change their current policy and start to only accept titles from small publishers that are produced through their service.

Since the majority of all POD sales are to Amazon, unless Lightning Source is Amazon's printer, they will be hit the hardest and be back where they were before Ingram changed their policy towards small publishers.

If we were to change our policy, we could not put on a festival as large and diverse as Oxford's, which supports and promotes the work of both bestselling authors, and of those at the outset of their writing careers or with a smaller following,» said Dunsmore.

Thus, he is in a position to anticipate not only major shifts in social and fiscal policy, but also smaller cultural changes.

My Amazon sales are only a small part of my e-book sales strategy, and with the e-tail giant's ever - changing rules and policies which seem to result in ever - smaller author royalties, I recommend it be a small part of yours.

In an exclusive interview with The Globe and Mail on the heels of the Fed's monetary - policy decision Tuesday - in which the central bank took a small step back into re-investing some of its own balance sheet to ease monetary conditions - the influential bond manager gave a vote of confidence to the Fed's strategy, criticized the Obama administration and Congress for a their lack of innovation and leadership, and argued that unless big government - policy changes are made, the United States faces years of economic stagnation.

Some policy forms might make small changes to the definition of an insured person, or of a covered peril.

Therefore, while it's always good practice, with Banner Life you will want to get confirmation of any policy actions you take, even small edits such as changing a name or updating your mailing address.

At the same time, through their domestic focus, smaller companies tend to benefit from domestic growth policies and will be less impacted by future changes in global trade arrangements.»

It's a small detail but having your name on the top of the policy as an owner will then give you the ability to make changes, discuss or negotiate claims, and order pink slips.

Small changes and improvements to the security of your home and some strategic choices with your current insurance policies can help you save.

The policy change, expected to be authorized soon by Hawaii governor David Ige, who appointed Case to head the Department of Land & Natural Resources in April 2015, states that, «Any dog, cat, or other domestic pet, while being a stray within a small boat harbor, may be seized by officers and employees of the department, or by any other person authorized by law, and shall be disposed of as provided in chapter 183D - 65, Hawaii Revised Statutes.»

Flying Blue is making a small change to their mileage expiration policy.