Sentences with phrase «small cost premium»

Over the last two years, however, architects and builders have scaled up and branched out, constructing the next generation of Passive House buildings, including large multifamily, mixed - use, and commercial buildings — and often at no or a very small cost premium.

Not exact matches

In an effort to grow revenue and profits amid margin - crimping cost increases, American and its rivals are segmenting their cabins into smaller classes of service, including no - frills basic economy and premium economy, which offers a larger seat, more leg room and an amenities kit for a higher fare.

Furthermore, the final rule could also let insurance companies cover a smaller share of plan holders» medical costs and drop coverage for people who don't pay premiums, among other changes.

Alternative financing procurement — better known outside of Ontario as public - private partnerships — allow the public sector to pass on risks of delays and cost overruns to the private sector, in return for a small premium.

Most borrowers going through the FHA prefer to minimize front - end costs, but this upfront premium is an unavoidable (if small) addition that should be taken into account.

«We certainly applaud government's efforts on easing the burden of high housing costs and increasing access to child care, but in introducing a payroll tax to offset lost MSP premium revenues this Budget delivers another meaningful blow to small to medium employers, especially in the service and technology sectors,» adds Black.

The arrangement enables CMIT franchisees to more efficiently and cost - effectively deliver comprehensive, premium - quality IT management, protection and support services that meet all the technology needs of their small - to mid-sized business (SMB) customers.

«A major concern expressed by smaller businesses is the incremental CPP premiums, which they perceive as a payroll tax increase that will raise their cost of employing workers and thus discourage hiring.

In regard to economic policy, the Party promises to create a low cost environment for business by permanently keeping levels of taxation low, enacting a Red Tape Review (similar to the one in British Columbia) to aid small business, and eliminating health care premiums.

Water utilities usually earn a small but consistent premium over their cost of capital.

They work on much smaller margins and the price the consumer pays is in line with the added premiums provided to the farmer (often for quality in addition to organic certification), their own costs involved with organic certification, and the value added by actually roasting high quality beans that taste better.

Among the changes is a reduction of the premium costs by nearly 70 percent for small and medium sized farms and making more farms eligible for these lower premiums.

San Diego, CA (October 14, 2013) Moraki, Inc. (http://www.morakicloth.com), a small manufacturer of premium cloth diapers, has found a way to reduce production costs and pass the savings on to their customers.

FOR IMMEDIATE RELEASE PR Contact: Julia Smith [email protected] MORAKI LOWERS PRICES AND RELEASES NEW RETAIL PACKAGING San Diego, CA (October 14, 2013) Moraki, Inc. (http://www.morakicloth.com), a small manufacturer of premium cloth diapers, has found a way to reduce production costs and pass the savings on to their customers.

Rather, by pushing premiums higher, these taxes will force more business owners — particularly small business owners - to reduce or eliminate coverage for their workers, driving up the ranks of the state's uninsured, or shift more of the cost to their employees.

The premium membership is also extremely competitively priced, costing a lot less than many other, smaller dating sites.

If union strength results in higher employer costs, higher total premiums, and smaller employee contributions, then the removal of teacher health benefits from collective bargaining in Wisconsin might be expected to have the opposite effect: lower employer costs, lower total premiums, and larger employee contributions.

Whilst there may be a small premium for a product that is robust and built to meet the most demanding standards, in the long run there will be both cost and environmental savings as the demand for new products is reduced.

Exact pricing hasn't been announced, but Lexus says the ES300h will have the brand's smallest hybrid cost premium ever.

Like Porsche with the 911R, Aston is using the manual option to appeal to a smaller customer base that doesn't mind paying a premium to get the company's most evocative engine connected to a manual gearbox (Update: To clarify, the manual is a no - cost option on the Vantage but we're willing to bet the cars will have a premium applied by dealers and resellers).

While I loved the Audi Q5, it was a bit smaller, higher maintenance costs, and premium unleaded gas.

I gain insight, motivation, and because I am a premium member, access to marketing tools that would have cost me a small fortune on the open market.»

Characterized by lower upfront Mortgage Insurance Premiums and closing costs, the HECM Saver makes the reverse mortgage more affordable by allowing homeowners to borrow a smaller amount than the standard reverse mortgage.

Smaller denomination coins sell for a higher premium because they cost more to produce.

Term life insurance allows you to leverage a relatively small monthly premium for a large guaranteed death benefit with a lower initial cost than permanent life insurance.

For example, Kirchen generally recommends carrying a lower deductible on comprehensive insurance because it represents a smaller part of the total cost of the premium, so raising that deductible won't save you much.

Most borrowers going through the FHA prefer to minimize front - end costs, but this upfront premium is an unavoidable (if small) addition that should be taken into account.

As with any insurance policy, if you want that loss (the deductible) to be very small, the cost (premium) is higher.

Keystone Term life insurance allows you to leverage a relatively small monthly premium for a large guaranteed death benefit with a lower initial cost than permanent life insurance.

The average annual renters insurance premium is only $ 187 so even if one policy is more expensive than another, it might be easy to justify the small increased cost.

A small active share raises the question of why an investor would bother paying a premium for active management, rather than holding a lower - cost index fund.

But despite the similar interest rates, FHA loans often end up costing borrowers more in the end because they require a smaller down payment and have high insurance premiums, which borrowers must pay as part of the FHA process to protect the lender from a loss in the event of borrower default.

Some of the data is incomplete, but I will update it as it becomes available (note that I've also included Dimensional Fund Advisors / DFA mutual funds, as we use these low - cost securities with our PWL clients to gain exposure to the small and value premiums).

Finally, the narrower range means your upfront cost is smaller — you only pay the premium for the time and risk you want to be exposed to.

In the first few years of your policy, a very small percentage of your premium goes into the savings account while the rest is used to pay for upfront costs like administrative fees and the agent's commission.

This space might be included in your registration expenses, but if not you will save money because the small breed dogs do not need as much of the premium space and the costs are going be less for this space also.

Healthy Paws factors the expected increase in the cost of veterinary care into your rates so that annual premium increases are small and manageable.

More good news is that industry experts say this premium is no longer very high, as the cost differential between products made in China and those made in the USA is getting smaller.

Since premiums need to be set fairly, there is a need to assess climate change related changes in risk regardless of whether that will be a small factor in overall costs.

Despite Sterbas rosy outlook, the project will rely on a «green tariff,» a small monthly premium paid by participating customers, to cover its costs.

Usually there is a premium in the cost per watt for small systems of 3 kW or less because there is a fixed overhead for a solar company to deal with any client regardless of system size.

The cost of paying the annual premium versus the prospect of no insurance for a claim arising out of legal services (beyond the permitted exceptions) provided while on exemption, is a small price to pay.

Where applicable, this deductible is a tax on damages, obviously intended to lower loss costs and thus premiums by discouraging plaintiffs and their counsel from pursuing smaller claims.

Solos and smalls will use online forms, or online decision trees offering legal advice, to generate additional cash flow without increasing overhead costs; live or premium advice (via video conferencing or instant message) can be accessed for an additional charge.

If a typical small firm does conveyancing, pays a premium of, say, # 25,000, has one claim per year, and the average lender claim costs, say, # 50,000, it is not hard to see why an insurer might not find the proposition attractive, even though the firm is well run, and its claims record is better than average.

The cost - benefit ratio is definitely good because for the small cost of the monthly premiums, you receive a huge benefit when and if property damage or loss occurs.

Whether you travel for business or pleasure, a small premium can protect you from potentially devastating costs.

Because of the typically higher premium cost and the smaller amount of coverage, you could end up paying more for your premiums over time than your beneficiary will see in the resulting death benefits.

5 Easy Steps On Reducing Health Insurance Cost For Small Businesses There are some things that you can look at in order to reduce your fastest growing expense, health insurance premiums.

Renters insurance is an excellent investment because it costs relatively little to buy, and yet delivers great coverage for that small premium.