Not exact matches
These optional forms can include cost -
of - living increases or higher level amounts; the hypothetical account balance is not available as a
lump sum except for
small amounts or to the beneficiary
of the participant upon his or her death before commencement.
Another example would be a young widow with
small children receiving a
lump -
sum settlement from her husband's life insurance policy and can not risk losing the principal; although growth would be nice, the need for cash in hand for living expenses is
of primary importance.
There are two ways to fund your Traditional IRA: You can invest a
lump sum of cash all at once or make
smaller contributions throughout the year.
Through financing from the Citizens» Election Fund, candidates that obtain the required number
of small donations can receive a
lump sum to fund their campaign.
The funds can either be received as a
lump sum, or in
small daily installments with additional interest payments
of 10 %.
This kind
of relates to the
lump sum above — it's basically an extra bit
of cash for
small schools that can't «share services» with nearby schools because they are so isolated.
After several months
of mourning had elapsed, I began to yearn for a change
of scene, and so I decided to undertake a trip
of some description, using a portion
of the funds conferred upon me by my maternal grandfather, who had died several years previously, leaving me a
lump sum and a
small annuity.
More importantly, refinancing this type
of loan into a traditional car loan allows you to turn that large payment into
smaller payments paid out over time, freeing up a
lump sum of cash you would have otherwise paid out.
But if you get laid off near the end
of the year there is no harm in asking if a severance payment (usually a
lump sum) can be divided into two
smaller (equal) payments — one in the current year and one in the following year.
«In much the same way investment advisors and the investment industry preach dollar - cost - averaging and investing
small increments
of money over a long period
of time, as opposed to one
lump sum of money all at once, I think that just goes to justify the benefit
of taking the payments over the long run,» says Heath, «Especially if one didn't have a lot
of financial aptitude.»
You'll probably end up with less guaranteed income (or a
smaller stash
of assets) using this tactic than had your company offered a partial
lump sum - and - annuity option.
You have a very low interest rate on your mortgage and the
lump sum is a
small fraction
of the principal, so my guess without doing the numbers is that the RRSP or TFSA will win.
Consider buying ETFs in a
lump sum, rather than a number
of small amounts, to avoid higher brokerage fees.
The repayment plan takes other financial commitments into consideration and instead
of making a huge
lump sum payment, you can make
small installments.
While only about 10 %
of people older than 60 sell homes and move following retirement, it can potentially bring you a substantial
lump sum or lead to
smaller mortgage payments.
The first would allow current participants in defined benefit plans (for the
small percentage
of consumers that still have DB plans) to take their retirement savings in the form
of an annuity plus a
lump sum.
Under the adjustable rate reverse mortgage, homeowners can choose to receive home equity in monthly payments, term or tenure payments (a term payment being for a set term established by the borrower and a tenure payment being a payment for life), in a line
of credit that you can access when you want, or a combination
of any
of these choices (i.e. a
small lump sum to make repairs now, a portion in a line
of credit to be able to access for later needs and the remainder in monthly payments for life).
There are two ways to fund your Traditional IRA: You can invest a
lump sum of cash all at once or make
smaller contributions throughout the year.
SIP plans provide a systematic form
of investment where you can organize or plan your investment and break into
smaller payments rather than invest a huge
lump -
sum amount in one go.
To alleviate some
of the risks with investing large
lump sum investments, the amount can be divided into
smaller sums and invested at regular intervals over a period
of time
If you are making
small monthly contributions, why not use leverage in a line
of credit to make a
lump sum purchase
of, let's say, $ 10K in your ETF.
For a
small / regular premium, people could assure themselves
of an increasingly valuable financial asset which transforms into a large
lump -
sum payment upon death.
If you need some money to take care
of your emergency but you are not sure whether you can pay in a
lump sum, you might consider the
small installment loans.
You will get a schedule
of small repayment amounts to make instead
of being expected to pay the loan back in one
lump sum.
Lifetime mortgages give you funds in a single
lump sum or
smaller instalments over time, or a combination
of both.
Even people who only owe a few thousand (or sometimes even a few hundred) dollars are able to enroll in repayment plans that stretch their single
lump -
sum payment out over a longer period
of time — typically something like 36 months, or 3 years, with the total amount owed being divided into much
smaller monthly payments.
The changes included limitations on the amounts that can be drawn in the first year, the option to receive a
smaller one - time single
lump sum disbursement, as well as changes to the mortgage insurance premium, the principal limit factor tables, and requiring a financial assessment
of borrowers» ability to pay future property taxes and insurance obligations.
Typically, you pay a set amount — either in a
lump -
sum payment or
smaller amounts over a number
of years — and your child's tuition is set, regardless
of when they go to college.
Thus, even a simple application
of voting power analysis has profound implications — given the choice, Quicksilver can buffer its loss
of influence by a whopping 13 % by distributing its shares to
smaller shareholders, rather than selling a
lump sum to Baupost.
Then, if you quit you can withdraw your contributions and your interest (ie forfeit your pension and take a
lump sum of what you contributed plus a
small amount
of interest).
Others, known as balloon loans, may let you make
smaller payments, such as just paying the interest, and then require a
lump sum payment at the end
of the term.
While this can be managed by making sure they receive
small frequent feedings rather than one hefty
lump sum of a meal, it is equally important to look for high quality ingredients and free from any allergenic material.
With setting up recurring payments with Stripe et all, that would be potentially multiple
small payments the patron had to deal with every single month, instead
of one
lump sum.
Final expense insurance definition: a
small whole life insurance policy ranging from $ 5,000 to $ 25,000 where the primary purpose
of the
lump sum death benefit payout is to cover burial expenses, such as a grave marker and cemetery plot, and other final expenses, such as any outstanding debts that are not forgivable upon death.
The Social Security death benefit is relatively easy for surviving family members to claim and quick to be aid, but it is currently a
small lump sum payment
of $ 255 (assuming the deceased person had enough Social Security work credits).
Life Insurance is a policy provided by an insurance company, according to which in exchange for your premium payments, the insurer is obliged to pay a certain
sum (a
lump sum or portions
of smaller sums) to your beneficiary (persons you choose) in the event
of your death.
As SIP allows investors to invest
small amounts
of money systematically instead
of a
lump sum, the investment can be done on a weekly, monthly and quarterly basis.
You and your company buy / undertake land at attractive rates from
small land owners or farmers to build but you have one concern, that the
small land owner / farmer might not make best use
of this
lump sum they receive from you.
The idea
of life insurance is simple: You pay a
small premium each month to a company, and if you die prematurely, an agreed - upon
lump sum goes to your beneficiaries.
Basically, money back plans give
small amounts to the life insured at regular intervals instead
of paying the entire amount as a
lump sum amount at the end
of the term.
Regardless
of whether or not you pick the one time
lump sum payment or more than one
small payment method, you may be assured
of long - term financial savings.
This is the amount
of money financial planners recommend, since it allows the surviving spouse to take only a
small percentage
of the
lump sum each year to meet living expenses.
Balloon Mortgage — a short - term mortgage with
small monthly installments and a large
lump sum due at the end
of the loan term.