«Much of the delinquency uptick is driven by a relatively
small number of borrowers who still have sizeable mortgage and auto debts into their 70s and 80s.
Is the issuer's loan portfolio heavily concentrated in a small number of loans, or in loans to
a small number of borrowers?
If the mortgage scheme's portfolio is heavily concentrated in a small number of loans, or loans to
a small number of borrowers, there is a higher risk that a single negative event affecting one loan will put the overall portfolio (and your money) at risk.
Loans typically default because of one of the 5 Ds, and modifying terms is adequate to help
a small number of the borrowers.
Because
a small number of borrowers account for the majority of dollars in default, changes targeted at a small number of individuals and institutions could have large implications for taxpayers and the students involved, helping to keep borrowing to levels borrowers can realistically repay and to reduce costs of these programs for taxpayers.
Unfortunately, while not an epidemic problem, it's no secret that
a small number of borrowers fraudulently claim their down payments as «gifts,» even though they fully intend to repay the money.
For this reason, they were limited to
a small number of borrowers.
Despite loan restrictions from certain Australian lenders, the issue is said to apply to only
a small number of borrowers, and has not impacted Chinese appetite for Australian residential properties,... Ler mais >
As yet, however, only
a small number of borrowers have been identified as being eligible for such remediation action.
Expansive in that, according to The New York Times, it could add up to billions of dollars in debt being forgiven, but also under - exploited in that so far, it's only
a small number of borrowers who have actually stood up to the lender in court seeing relief.
Consistent with 2009 activity, a much
smaller number of borrowers also opted for preferred equity (8 %), second mortgages (8 %), and mezzanine loans (5 %).
Not exact matches
«
Small business owners are seeing the
number of alternative sources for financing their companies grow at an unprecedented rate, and while this is a good thing in terms
of increasing access to capital,
borrower protections have not caught up,» Mills said last month while introducing the
borrowers rights bill in Washington.
Consider Peer - to - Peer Lending Following the credit crunch and Great Recession, banks are still cautious about extending loans to
small businesses prompting a growing
number of potential
borrowers to search for loans online: peer - to - peer lending.
Karen Mills, former head
of the U.S.
Small Business Administration and the keynote speaker at the event said, «
Small business owners are seeing the
number of alternative sources for financing their companies grow at an unprecedented rate, and while this is a good thing in terms
of increasing access to capital,
borrower protections have not caught up.
The Debt Snowball, from a
numbers perspective, is going to cost you more money, however the snowball method works for a large
number of borrowers because
of the added incentive people often get to keep paying off debt when those
smaller loans and cards get paid off.
Make lots
of smaller loans, which has the effect
of diversifying your investment across a
number of borrowers.
In summary, there are a great many disadvantaged people who have been mis - sold PPI and
smaller percentages who also have a respectable claim for an account
of secret commissions, or commissions not properly disclosed, as well as limited
numbers of borrowers who may well wish to take advantage
of breaches
of the prescribed terms, with a view to walking away from liability for any further payments.
There are a
number of key reasons for this requirement, and a
number of key considerations to be made by
borrowers who own a
small business.