We could try and have you own
a small whole life plan for funeral expense with her as the insured and you as the beneficiary, but that option has its challenges due to insurable interest.
One place to check on that is http://www.gerberlife.com They have
small whole life plans for final expense for individuals aged 18 - 50.
Burial insurance / Final Expense plans are
small whole life plans designed for the Senior Market.
One place to check on that is http://www.gerberlife.com They have
small whole life plans for final expense for individuals aged 18 - 50.
Burial Insurance plans are
small whole life plans.
Not exact matches
If you are looking for a
smaller contract, then a
whole life plan might make more sense.
A
small whole life will be similar in costs to a larger term
life plan.
For those that
plan properly, they can purchase a very
small amount of
whole life, and use paid - additions to grow the cash value very quickly (as early as the first year), AND they can use term insurance (preferably as a policy rider) to supplement their overall family protection along the way.
Funeral insurance
plans are
small face value
whole life policies with very limited underwriting.
Also, these
plans, because they are
Whole Life plans, do acquire a
small cash value amount.
These
plans are
small whole life policies that are designed to last the insured's lifetime and never terminate like a term
life insurance
plan does leaving you with no coverage at all.
In the end, because these
small plans are
whole life, they will never change and they will always be there for you when you need it the most.
If you are looking for a
smaller contract, then a
whole life plan might make more sense.
These
plans are
small whole life policies that are designed to last the insured's lifetime and never terminate like a term
plan does leaving you with no coverage at all.
It has cash value — since the
plan is a
whole life plan it does have a savings element that accumulates cash value which you can pull out as a loan in case of
small emergencies.
Burial insurance
plans are
smaller face value
whole life insurance.
Burial insurance (Final Expense)
plans are
small whole life insurance policies that will last the insured's lifetime.
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