SAP creates more unemployment through the process of privatization, retrenchment of workers, the closing of local industries due to import liberalization, the displacement of
small farmers due to foreign
subsidized imports and
cut in agricultural subsidies such as for fertilizers and water and reduction of marketing facilities.
Most loans start accruing interest even while you're in school (unless you have a
subsidized loan), so beginning repayment early, even in
small payments, can
cut down on the total interest that accrues and get you closer to paying off your loan principal.
Note comments I've added to the question: I'm not in US so the money is worth differently - $ 1000 is more than a monthly wage, and medical costs are
subsidized by the government here, so $ 1000 coverage could for example cover recovery from
small car crash (broken a bone or two, healing
cuts, painkillers, hospitalization for several days, a week of physiotherapy) or a diagnostics, week of hospitalization, exams and drugs for non-chronic disease which can be healed in month or so... But I don't see how I could apply your answer, as I must choose insurance months BEFORE the medical problem occurs?