Sentences with phrase «smaller expense base»

Not exact matches

Big broker - dealers will seek to serve small balances in individual retirement accounts on a flat - fee and fiduciary basis using developing technology, the report predicts, while insurance companies will have to lower variable annuity expenses and commissions to be in line with other financial products.
Income splitting is being done to placate a small part of the Conservative base at the expense of all taxpayers.
Look for ETFs with low expense ratios and high trading volume relative to other commodity ETFs, and avoid ETFs with extremely small asset bases.
API accomplishes a great deal with efficiency - incurring only minimal expenses by employing a small staff, engaging a large devoted volunteer base and managing the organization in a virtual office environment.
Those who want to reward teachers on the basis of measured performance should consider whether it is worth the trouble and expense to implement value - added assessment if the only outcome is to reward small numbers of teachers.
Another option is for SEOG and the other campus - based aid programs (federal work study and Perkins loans) to be recast as an emergency aid program that colleges could use to help students with unexpected expenses such as an extra trip home to visit a sick relative, or for «completion grants» to students facing relatively small financial barriers to finish their degrees.
It's due to be handed to a new sponsor (at taxpayers» expense), the Paradigm Trust, a small London - based academy chain with no experience of secondary education.
In theory, many state laws provided for the possibility of organizing charters on a school - by - school basis, but given the expense of unionizing a small number of teachers, few unionizing efforts have been made.
That's a small expense, considering that at the base $ 15,000 level of coverage, you'd have to go 62.5 years of fifteen dollars monthly without ever having a personal property claim in order to not come out ahead on a claim for the policy limit.
If you can see on a monthly and yearly basis where all of your money was spent, you have the information to make decisions about the small expenses that add up as well as the obvious large expenses.
We're not living paycheck to paycheck, but, since we run our small home based business, it's also challenging to make sure we have all expenses paid, taxes and savings covered.
Instead of continuing the grind for another 3 - 5 years you can work for a fraction of that time to save relatively small pile of cash, say $ 10K, that you can withdraw from on a monthly basis to cover the rest of the 20 - 30 % of your monthly expenses.
The key is to be careful about only spending small amounts you can pay in full and on time on a monthly basis, and to only use your credit card in a emergency situations for large expenses.
We concede that there is some evidence, based on numbers compiled by Ibbotson Associates, that long - run excess returns have been earned from dividend - paying, «value» and small - cap stocks — albeit returns that are overstated by not taking into account management fees, operating expenses, turnover costs and taxes.
Some funds will execute «waiver or reimbursement agreements» with the fund's adviser or other service providers, especially when a fund is new and expenses tend to be higher (due to a small asset base).
A small business credit card, however, can soften the blow of those expenses with rewards or cash back based on what you spend.
A business credit card is perfect for you if you own a small - to medium - sized business, and you need to charge expenses and manage / analyze cash flow on a monthly basis.
Moreover, the vast majority of US - based cloud computing providers — from Salesforce to 37signals to Google — have no interest in taking on the large expense of establishing a Canadian data center to satisfy the needs of a relatively small market.
• Review your billing strategy: With 19 per cent of clients firing their firms based on expenses, it's often the small stuff that can rile up a client.
It's even better if you opt for a monthly payout as this will ensure better planning for these small expenses on a month - to - month basis.
The expense of hiring a Washington renters insurance inspector on a regular basis is going to be small potatoes compared to trying to cover the cost of a major emergency repair.
That's where the pain and expense comes based on what small business owners say.
According to the BitINKA team, the biggest market of South America is based on day - to - day expenses, which includes e-commerce, convenience stores, taxis, kiosks (small stores), etc..
This cloud - based small - business accounting solution includes online tools for accounting, bank account reconciliation, invoicing, expense tracking, payroll processing, and tax preparation.
Even though you will work within a brokerage, you need a small startup fund for business expenses and to cover several months of personal expenses while you build your client base.
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