Sentences with phrase «smaller home in cash»

Not exact matches

thanks, and yes, a pittance of a pension and regular checkups keep us on budget and head off any problems — best decision i ever made (financial or otherwise) was serving our country doing search - and - rescue, oil and chemical spill remediation, etc. (you can guess the branch of service)-- along the way, frugal living, along with dollar - cost averaging, asset allocation, and diversification allowed us to retire early — Vanguard has been very good over the years, despite the Dot Bomb, 2002, and the recession (where we actually came out better with a modest but bargain retirement home purchase)... it's not easy building additional «legs» on a retirement platform, but now that we're here, cash, real estate, investments and insurance products, along with a small pension all help to avoid any real dependence on social security (we won't even need it at full retirement age)-- however, like nearly everybody, we're headed for Medicare in several years, albeit with a nice supplemental and pharmacy benefits — but our main concern is staying fit, active, and healthy!

Of course, coming up with 20 % of a home's purchase price in cash is no small feat.

Many baby boomers have also decided to cash in their mcmansions for smaller homes.

WhenSabathia and Connors arrived, a small group of women and two men — formerCleveland State basketball stars Damon Stringer and Jamaal Harris — were waiting.Sabathia was wearing $ 15,000 diamond earrings, a $ 26,000 necklace with aplatinum cross and a $ 60,000 Rolex watch, and he was carrying $ 3,200 in cash.Stringer left with Harris, went to Stringer's home and retrieved a 9 - mm pistolfrom the safe, which also held $ 16,000 in cash.

If you choose to leave your purse at home, you can simply stash cash, your ID and some credit cards into a small pouch in the waist belt.

However, since I'll be putting in a small amount of money to the principle of the home at the beginning I'm wondering if I would be in a better position if I funneled that extra cash (We'll say $ 2000 / m) toward the loan instead of investing it.

The unstated idea behind LendingTree's recommendation is to take out a home equity or so - called consolidation loan, or to refinance your current mortgage and take cash out (like millions of now underwater homeowners did in the decade or so leading up to the 2008 U.S. housing crash), to pay off other, smaller but higher cost, debts like credit card or medical debt.

If you're a homeowner, for example, you might tap the equity in your home for retirement income by downsizing to a smaller, less expensive house that's also less costly to maintain or by taking out a reverse mortgage, which can provide regular income, a reserve of cash you can dip into when necessary or both.

If your debts are small, if your cash flow and credit are good, or you have equity in your home, you may be able to borrow enough money to pay all of your debts, and have one, lower payment.

On the flip side, as we all know cash is king, if you don't plan to be in the home very long, you might consider a smaller down payment.

* Recent homebuyers * Smaller home improvement loans (e.g., bathroom or kitchen as opposed to full remodel) * Borrowers in lower home value markets (if your home value has barely budged since you moved in, you may not have much equity to draw on for a home equity loan) * Those who value ease and speed * Borrowers with great credit and cash flow

through my own experience you buy with cash, get a good price, and then you live in the home that you just bought and you fix it up while living in it and either have a small loan that you're paying off but you're living in the home that you're fixing for profit so it's a win - win that's my opinion..

Dear Cashing In, I've always avoided reward cards with annual fees in excess of $ 100, but I run a small home - based business on the side and as I prepare my 2012 tax returns, I'm noticing how much more I'm spending on the business latelIn, I've always avoided reward cards with annual fees in excess of $ 100, but I run a small home - based business on the side and as I prepare my 2012 tax returns, I'm noticing how much more I'm spending on the business latelin excess of $ 100, but I run a small home - based business on the side and as I prepare my 2012 tax returns, I'm noticing how much more I'm spending on the business lately.

International Focus: Hong Kong discusses Hong Kong's cash - rich and bourgeoning art scene, which has become home to major international players who have recently opened up their first Asian outposts in the city, such as White Cube and Gagosian, as well as a new international art fair and a plethora of smaller commercial galleries and contemporary art spaces.

Mike Mercer: Our motivation had a number of factors — financial (and with the rental of the home we own, we have great cash flow), quality of life experiment (could our lives be just as meaningful and happy living in a small space?

Property rich but cash poor pensioners may find they can no longer afford to live in their clear title homes, and those who are financed to the hilt will discover that the extra tax amount and even a small increase in the interest rates will hurt them.

If this works out for me, ultimately I'd cash in on the equity of the homes and try to go into a small multi-unit apt, but, there's tons I need to learn to determine if that's really a good idea for me.

And the fact that home equity and cash - out refi interest is no longer deductible for those who may consider home equity in paying for college or other life events also may have an effect, however small, on the decision to buy or rent.

Let's also assume that a seller could buy a smaller home for cash at $ 250,000, putting $ 50,000 in the pocket.

The smaller $ 250K home would be priced at $ 225,000, resulting in $ 25,000 cash to put in the bank.

Business Tax Items • Permanently extends the 2001/2003 tax rates for adjusted gross income levels under $ 450,000 ($ 400,000 single); good for small business and home builders, 80 % of whom are pass - thru entities who pay taxes on the individual side of the code • Permanently extends the Alternative Minimum patch; again, good for small business owners who are frequently at risk of paying AMT • Permanently sets the parameters of the estate tax; positive for family - owned construction firms; codifies the 2010 $ 5 million exemption amount (indexed to inflation) and a 40 percent estate tax rate • Extends present law section 179 small business expensing through the end of 2013; offers cash flow and administrative cost benefits for small firms • Extends the section 45L new energy - efficient home tax credit through the end of 2013; allows a $ 2,000 tax credit for the construction of for sale and for - lease energy - efficient homes in buildings with fewer than three floors above grade