Sentences with phrase «smaller than a life insurance»

Mortgage protection insurance policies are typically smaller than life insurance policies, so the monthly premiums are affordable.

Not exact matches

I had a steady paycheck (even if it was small), free health insurance, dental, housing (single Marine barracks life), and chow... yet I was convinced that the grass on the other side was greener and more well - manicured than the base general's lawn.
Death benefits are usually smaller than traditional life insurance policies.
Term life insurance allows you to leverage a relatively small monthly premium for a large guaranteed death benefit with a lower initial cost than permanent life insurance.
Keystone Term life insurance allows you to leverage a relatively small monthly premium for a large guaranteed death benefit with a lower initial cost than permanent life insurance.
Because these policies are much smaller, the premiums are going to be more affordable than a traditional life insurance plan that has a lot larger payout.
Many families have been torn apart irrevocably for smaller amounts than the payout on the average Canadian life - insurance policy.
Another major benefit of first - to - die term life insurance is that you will be able to access the benefits of the policy sooner than if you both had smaller individual policies.
Although the face value (death benefit) is typically smaller than that of a traditional life insurance policy, so are the premiums.
Although it's easier (and faster) to buy than term life, guaranteed issue life insurance offers much smaller death benefits and is typically available only for shoppers in certain age groups (for example, age 50 through 80).
Because final expense policies are meant to cover a very narrow range of expenses, they are smaller in value than the average life insurance policy.
Because these policies are much smaller than a normal life insurance policy, the company won't require that you take a medical exam nor will they want to obtain your medical records.
These life insurance policies are focused on burial insurance and have a smaller death benefit than some other life insurance policies.
For example, you might find that getting a decreasing term policy to cover your mortgage plus another smaller whole life policy to cover burial costs will cost you less than one sizeable permanent life insurance policy.
Where you live also matters; car insurance in Portland is usually more expensive than in smaller towns or rural areas.
Only 40 % of women in the U.S. have life insurance, and women average smaller amounts of individual life insurance coverage than men.
Because of the size of the plan, the medical exam is going to be more intense than it would be with a smaller life insurance policy.
Because these policies are much smaller, the premiums are going to be much lower than a traditional life insurance policy that gives a significant amount of coverage.
Final expense insurance policies are smaller than most other life insurance policies, but still provide you with the means to help your family after your death.
Although the face value (death benefit) is typically smaller than that of a traditional life insurance policy, so are the premiums.
It's similar to guaranteed issue life insurance in that it's a relatively small coverage amount, but it's more than you'll typically get with guaranteed issue.
While a whole life policy's cash value is typically guaranteed to grow a certain amount, it's smaller than the potential growth of a variable life insurance policy.
And, if you don't think that your budget will budge enough to afford a small monthly life insurance premium, then consider what you spend on other non-essentials that will typically cost you more than $ 13.00 a month.
Although it's easier (and faster) to buy than term life, guaranteed issue life insurance offers much smaller death benefits and is typically available only for shoppers in certain age groups (for example, age 50 through 80).
Even if your coverage need is small — less than $ 100,000, for example — there are life insurance companies who will write small policies and may even offer them without the need for a medical exam.
Guaranteed life insurance typically has a much smaller death benefit than term or permanent life insurance, but will be issued few - questions - asked so long as you can pay the premium.
It is important to note that ordinary life premiums can be much higher than term life insurance premiums, but they are smaller than the premiums you'd eventually pay if you kept renewing term policies in your later years.
The amount of coverage offered by term life insurance will vary based on the policy you buy, but they can range from the smaller end ($ 25,000) to more robust coverage (more than $ 1 million).
The second thing that comes to mind regarding life insurance and the African American community is just how often many within the African American community will settle for a smaller, more expensive whole life insurance policy, rather than pursue all of their options and secure a life insurance policy that will better server their needs!
For the general population, exam - dependent life insurance policies are more straightforward and cost - effective than no - exam plans, which demand higher premiums and offer smaller death benefits.
Because these policies are much smaller than a traditional life insurance plan, they are not going to require a medical exam, which is an excellent benefit for anyone that's in poor health or has been declined for life insurance coverage in the past.
Not as much life insurance is needed for them as someone who has a family or young children that depend on them, but even a small fifty - thousand dollar policy is better than leaving those who are close to you with the burden of your final expenses and debts.
For example, if you live in a high risk area for thefts and accidents, or if you are known to have a record of traffic violations, you will pay more for moped insurance than if you live in a small town and have a clean driving record.
Another major benefit of first - to - die term life insurance is that you will be able to access the benefits of the policy sooner than if you both had smaller individual policies.
Rather than getting one big term life insurance policy that lasts a long time, the ladder strategy stacks multiple smaller life insurance policies of different lengths to save money and offer a decreasing amount of coverage.
If you have not yet purchased life insurance, you may make this tough choice easier in the future by purchasing several smaller term life policies rather than one large policy.
At BestLifeQuote.com we work with more than 30 different life insurance carriers, so we can help match you with the right company to help secure life insurance for a small business loan.
As a general rule the combination of smaller amounts, higher lapse rates and higher commissions and fees on debit insurance tends to make it more expensive than comparable regular life insurance plans.
Premiums for whole life insurance can be much higher than premiums you would pay initially for the same amount of term insurance, but they are smaller than the premiums you would eventually pay if you were to keep renewing a term insurance policy until the insured's later years.
Defaults in the life insurance industry are more common than many people realize, because small company defaults rarely if ever make headlines.
Similar to burial insurance, the death benefits on guaranteed issue life insurance are typically smaller than those of many traditionally underwritten policies.
These plans are much smaller than your average life insurance policy.
Term life insurance allows you to leverage a relatively small monthly premium for a large guaranteed death benefit with a lower initial cost than permanent life insurance.
Other than group life insurance provided by an employer, all small life insurance policies $ 5,000 — $ 30,000 we've ever seen offer immediate coverage for death due to accident, and a 2 - year waiting period for death due to a medical reason.
Big Island Whole Life Regardless of what myths you've heard about outrageous insurance costs, you don't have to be part of a small, insanely healthy segment to receive a Hawaii life insurance quote lower than Mauna Life Regardless of what myths you've heard about outrageous insurance costs, you don't have to be part of a small, insanely healthy segment to receive a Hawaii life insurance quote lower than Mauna life insurance quote lower than Mauna Kea.
Death benefits are usually smaller than traditional life insurance policies.
Guaranteed universal life insurance (GUL) offers lifetime protection, fixed premium payments, with a smaller price tag than other permanent policies.
Guaranteed issue life insurance policies * offer smaller payouts (usually less than $ 20,000) that can help you pay for your parents» final expenses, including their funeral and burial costs.
Most final expense policies provide death benefits that are a smaller amount than other forms of life insurance, often between $ 5,000 and $ 25,000.
If you have several loans and credit cards, there's more than a slight chance that you have multiple small credit life insurance policies in force.
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