Sentences with phrase «smaller than the credit»

Some providers require a deposit smaller than the credit limit.

The Hexoskin tracker is a tiny, Bluetooth - enabled device smaller than a credit card and easily fits into a square pocket on the side of the smart shirt.

And this tiny little powerhouse — the receiver is smaller than a credit card — is available from Cult of Mac Deals for a very limited time at the low price of $ 54.99!

Samsung recently released the T1 portable SSD, which is extremely lightweight and tiny — smaller than a credit card.

Not exact matches

To take advantage, you must have an export credit sales volume of less than $ 5 million in the past three years before application, your company must qualify as a small business under the Small Business Administration's definition of the term and you must have been in business at least one year with a positive net wsmall business under the Small Business Administration's definition of the term and you must have been in business at least one year with a positive net wSmall Business Administration's definition of the term and you must have been in business at least one year with a positive net worth.

Out of America's 27 million small businesses, roughly half don't accept credit cards, yet more than half of their customers wish they did.

Recent studies have shown that more than half of America's 27 million small businesses still don't accept credit cards, which is very surprising when you consider how much they're worth to the economy.

Finally, credit card programs enable small businesses to receive payment more quickly than they could with an individual credit account system.

«The result was a small basement startup that was faster, more efficient and provided better service than the larger players that were ignoring the potential of the credit card processing industry,» he explains.

And online lenders are approving loans for small business owners at a much faster pace than traditional credit sources.

The study found that nearly 40 percent of small business owners who didn't know their business credit score anticipated growth of less than 5 percent, while nearly three quarters who did, envisioned growth of up to 20 percent.

Part of the problem, the study found, is that «existing tax rules effectively create a $ 19,399 reporting tax loophole impacting millions of taxpayers» because of the confusion surrounding the requirements for forms 1099 - K, which is supposed to be filed by companies when they earn more than $ 20,000 through 200 or more credit card transactions, and 1099 - MISC, which covers payments above $ 600 to independent contractors, freelancers and small businesses.

Even though there are more lending options for small businesses than ever before, a crucial step is missing in the process; and no one is paying attention, leaving business owners increasingly frustrated over their rejections for credit lines and loans.

Those kinds of struggles had led 53 percent of those small businesses to apply for funding or credit lines over the past five years — and more than one in four said they had sought loans multiple times.

But even if one grants De Rugy her twin contentions that the SBA financing has reached just 1 percent of small businesses and that no more than 6 percent of small businesses have been unreasonably shut off from conventional credit, the SBA still has many potential customers.

A tightening of bank lending standards and a drying up of the home - equity - loan market in the post-financial crisis era have made small business credit less available than it used to be.

Because of the tight credit market, business plans are being more closely scrutinized than ever and banks are looking for specifics before looking at Small Business Administration - backed loans or community bank loans.

It also provides credit insurance to small companies in the U.S. who'd similarly like to sell to customers in other countries who might need more favorable purchasing terms than many small companies can offer.

Finance startup Bond Street issues loans to small businesses, many of which have less - than - ideal credit, and it's hatched a plan to stand out in the crowded online lending sector.

Small - business owners can have a particularly difficult time getting capital from a bank if they've been in business fewer than two years, if their credit score is less than 640 or if they need less than $ 250,000.

According to the Census Bureau 30 % of small businesses were started with less than $ 5,000, and 10 % of small business owners used a credit card to partly or fully fund the business.

Computer Shopper says the Portable SSD T1 is smaller than a business card and ChipChick likened its size to a credit card, but whatever object in your wallet you compare it to, the T1 is tiny.

Although the lack of jurisdiction over Bitcoin and its links to money laundering and illicit marketplaces have raised more than a few eyebrows, the currency offers a simple way for legitimate businesses such as small retailers and professional service providers to accept payments for international sales without facing onerous credit card fees or exchange - rate surcharges.

While many Americans miss out on deductions and tax credits throughout the year, nobody enjoys more of them than small business owners.

Those easy to obtain credit line increases proved a lifeline for small businesses and were much easier than dealing with a bank, if a bank approved the loan at all.

If you own a small firm and have been in operation for less than three years and have a credit score of below 650, you likely won't be able to secure a small business loan from a large bank.

Policy makers responded with more than a year of restrictive policies that slowed the economy and created a credit crunch that has been particularly severe for medium and small firms and that only recently has led to a moderation of inflation.

«Small businesses, on average are paying higher credit card fees than Walmart is, and Best Buy,» White says.

Moss highly recommends that small - business owners freeze their credit rather than put resources toward a credit - monitoring service.

Online alternative lending companies are also well - represented this year, from personal loans for people with less than perfect credit, as served by Avant, to small business loans from Kabbage and Prosper.

«The tax shield alone that the ESOP provides enables an ESOP to give a small business more debt, more senior credit, than they could get with other access to capital,» explains Mary Josephs, senior vice president of the Leveraged Finance Department at Chicago's LaSalle Bank Corp., an ESOP lender.

Possible reasons for the increased lending activity include lower levels of regulation at smaller banks than at their larger counterparts, recent movement of lending staffers from large banks to small banks and an increased willingness of smaller banks to take on credit and interest risk, the report says.

President Obama announced tax cuts for small businesses that hire new workers or raise current workers» wages, and a special tax credit of $ 4,000 for employers that hire people who have been out of work for more than six months.

Small purchases from independent retailers are the exception, because it costs small - business owners more to process a credit transaction than one using a debit card or Small purchases from independent retailers are the exception, because it costs small - business owners more to process a credit transaction than one using a debit card or small - business owners more to process a credit transaction than one using a debit card or cash.

The Section 179 deduction is the most - used tax credit by small businesses, with more than a third of business owners reporting taking advantage of it, according to a March NSBA tax survey.

Deciding to Apply for a Microloan Introduction to microloans Microloans are ideal for small business owners who operate microenterprises — businesses with fewer than five employees — and are unable to access credit from conventional banks.

11 There seems to be more diversity in interest rate investing than in corporate credit investing, which makes the worries about Treasury market liquidity seem a bit smaller, even though the market is of course much larger.

Under the new changes, «small creditor» — now defined as institutions with less than $ 2 billion in assets originating fewer than 500 first - lien mortgages per calendar year — would now apply to a 2,000 - loan annual origination limit, effectively easing the path for more banks and credit unions to comply with the ability - to - repay rule.

At the same time, nearly one in four African American, Hispanic, and Asian business owners plans to apply for credit in the next 12 months, higher than the general small business owner population planning to pursue credit (15 %).

Tom Sanger, a partner with accounting and advisory firm Moss Adams, says that, «small businesses, now defined as having an average of less than $ 50 million in gross revenue over the prior three years, will be able to offset (the alternative minimum tax) AMT with R&D credits generated after Jan. 1, 2016.»

He went on to say that the agency, created under the Dodd - Frank financial overhaul, is run by «essentially a one - person dictator» and added he had «probably had more complaints about the CFPB in my office, from small local banks and credit agencies, than every other government agency put together.»

The company's proprietary platform looks deeper into the health of small businesses, focusing on the overall business performance, rather than the owner's personal credit history.

(New York, NY) March 24, 2010 — On Deck Capital (www.ondeck.com), a leading provider of small business financing solutions, announced today announced today that over $ 50 million of loans have now been made to more than 2,000 Main Street small businesses using its proprietary performance lending system which evaluates businesses based on electronic performance data rather than relying solely on the business owner's personal credit score.

Community banks and credit unions are entities that have smaller volumes of business than Wall Street firms and derive most of their funds and lending operations in the local areas where they operate.

While APRs start higher than at other lenders, Kabbage has no minimum credit score requirements to apply, so it can be a good source of funding for small business owners with poor to fair credit.

By July an estimated $ 250,000 a day was flowing into his firm, mainly from small investors who let their book credits build up rather than taking out their money.

We think we're seeing signs of disruptive innovation occurring in the small business credit space - and in particular credit services for the self - employed and micro-businesses (less than 5 employees).

While credit limits tend to be smaller than a line of credit, a business credit card may offer rewards, such as cash back or travel points.

Qualifying for a business credit card may be easier than a traditional loan and could make it possible for a business owner who has not yet established a strong business credit profile or don't have sufficient revenue to qualify for a small business loan (provided you have a strong personal credit history).

In fact, many companies are making loans at higher costs than before the law passed under the Ohio Small Loan Act, Credit Service Organization Act, and Mortgage Loan Act.