Sentences with phrase «smart credit moves»

Not exact matches

Stuart Reid, executive director of the Food Co-op Initiative, a Minnesota - based nonprofit foundation that advises cooperative grocery stores, says he thinks Howard's Organics move to accept credit cards is a smart one — as most shoppers in today expect that from grocery stores, whether large or small.

As consumer credit card debt mounts, using your tax refund to pay down balances is an increasingly smart move.

Especially if you've made smart moves to improve your credit score.

If your debt is largely on store credit cards, which have rates that average around 26 %, a personal loan may be a smart move.

If you are struggling with debt, applying for another credit card may not seem like the smartest move to you.

Spending with cash instead of credit cards is a smart move to prevent the potential debt cycle that the holidays can bring.

New York State should move forward with new technology that would reduce the chances of credit card fraud and identity theft, according to state Sen. Marty Golden, who is sponsoring legislation that would require all new credit and debit cards issued to New Yorkers to be equipped with a smart chip starting Jan. 1, 2015.

So you might think that canceling all but one of your credit cards is a smart financial move for you, but it would actually hurt your credit score a lot.

While you can use your credit card to pay for your solar system, it wouldn't be a smart move in most cases.

Using a travel rewards credit card is a smart move, but you could save even more money — and get free tickets or hotel stays — when you double up on the earnings.

Consolidating your credit card debt is a smart financial move for anyone in any financial situation.

Here are their steps on how to turn $ 245 into $ 1,100 with some smart loyalty credit card moves.

Getting a credit card after bankruptcy can be a smart move, provided you can manage it responsibly.

If you don't or can't pay in full each month, using low interest rate credit cards is a smart move.

Spending with cash instead of credit cards is a smart move to prevent the potential debt cycle that the holidays can bring.

A Smart Investor membership ($ 115) includes special discounts with brokerages Questrade and QTrade, and a transfer credit for investors who move to Phillips Hager & North and RBC.

So even if it means cutting back on other expenses so you can have some extra money each month, it's a smart financial move to pay off your credit card bill as fast as you can.

On top of that, we are moving toward digital wallets, which would allow us to keep our credit cards stored on smart phones and other mobile devices.

Arranging financing on your own is the smartest move you can make if you have bad credit history.

Though you might be disappointed to learn your credit score doesn't transfer from Canada to the U.S., all you need is a little patience and some smart financial moves — and you'll be on your way to a solid three digits in no time.

For instance, if you transferred several card balances to a new card that offered a 1 % introductory interest rate for the first twelve months, but still have a significant balance left on it when the twelve months is almost over, it may be a smart financial move to take out a lower - interest personal loan and pay off that credit card balance.

While borrowing money to finance a home for your family or a college education can be a smart move that pays off, and even an «investment» in some ways, borrowing money to finance a brand new smartphone, a vacation, or a new pair of shoes — which is exactly what you're doing if you're carrying a credit card balance — will only hurt you in the long run.

You're shuffling your credit cards It can be smart to take advantage of balance transfer offers to move your high interest credit card debt to a lower (or even 0 %) credit card.

If you've got a good credit score, then you will save yourself thousands of dollars in interest rates over the years compared to someone who has a low score, which makes striving for a good credit score one of the smartest money moves you can make.

If your debt is largely on store credit cards, which have rates that average around 26 %, a personal loan may be a smart move.

With smart moves and strategic thinking, you can build a foundation for the future and enjoy the benefits of plentiful low - interest credit.

It's not the ideal solution to use a credit card to pay down other debts, but if the interest rate makes more sense on plastic than it does from you loan repayment terms, it might be a smart move to make a swipe.

In order to begin the process of credit repair, it is a smart move to seek new credit as a way to re-establish yourself.

And, perhaps more importantly, working on your credit score trains you to handle your finances better, so you'll make smarter decisions on money matters moving forward.

If you've had trouble managing your credit cards in the past, you may think closing your accounts would be a smart move.

Filed Under: Saving Tagged With: Finance, Investing For Retirement, Money Moves, Saving, Smart Money Moves Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

You've done your homework and you know that paying off your credit cards in full each month is the smart move..

As the cornerstone of a debt - reduction plan, a balance transfer can be a very smart move, but it won't affect your credit score much.

However, these smart financial moves won't necessarily show up on a credit report or be reflected in a FICO score.

Transferring the balance from one credit card to a lower interest rate card is a smart move, but watch out for any hidden fees in the process.

While earning and maintaining a good credit score is absolutely a smart move, there's no award for a perfect FICO score — no cookie, no trophy, no nothing.

I would think that consulting with someone about how to pay off your credit card debt would be a smart move, also.

Receiving alerts about key changes — these could include new lines of credit, new bank accounts and interstate moves — occurring on your credit report in real time can help you make smarter financial decisions and act swiftly in the event of fraud or identity theft.

Therefore, refinancing your student loans at a time when your debt - to - income ratio is unfavorable, and your credit score is not the best, may not be a smart move.

It's no wonder refinancing your credit card debt with a personal loan is a smart financial move.

How to improve your credit score is just one of the essential everyday money topics I tackle in my upcoming book, Money Girl's Smart Moves to Grow Rich, that's coming out in December.

Getting a personal loan to cover holiday spending can be a smarter move than relying on credit cards.

The report date is when a creditor sends updates to the credit bureaus, and paying off credit cards by this date is a smart move for those who use their credit cards heavily during the month, perhaps to rack up rewards points.

We want your credit score to be a badge of honor you can proudly wear as evidence of your smart money moves.

Video: 5 smart moves to make before Feb. 22 — Sweeping new credit card laws arrive on Feb. 22, 2010.

So the idea is to borrow within limits, within what's wise and what's smart and comfortable for you and which you can readily repay, like if you see yourself only paying minimum payments on anything, whether that's student loans like I did — not a smart move — whether that's barely getting by on a mortgage, say maybe an interest - only mortgage where you're not making principal payments, or of course, on credit cards where you're only financially able to pay minimum payments.

Tips to rebuild credit after living abroad — After living overseas for five years, bringing a dormant U.S. credit file back to life takes a few smart moves combined with a little patience... (See Rebuilding US credit)

How to build a better credit card portfolio — Standing pat with one card isn't a smart move today.

Q&A: How to combine existing card balances without hurting score — Combining several existing balances into an old, low - interest card is a smart move, as long as you keep all paid - off cards open to avoid hurting your credit score.

How to build a better credit card portfolio — Standing pat with one card isn't a smart move today.