When your neighbor has a fire and
the smoke damages your furniture and clothing, you've suffered a loss.
When your neighbor has a fire and
the smoke damages your furniture and clothing, you've suffered a loss.
Not exact matches
Not unless you want to live with charred
furniture and
smoke damage, burnt holes in your roof and ashes on everything.
What if your neighbor has a fire and there's
smoke damage to all of your clothes and
furniture?
Your
furniture will be
damaged by
smoke (a covered peril) just as easily if your neighbor as a fire as if you have a fire.
What if your neighbor has a fire and there's
smoke damage to all of your clothes and
furniture?
Commercial property insurance protects buildings and their contents, including computers, office equipment,
furniture, artwork, and all of your business personal property — whether it is owned or leased — if it is
damaged by fire,
smoke, theft, vandalism, weather, or certain other covered perils.
What if your neighbor has a fire and there's
smoke damage to all your clothes and
furniture?
It protects your personal possessions, including
furniture, clothing, electronics and household goods, against
damage from fire,
smoke, explosions, wind, lightning, vandalism, theft, water (excluding floods) and other miscellaneous disasters listed in your policy.
As a result, you have
smoke damage to your
furniture, so you need to make a claim on your renters insurance.
Even if the
smoke is the only thing that gets into your home, you could see serious
damage to your electronics and
furniture.
The nasty water and
smoke came down into our apartment and the
damages to our clothes and
furniture were nightmarish.
Examples of claims that are often overlooked can include: * Accidental holes in walls from moving
furniture, trips and falls, etc * Accidental spills, stains, tears in carpeting or gouges in laminate or hardwood flooring * Broken windows from flying objects * Puff - back from natural gas furnaces and water heaters * Undetected water
damage from underneath cabinets, dishwashers, refrigerators, washing machines * Water pipes that are frozen, cracked, leaking, or have burst *
Smoke stained kitchen walls and ceilings from a dinner gone wrong * Bathroom water
damage from an overflowing bathtub, sink, or toilet *
Damaged stone, carpet, or tile from a popping fireplace *
Damaged decks and siding due to flying play objects or having the bbq grill a little too close * Vandalism of any kind caused by disgruntled former occupants or random strangers * Major
damages from fire, wind, hail — yes, we do that too!