This means that the company will put you into
a smokers life insurance category instead of a standard one.
Not exact matches
In the past, the subject of purchasing
life insurance for
smokers was simple, everyone was lumped into the same
category of tobacco users regardless of what form of tobacco you used.
A
life insurance company can offer a specific smokeless tobacco user
category, which will have considerably lower premium rates as compared to the rates charged for regular
smokers.
If you're a user of any kind of tobacco product — cigarettes, chewing tobacco, cigars, or even smoking cessation products that contain nicotine — and you're shopping for
life insurance, you may have seen in your research that
life insurance companies split their health
categories into two major groups:
smoker and non-
smoker.
There are two main
categories of
life insurance risk class: non-
smoker and
smoker.