Sentences with phrase «smoking on your insurance application»

Not exact matches

ING will disregard cigar smoking and consider you for up to Preferred Plus Non Smoker rates if you smoke a cigar once a week or less and fully admit that you smoke Cigars on the life insurance application.

Will all life insurance companies, to qualify for non-smoker rates if you smoke cigars, you have to admit that you smoke cigars on the application as well as test negative for nicotine metabolites (which means you don't smoke cigarettes)

If you claimed that you were smoke - free on your life insurance application, or during your medical exam, but then your profile says otherwise, you could see a significant raise in your life insurance rates.

So there are no criminal implications of admitting to smoking marijuana on your life insurance application.

Life insurance premiums are based on your gender, smoking status and your age at the time of application.

For example, if you die of esophageal cancer but you failed to mention your smoking habit on the life insurance application, the insurance company could withhold the death benefit.

If you lied during the application of the insurance policy and you stated in the contract that you don't smoke even if you really do, and later on you are diagnosed for lung cancer, your insurance policy will be canceled.

The initial (usually) 3 - year period of a life insurance policy is called the contestability period, as during this period suicide and misrepresentation of the information provided (e.g. smoking or heavy drinking when you stated on your application form you don't smoke or drink) can void the payment of the benefits in case of death.

There has been a noticeable increase in life insurance applications in Oklahoma in the last year which has been credited to the reduction in life insurance rates over the years because of people living longer due to eating properly, stopping smoking and visiting the doctor on a regular basis.

Burial Insurance applications ask questions such as your history of smoking, height and weight, past medical illnesses, a checklist of diseases that you or family members have, exercise habits, driving history, and so on to gauge both your health and lifestyle.

The insurance company determines what group an individual should be placed in based on medical history as well as physical condition at the time of application for the policy, personal attributes such as whether or not you smoke, drink excessively, use drugs not prescribed by a physician, driving record or involvement in any hazardous activity.

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