Not exact matches
Accident forgiveness is offered by some insurance companies as a way to forgive an
accident, claims or moving violations
so that your rates do not increase.
If you are involved in an at - fault
accident,
accident forgiveness protects your driving record from falling
so you don't pay higher premiums (or marginally higher with some insurers).
Forgiveness, of course, is generally a one - time benefit,
so don't rely on it for a series of
accidents.
According to the Department of Motor Vehicles, car insurance rates can go up after you file a claim, although many insurance companies offer «
accident forgiveness» as an additional perk
so this doesn't happen because of one
accident.
One company that does is Progressive
so if you are a current Progressive customer or are looking into switching insurance companies here is a brief overview of Progressives
accident forgiveness policy.
Accident forgiveness doesn't erase a crash from your permanent driving record,
so if you switch insurance companies, you might end up paying extra for an
accident that was forgiven by your previous insurer.
offers two types of
forgiveness: One
accident and one minor violation are forgiven every 36 months,
so your rates won't go up after a crash or ticket.
Features such as
accident forgiveness and loyalty discounts exist because there are
so many other companies lined up online ready to snatch up any driver that chooses to take a look around elsewhere after their rates were increased.