Sentences with phrase «so average expense»

So the average expense ratio of the Vanguard Variable Annuity is going to be 52 basis points versus an industry average of 2.26 %, so that's about an average of 70 % savings there, which we think is important to making the value for our investors.

For example, with five - to 10 - year Treasuries recently yielding 1.5 % to 2 %, paying even the 1 % or so average expense ratio for an intermediate - government bond means you're losing half or more of that yield to expenses.

Not exact matches

For variable expenses, such as an electricity bill, use the average of a year's bills — so add up all the bills, divide by 12 and use that number as your estimate.

So if the average church gets three conversions for every 100 people, and the average church expense for 100 people is about $ 170,000, then the average expense per conversion is over $ 50,000.

The accuracy of this figure is confirmed by two facts: first, Rochester, with an average attendance of 2,500 so far this year, will come within $ 25,000 of breaking even; second, St. Louis, with extremely high travel expenses and no TV income, requires an average attendance of 5,000 to break even.

I have found it really difficult to determine the expenses associated with the brand - name target - date fund in my current 401 (k)-- it's made up of mutual funds, so I realized I had to look at the weighted average of their expense ratios.

This was the case at my former employer who had about a dozen actively managed funds (they weren't index funds) with fees under the average expense ratios of typical actively managed funds and performance on par with its benchmarks - so you get actively managed while paying near index fund prices.

Thus it is advisable to have a separate savings account where you will deposit a fixed amount each month for such unexpected expenses and after six months of married life, you can do an average of unexpected expenses so as to beat their unexpected nature and have enough money to face them without having to make any sacrifices to make ends meet.

The mutual fund industry did not cause the average mutual fund investment expense ratio to come down (ever so slightly).

^ SSGA Funds Management, Inc. (the «Adviser») has contractually agreed to waive its management fee and reimburse certain expenses, until October 31, 2018, so that the net annual Fund operating expenses, before application of any fees and expenses not paid by the Adviserpursuant to the Investment Advisory Agreement, if any, are limited to 0.45 % of the Fund's average daily net assets.

This is particularly so in the case of actively managed equity mutual funds, where management expense ratios (MERs) average about 2.4 % a year.

Here again, management expenses are relatively low and so is portfolio turnover, given the fund's average holding period of individual securities is more than three years.

I typically expect between $ 3,000 and $ 4,000 on average in expenses so this total is right in line, though it would have come in much lower.

Beginning May 1, 2016, Southeastern has agreed to waive fees and / or reimburse expenses so that Global Fund Total Annual Fund Operating Expenses (excluding interest, taxes, brokerage commissions and extraordinary expenses) do not exceed 1.2 % of average net assets on an annualizeexpenses so that Global Fund Total Annual Fund Operating Expenses (excluding interest, taxes, brokerage commissions and extraordinary expenses) do not exceed 1.2 % of average net assets on an annualizeExpenses (excluding interest, taxes, brokerage commissions and extraordinary expenses) do not exceed 1.2 % of average net assets on an annualizeexpenses) do not exceed 1.2 % of average net assets on an annualized basis.

Expenses have been higher than normal ever since I bought them (MBA tuition, new house purchases) so it may not always be the case, but I've been averaging $ 500 - $ 750 back per year without changing my spending patterns.

However, he cautions these numbers reflect nominal returns so if inflation averages 2.5 % a year, the return on a balanced 60/40 portfolio would fall from 5.4 % to 3 % before investment expenses.

^ SSGA Funds Management, Inc. (the «Adviser») has contractually agreed to waive its management fee and / or reimburse certain expenses, until January 31, 2019, so that the net annual Fund operating expenses of the Fund, before application of any fees and expenses not paid by the Adviser pursuant to the Investment Advisory Agreement, if any, are limited to 0.30 % of the Fund's average daily net assets.

Of course, the key is to plan your expenses so that they fall within your monthly average.

Vanguard Dividend Appreciation isn't the only ETF with this type of mandate, but its 0.09 % expense ratio and 10 - year average annual return of nearly 8 % show its success in doing so.

Well, 70 % of your income is an easy shorthand for «current expenses, minus average current savings for retirement (& kid's college)» so it does work for a lot of people.

Also, every time you change jobs you have a chance to roll over, and last I checked the average time at a job is ~ 5 years so even over a longer career, there's periodic opportunities to get your money out of those unfortunate high expense 401k

The underlying portfolioâ $ ™ s average interest rate is 5 % and the fund charges an extremely = small management expense ratio (MER) of only 0.40 %, which is a percentage point or so less than most bond mutual funds.

Actual capex substantially exceeds current depreciation / amortisation expense — so, despite no SBC cash cost, Alphabet's FCF is only marginally higher than GAAP net income (on average) over the last 5 years.

The IRS knows how much money average people of certain income levels contribute to charity, pay for medical expenses, and so on.

So, an average litter of 10 puppies comes to $ 1800 for just expenses in this category.

I can see isolated cases as compression at the poles and other curiosities but not on the average, and besides, even with those effects the temperature gradient is rarely actually inverted so in a net sense that is only slowing the cooling of the surface at the expense of equal cooling in the atmosphere which ends in a greater temperature gradient therefore a greater flux of energy upward to space.

Large grains grow at the expense of small grains, so the average grain radius increases with snowpack age.

Your maternity leave budget should also include an expense line for all the baby purchases you will need to make; parents will spend an average of $ 12,000 on their baby the year after it's born, so diapers, furniture, baby nurse, child care, and extra food costs all add up.

«Here's the amount of profit I want to make, and here's my total operating expenses, so here's the total number of transactions I need based on average sales price to run my organization profitably, and here's how many advisors I need to have to cover that number.

Doing so helps us align income trends with expense trends, which some survey consultants say are better tracked in averages.