Sentences with phrase «so by their insurance policies»

Not exact matches

The same way that a bank deemed too big to fail might take greater risks — having the knowledge that its most severe mistakes will be underwritten by somebody else — so, too, can signing your name on a marriage licence offer a sort of insurance policy that changes your behaviour.

USAA auto insurance is generally affordable, so by bundling with your USAA renters policy you can save even more money.

The riders available for a particular policy change by insurer, so if you'd like to customize your coverage using them, you'll want to check what exactly is available before you purchase the life insurance.

The coverage offered by your vehicular insurance policy may not seem like so much after all.

USAA auto insurance is generally affordable, so by bundling with your USAA renters policy you can save even more money.

Both companies also allow you to bundle your policies, so if you have car insurance in Florida, you can get a discount on both policies by combining your policies under one roof.

Home repair costs covered by an insurance policy, like a roof leak stemming from a tree falling on your home, can quickly add up, so it's best to have financial protection.

It's not always easy to figure out when water damage is and isn't covered by your policy because the distinctions are so fine, but this guide will inform you of the specific situations when your homeowner's insurance will cover water damage.

By changing policies so, I am afraid that the health insurance company could deny a lot of my claims citing that I have to be on the same policy for X years before they pay for those situations, or cite a «break in coverage» clause and turn down an expensive claim.

That means they can't be on an insurance policy as a named insured or additional named insured, so the policy protects them by default because there's really no other practical way to cover them since your five year old can't exactly get their own policy.

Governor's Square renters insurance from Effective Coverage is underwritten by highly rated companies so that you know the policy will be there when you need it.

Limits are aggregate numbers, so if you have $ 15,000 of New Jersey renters insurance personal property coverage and a total loss like a fire, you'll be splitting that limit between everyone covered by the policy.

Keep in mind that policy limits vary by insurance company and by policy, so if you have questions regarding your specific loss of use coverage limit, it's best to ask your insurer.

Term life insurance is not available as a standalone policy on children (because the term would likely be over by the time they needed income replacement for their own families), but a permanent policy will last their lifetime so long as the premiums are paid.

However, they do happen from time to time, so it is important to be aware of the possibility if you are purchasing a life insurance policy sold by a mutual life insurance company.

So, if a policy qualifies as an insurance contract, the pre-ordained tax advantages sanctioned by the I.R.S. code apply which include the following common benefits:

They may also be used by those who would like to purchase a permanent life insurance policy, but are not able to do so immediately for various reasons.

«I did, however, assume that she will continue receiving a rental income of $ 20,000 annually for the rest of her life, plus full CPP and OAS benefits starting at 65,» he says, before adding a note of caution: As a single mom, Gueutal should buy disability and critical illness insurance policies so her income is never interrupted by an illness or accident.

Most homeowners insurance policies have exclusions for flood damage, so the only way to get coverage is by supplementing your home insurance policy with a policy provided through the National Flood Insuranceinsurance policies have exclusions for flood damage, so the only way to get coverage is by supplementing your home insurance policy with a policy provided through the National Flood Insuranceinsurance policy with a policy provided through the National Flood InsuranceInsurance Program.

Most of the companies above insure both home and autos, so it's worth a try to see if you can pay less by bundling insurance policies.

Thus, it makes sense to roll the dividends back into the policy by purchasing additional whole life insurance so that your cash value grows, compounded by a guaranteed interest rate and dividend growth and your death beenfit grows, so you leave as much money as possible to your estate.

A twenty five year old person could conceivably have life insurance coverage up to retirement at the age of sixty five should they so choose by purchasing a whole life insurance policy.

When you sell your life insurance policy, you do so by hiring a purchaser through a life settlement company.

Triggers can be set either by the state or insurer, so you should refer to your homeowners insurance policy to understand what the trigger is.

Currently one of every five American consumers has an error on his or her credit report and 5 percent of us endure errors so serious that we likely are being overcharged for credit card debts, auto loans, insurance policies and other financial obligations, according to a comprehensive study issued Monday by federal regulators.

So does the slight fee that is imposed by the state on Minnesota Renters Insurance, though this usually amounts to just a few cents on the cost of the policy.

Flood damage isn't covered by homeowners or renters insurance policies, so you would likely have to pay the associated costs out of pocket.

This is in continuation to your reply at page «best - top - equity - mutual - fund - sips - in - india», i already have sufficient term insurance plan now, so my endowment policies are just meant for savings / wealth creation, i checked the information given by you above, but unable to decide: 1.)

Insurers will often give family discounts on multiple policies, such as for car insurance, so shop around to see if you can get a better deal by using the same insurer for several policies.

However, laparoscopic surgery for dogs might not be covered the same by every pet insurance company, so it is important to check your policy or contact your insurer to ensure that you are covered.

Pre-existing conditions, which can be anything that needs treatment before the end of your pet insurance policy's waiting period (ranging from 14 days to one year), aren't covered by any pet insurance provider — so don't expect them to be.

I had no idea how he could have so badly injured both areas of his right leg but luckily I had added him to my insurance policy the day I adopted him as a kitten so he was covered by Healthy Paws!

Holiday Extras ensure that all of the drivers and vehicles used for our airport transfer service are covered by a fully comprehensive policy of insurance, so in the unlikely event that you need it, you have the peace of mind that you and all passengers are covered.

Travel insurance for a family of 4 starts to add up so this is a very good benefit to have — but make sure you're not covered by a work policy or by another credit card.

Between these two extremes is a reasonable, balanced middle position, which is: We're not certain exactly what the effects of climate change will be, but the potential risks are large, so it's worth hedging our bets by acting to reduce emissions as an «insurance policy.»

Your employer should have an insurance policy to cover any legal costs, so you don't need to worry that you're doing damage to their business by making a claim.

If your auto insurance policy has lapsed it means that you have missed paying the premium or renewal amount and so you are no longer covered by the insurance.

For the reasons given by the Court of Appeal, we are all of the opinion that the exclusion from the insurance policy based on art. 2402 of the Civil Code of Québec may not be set up against the heirs of the insured, as that article must, even in light of s. 34 (1) of the federal Interpretation Act, R.S.C. 1985, c. I - 21, be interpreted having regard to the principles of interpretation that apply in the area of insurance law so as to favour the precision and certainty of the grounds for exclusion in such matters.

Any average person applying for this additional insurance coverage would understand a «policy of insurance» to mean an optional, private insurance contract and not a mandatory statutory scheme such as the CPP; so future CPP disability benefits do not reduce the amount payable by the insurer under the endorsement.

Also before buying the policy itself, make sure to shop around by asking insurance agents or insurance brokers to give you a Professional Indemnity Insurance Quote so you can make the necessary comparisons you need before you buy your Pinsurance agents or insurance brokers to give you a Professional Indemnity Insurance Quote so you can make the necessary comparisons you need before you buy your Pinsurance brokers to give you a Professional Indemnity Insurance Quote so you can make the necessary comparisons you need before you buy your PInsurance Quote so you can make the necessary comparisons you need before you buy your PI policy.

Backtracking from Chubb Insurance's denial of coverage to a law firm with a blog, the insurer now says law firms publishing blogs will be covered by their malpractice policy so long as lawyers are not answering specific questions in a way that could be construed to be legal advice.

It might be more convenient for the doctor in terms of collection of bad debt, insurance policy claims (where an insurance card would normally be required, at least), protection against fraud claims from an insurer, and medical record keeping to have a name, so a doctor might make it a policy to require ID, but it is not required by law (except where a government benefit provider like Medicaid or Medicare is involved and has a regulation requiring it).

The insurance companies are always referring to the high cost of claims and fraud for the reason why auto insurance premiums are so high BUT what you don't hear is that the rates approved by the government include a 12 % profit for every policy.

Should you die while the policy is in force, your beneficiaries will receive not only your the initial face value as a death benefit, but also it's common for dividends to buy additional insurance by way of what are called «paid up additions», so the death benefit could actually be higher than the face value at the purchase of the policy.

Life insurance policies are regulated by the state the insured person lives in, so it depends first on state regulations for life insurance.

The disease can not be said to be pre-existing if it was merely opined so by the doctor on basis of talks with the patient, the forum said while asking the National Insurance Co Ltd to pay Rs 75,000 to a policy holder for rejecting his claim for reimbursement of his wife's treatment expenses.

A so called «collateral assignment» of a life insurance policy is often requested by the lender.

Think about it this way: if your car insurance plan is lacking when it comes time to make a claim, those low prices you were so concerned with at the outset of your policy will now be more than overshadowed by significant out of pocket expenses.

If so, you might save the most by switching to a pay - per - mile auto insurance policy like those offered by insurer Metromile.

Car insurance policies are usually written so that liability coverage protects members of your household against claims brought by people who are not part of your household.